The 10 Best Assisted Living Facilities in Homosassa, FL for 2024

Homosassa is a census-designated place in central Florida with a large senior population. Of the area's 1,888 residents, 55.8% are seniors, more than in a typical Florida city. Local seniors can benefit from the region's relatively affordable cost of living, warm winter temperatures and low crime rates. Homosassa also offers quick access to several health centers and numerous assisted living communities.

Assisted living provides a low-maintenance lifestyle to seniors who need help with day-to-day activities. Staff members handle chores such as housekeeping and cooking so residents can enjoy on-site amenities and socialize. Caregivers are also available to provide assistance as per seniors' individual service plans, including optional help with medication management, dressing, eating and other personal care tasks. In Homosassa, this type of care costs $4,250 per month on average, according to the Genworth 2021 Cost of Care Survey. This is slightly above Florida's statewide average but lower than the national norm.

Through this guide, seniors and their families can learn more about assisted living in Homosassa, including how local prices compare to fees in nearby cities. It also explores the benefits and drawbacks of living in Homosassa and provides a list of useful resources for seniors.

The Agency for HealthCare Administration, Bureau of Health Facility Regulation, monitors and licenses assisted living communities in Homosassa and the rest of Florida. The agency implements staffing requirements, health and safety regulations and emergency preparedness rules to ensure seniors receive proper care.

• Health care in Homosassa is about 6% cheaper than the national average. Seniors can access several local medical centers, and while there isn't a hospital directly in town, Bravera Health Seven Rivers is roughly 30 minutes away in the nearby city of Crystal River. 
• The overall cost of living in Homosassa is 9.7% lower than the national norm. However, some expenses are costlier than average, including groceries and utilities. Many assisted living communities offer fixed monthly rates, which can help seniors manage any budgetary concerns.
• Florida is a tax-friendly retirement destination. The state doesn't have any personal income tax, meaning disbursements from retirement accounts such as IRAs, 401(k)s and pensions are tax-free. Additionally, the state doesn't tax Social Security income, nor does it impose estate or inheritance taxes.
• Summer weather in Homosassa can be uncomfortable. Humidity is extremely high, and temperatures often surpass 90 degrees Fahrenheit in July. However, other seasons are generally pleasant, and seniors may appreciate the region's warm winters. Average temperatures stay between 45 and 80 degrees Fahrenheit from November through March. Additionally, the region offers 248 sunny days annually, much more than the national average of 205.
• Homosassa has notably high-quality air and water, so local seniors are less exposed to pollutants. On a 100-point scale, local air quality rates 75 compared to 58 nationally, while water quality rates 81 versus the national norm of 55. 
• Crime rates are comparatively low in Homosassa. On a 100-point scale, local violent crime ranks at 17.4, compared to the national average of 22.7. Property crime is also relatively uncommon, ranking 32.9 versus 35.4 nationally.

On average, assisted living costs $4,250 per month in Homosassa.

Assisted living in Homosassa is affordable compared to the national norm, averaging $250 less per month. However, local prices are 6.3% higher than Florida's statewide norm, so seniors may want to consider receiving care in other locations. To the northeast, assisted living in Ocala is cheaper than in Homosassa at $3,850 on average, while to the south, Tampa is even more economical at $3,350. Still, some cities are more expensive than Homosassa, including The Villages, where monthly rates average $5,208 per month.

Assisted living provides seniors with 24/7 assistance in a residential setting for $4,250 per month. However, some seniors may prefer staying at home. In that case, in-home care may be a better fit, averaging just $23 more per month. Seniors who need ongoing medical support can also receive care at home, with home health care costing more than assisted living, at $4,559. On the other hand, some older adults may require more extensive medical support than home health care can provide, making a nursing home facility a good choice. Averaging $8,760 per month for a semi private room, these facilities offer the highest level of care and are the most expensive option in Homosassa.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.