Assisted Living Facilities in London, KY

London sits at the foothills of the Appalachian Mountains and serves as the seat of Laurel County. This region has 2 assisted living facilities, including 2 facilities within the city limits. On average, seniors in London pay $4,568 per month for this level of care, which aligns with the national norm of $4,500 but is considerably higher than Kentucky’s average rate of $3,448.

In our directory, we have 10 reviews reviews of assisted living facilities throughout the London region. According to these reviews, local facilities have an overall rating of 4.8 out of 5 stars stars.

All assisted living facilities in London, as well as in the rest of Kentucky, obtain annual certification from the Kentucky Department of Aging and Independent Living. This department defines the scope of services assisted living facilities must provide, and it sets standards for intake and discharge criteria.  

• The overall cost of living in London comes in about 4.7% below the national average, making the city a financially viable option for prospective assisted living residents with budgetary considerations. This is mainly due to low housing costs, which come in 35% below the national norm, and health care expenses, which cost about 30% less here than in a typical U.S. community.
• CHI Saint Joseph Health sits in London, giving assisted living residents access to a diverse range of inpatient, outpatient and emergency services. This 150-bed regional hospital sits on a 52-acre campus and provides surgical care, rehabilitative services and sleep care. It also hosts classes, support groups and senior programs for area residents.
• Seniors in Kentucky don’t pay state income taxes on their Social Security benefits, providing significant savings for assisted living residents who primarily rely on this form of income. While the state taxes other forms of income, there’s an exemption of up to $31,110 to reduce what seniors owe to the state.
• Laurel County, where London is located, ranks in the 25-50th percentile for health outcomes and factors and comes in 62nd across the state’s 120 surveyed counties for health. The average life expectancy is lower than state and national norms at 74.3 years, and an estimated 10,200 years of life are lost annually to deaths in people aged 75 and under compared to 7,300 nationally. Fortunately, assisted living residents have access to services such as on-site health monitoring and on-call physicians, promoting their ongoing health.
• Crime is comparatively prevalent in London, with the city ranking as safer than just 4% of U.S. communities and 1% of Kentucky cities. Additionally, both its violent and property crime rates are high compared to similarly sized communities nationwide, making assisted living a preferred alternative to living alone.
• The AARP Livability Index gives London a rating of 50 compared to the average U.S. score of 48, putting this city in the top half of U.S. communities for seniors. The city ranks particularly well for affordable, senior-friendly housing options, high hospital patient satisfaction rates and an above-average walkability score.

In London, assisted living communities charge $4,568 per month for care.

Seniors in London pay $4,568 monthly for assisted living, which exceeds the national norm of $4,500 and runs hundreds of dollars higher than Kentucky’s average of $3,448. Local care costs are significantly higher than rates in other surveyed cities, including the Louisville/Jefferson County region, where facilities charge $3,500, and Elizabethtown, where monthly fees come in at $3,225. Similarly, in Owensboro, rates are competitive compared to care costs in London at $3,088.

Assisted living rates in London come in at $4,568, making this one of the more economical senior care solutions in the city. Adult day health care facilities charge lower monthly rates of $1,690 for personal care services and skilled nursing, although the lack of provision for housing makes it costlier than assisted living for many seniors. Seniors pay $4,957 for in-home care, which includes a similar scope of nonmedical personal care services to assisted living in the individual’s home, and home health care, which includes skilled nursing services. Additionally, nursing homes charge considerably more than assisted living facilities, with rates at $6,996. This level of care is for seniors who need around-the-clock medical supervision and skilled nursing services.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.