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The 10 Best Assisted Living Facilities in Germantown, MD for 2024

Located on the outskirts of Washington, D.C., is Germantown, Maryland, flanked by Hoyles Mill Conservation Park and Wildcat Forest. As a bedroom community of the nation’s capital, Germantown offers a slower-paced, residential way of life with the convenience of accessing the healthcare and amenities of Washington. The city’s population is 91,000, but just 9% is comprised of seniors age 65 and up. Many of these individuals may need to transition from living at home into assisted living as their needs change. 

Assisted living communities provide around-the-clock personal care as needed, and many have a nurse on staff. These homes have private residences for each individual or companion suites, with meals and light housekeeping included. A robust social schedule enables seniors to meet new friends and participate in group activities. Many communities have amenities for resident use, such as a fitness center or pool. The average monthly cost in Germantown is $6,000

This guide covers the cost of assisted living in Germantown, plus other types of long-term care. It also takes a closer look at the features of the city, including a list of free local resources for seniors and their families. 

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Assisted Living Facilities in Germantown, Maryland

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What to Consider About Assisted Living in Germantown

Germantown assisted living communities are licensed and regulated by the Maryland Department of Health. This agency divides assisted living homes into three tiers depending on the level of care residents receive. Each residence must demonstrate that it meets the criteria for the level or levels for which it’s applying for licensure.  

Benefits and Drawbacks of Assisted Living in Germantown

  • The cost of living in Germantown is 116.9, slightly higher than the national median of 100. The cost of living is further broken down into other categories, including housing, 130.1, and health care, 92.6. The elevated housing costs may make operating costs for some assisted living communities higher. Many seniors who have ongoing health concerns may appreciate lower-than-average health care costs. 
  • Seniors in Maryland who have an income of less than $100,000 per year (including income derived from Social Security, pensions and retirement accounts) are eligible for a state income tax break. No taxes are levied on the first $50,000 of income, and the remainder is taxed at a lesser rate. 
  • As part of Montgomery County, Germantown is included in the county’s status as a member of the AARP Network of Age-Friendly States and Communities. This list designates communities that are especially amenable to seniors, including access to resources and support. 
  • Crime rates are ranked on a scale of 1-100, 100 being the highest. Seniors in Germantown can rest easy knowing that both violent crimes (17.4) and property crimes (26,6) are lower than the national averages, 22.7 and 35.4, respectively. 
  • The BestPlaces Comfort Index rates Germantown 7.3/10, meaning it is more comfortable than most places in Maryland. Seniors will enjoy pleasant summers, with July high temperatures of 85 degrees and 197 days of sunshine each year. Winters are a bit chilly, with January lows of 25 degrees and about 25 inches of snow each year. 
  • Seniors in Germantown have plenty of options for health care, as the number of physicians per 100,000 residents is more than double the national average, 506 compared to 210. The area is also home to world-class medical centers, including Holy Cross Germantown Hospital and Adventist Health Care Shady Grove Medical Center.

Paying for Assisted Living in Germantown

According to the Genworth Cost of Care Survey 2020, the average monthly fee for assisted living in Germantown is $6,000, significantly higher than the state and national averages of $5,000 and $4,300, respectively.

The Cost of Assisted Living in Nearby Cities

According to the Genworth Cost of Care Survey 2020, the average monthly fee for assisted living in Germantown is $6,000, significantly higher than the state and national averages of $5,000 and $4,300, respectively.

Germantown

$6,000

Maryland

$5,000

The United States

$4,300

Bethesda

$6,000

Salisbury

$5,000

Baltimore

$5,000

Cumberland

$4,665

Hagerstown

$4,500

The Cost of Other Types of Senior Care

Seniors who need a higher level of care than assisted living provides may be best suited to residence in a nursing home. Semiprivate rooms in Germantown are $11,726, while private ones are $13,059. Those who have caretakers at home and only need help during the weekday may find an adult day health care center ($1,744) a better fit, which offers many of the same features as assisted living. Elderly Germantown residents may also opt to age in place at home, hiring homemaker services ($4,601) to assist with chores and personal care or a home health aide ($4,767) for light medical care. 

Homemaker Services

$4,601

Home Health Aide

$4,767

Adult Day Health Care

$1,744

Assisted Living Facility

$6,000

Nursing Home Facility (semiprivate room)

$11,726

Nursing Home Facility (private room)

$13,059

Note: Care cost data for Germantown was not available, so data for the closest city, Washington, D.C., was used instead.

Financial Assistance for Assisted Living in Germantown

The state of Maryland pays for assisted living services in Level II and Level III ALPs through the Medicaid 1915(c)Home and Community-Based Options Waiver Program. There is also a Senior Assisted Living Group Home Subsidy Program funded by the state.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Paying for Assisted Living Facilities in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Germantown

Seniors and their families may seek assistance from many free or low-cost community resources provided by the city of Germantown and the state of Maryland. Seniors can learn more about finding the right assisted living home and receive financial aid to pay for fees or participate in different programs to enhance their physical, social and financial well-being.

ResourceContactService
Maryland Long-Term Care Ombudsman Program(240) 777-3369State long-term care ombudsman representatives advocate for the interests of residents in long-term care homes, including assisted living. They can help seniors and their families find a home best suited to their needs, plus apply for residence and find financial aid to pay for room and board. Ombudsmen agents also investigate complaints made about assisted living communities in the state and refer infractions to the Maryland Department of Health.
Maryland Department of Aging(410)-767-1100The Department of Aging develops programs to make Maryland a more attractive retirement area for older adults. The state provides funds to help communities provide local programs to enhance the lives of seniors and promote their health and welfare.
Maryland Legal Aid(866) 635-2948Local lawyers volunteer their services for low-income seniors who need assistance in civil matters, filing for divorce or bankruptcy and drafting legal documents such as wills and living wills. They can also represent seniors in elder abuse or neglect cases or on their behalf in landlord-tenant disputes.
Montgomery County Medical Supply Closet(301) 254-9115The Lutheran Church of St. Andrew operates a loan closet with lightly used, durable medical equipment that those in need may borrow indefinitely. Items can include canes, power scooters, hospital beds, wheelchairs, and tube feeding equipment. Items vary depending on the inventory available.
Holiday Park Senior Center(240) 777-4999The local senior center is a place for Germantown seniors to gather for games, holiday or birthday celebrations or a communal weekday lunch. Holiday Park Senior Center also hosts literature and writing classes, discussion groups and special interest classes. It’s the largest senior center in Montgomery County, serving about 500-600 members.

Assisted Living Laws and Regulations in Germantown

Germantown-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland

Reviews of Communities Nearby

Assisted Living

Teresa

I visited this facility

Review of Tribute at Black Hill

Tribute at Black Hill is a modern facility. The staff seemed very alert, aware of what was going on around them, and attentive. They provided an in-house baked treat, which was fabulous, as a favor...

Provider response

Hello Teresa! Thank you so much for visiting us! We gope to see you again. If there is anything more we can do for you or any questions we might have, please let us know! - Tribute at Black Hill

Read more

Assisted Living

Linda

I visited this facility

Review of Tribute at Black Hill

The place that I liked so far is called Tribute at Black Hill. The staff members were friendly, kind, and capable. All of my expectations so far have been met. The rooms are all private and very...

Read more

Assisted Living

F.H.

I visited this facility

Review of Tribute at Black Hill

I really liked Tribute at Black Hill, and I was hoping it would be the one that we would pick. I saw an apartment, and it was very nice. I really liked the woman who assisted me with the tour, and...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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