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The 5 Best Assisted Living Facilities in Saratoga Springs, NY for 2024

Just minutes from Albany, Saratoga Springs is a vibrant cultural center in upstate New York that’s home to over 28,000 residents, of whom more than 20% are seniors aged 65 and older. The city offers a welcoming environment where seniors can enjoy an affordable retirement with access to plenty of arts and entertainment, upscale dining and world-class health care facilities.

As seniors age and find it more difficult to manage on their own, they may consider relocating to an assisted living community. These residences offer personal care services and assistance with daily tasks such as bathing, grooming, housekeeping and meal preparation. In Saratoga Springs, these communities cost about $5,269 per month, which is a bit higher than both the state median and national average.

This guide offers information about assisted living seniors and families living in Saratoga Springs, including what it’s like to retire in this city and how much seniors can expect to pay for care services. It also includes a list of local resources that support seniors’ needs.

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Assisted Living Facilities in Saratoga Springs, New York

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What to Consider About Assisted Living in Saratoga Springs

The New York State Department of Health is responsible for the licensing and supervision of all adult care facilities across the state, including assisted living communities. Facilities must undergo an inspection before licensure and are subject to subsequent checks every 18 months to ensure they uphold public health and social service laws.

Benefits and Drawbacks of Assisted Living in Saratoga Springs

  • Saratoga Springs offers a variety of attractions, entertainment and recreational opportunities for seniors. The historical and cultural center is home to the Saratoga Race Course, a renowned performing arts center, museums, galleries and over 20 golf courses. There’s also plenty of shopping and high-end dining venues.
  • Saratoga Springs is an affordable option for budget-conscious seniors compared to other places in New York. Its cost of living receives an index rating of 115.8, which is about 5% lower than the state average of 121.5. The city is also considered to have one of the lowest tax burdens in New York.
  • While summers in Saratoga Springs are very pleasant, wintertime can be quite harsh. Temperatures can drop as low as 12 degrees during the season. The area also sees an average of 61 inches of snowfall per month, which is more than double the national average of 28 inches.
  • Low crime rates may offer peace of mind for seniors in assisted living facilities. On a scale of 1 to 100, Saratoga Springs scores 15.4 for violent crime and 30.8 for property crime, which is low compared to the U.S. national averages of 22.7 and 35.4 in the same categories, respectively.
  • According to the American Lung Association, the air quality in Saratoga County is average. The region scores a B rating in terms of high ozone days, which may be something to keep in mind for seniors who spend a lot of time outdoors.
  • Seniors can easily get around Saratoga Springs with the public transportation services offered by the Capital District Transportation Authority (CDTA). Seniors aged 65 and over are eligible for half fares on all fixed route services. The organization is also affiliated with ACCESS Transit Services, which provides transportation to non-emergency appointments, errands and senior programs for elderly residents without personal vehicles.
  • In the event of an emergency, the Saratoga Springs area is home to some of the region’s top medical facilities, including Saratoga Hospital and Four Winds Hospital.

Paying for Assisted Living in Saratoga Springs

Seniors in Saratoga Springs pay an average of $5,269 per month for assisted living. 

The Cost of Assisted Living in Nearby Cities

Saratoga Springs’ rates are not only higher than the New York state median of $4,580 but also almost $700 higher than the U.S. national average. The city is quite expensive compared to nearby cities in upstate New York, including Kingston and Utica, where assisted living is on par with the national average of $4,500. Just north of Saratoga Springs, Glen Falls is much more affordable, with care costs that are more than $1,000 less expensive per month. However, rates are still around $480 less expensive than in the New York City area.

Saratoga Springs

$5,269

New York

$4,580

United States

$4,500

Glen Falls

$4,250

Kingston

$4,500

Utica Area

$4,500

New York Area

$5,750

The Cost of Other Types of Senior Care

At just $1,268 per month, adult day health care is around $4,000 less than assisted living. In-home care is also a little less expensive than assisted living. Home health care services are about $300 higher to cover skilled nursing services. Nursing homes offer the highest level of care and supervision, so they’re the most expensive. Rates for semiprivate rooms are over $8,100 higher than assisted living services.

In-Home Care

$5,148

Home Health Care

$5,577

Adult Day Health Care

$1,268

Assisted Living Facility

$5,269

Nursing Home (semiprivate room)

$13,437

Financial Assistance for Assisted Living in Saratoga Springs

Seniors seeking financial aid for ACFs in the Saratoga Springs area should look to the Medicaid program’s Assisted Living Program (ALP) waiver. This opportunity is limited to 4,200 persons, though citizens can be private-paying and still qualify.

Learn more about these programs, plus who’s eligible, on our Assisted Living in New York page.

Financial Assistance in New York

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New York page.

Free Assisted Living Resources in the Saratoga Springs

Several government-sponsored agencies and nonprofit organizations in Saratoga Springs offer programs and community-based services to help support the needs of seniors as they age. These can range from informational services and referrals to financial assistance, benefits counseling, recreational programming and legal aid. 

ResourceContactService
Saratoga County Office for the Aging(518) 884-4100The Saratoga County Office for the Aging serves as a comprehensive resource to help seniors access the services they need. Some of its offerings include case management, health insurance counseling, legal services, health care screenings and transportation services. The agency also runs a Living Healthy Program that helps individuals learn techniques to manage chronic conditions.
Saratoga Senior Center(518) 584-1621Located right in the heart of downtown Saratoga Springs, the Saratoga Senior Center is a nonprofit community center dedicated to supporting the mental, social and physical health of local seniors. The 14,000-square-foot space offers a place for adults aged 50 and older to gather, socialize and participate in organized activities and trips. The center also offers a range of support programs, including transportation, food assistance, senior life transitions, caregiver support and volunteer assistance.
Saratoga Hospital Community Wellness Programs(518) 580-2450The Saratoga Hospital offers a range of community wellness programs designed to help individuals stay well and informed as they navigate different stages of life. These include educational classes, informational seminars, support groups and health screenings, most of which are available free of charge.
Saratoga County Veterans' Service Agency(518) 884-4115The Saratoga County Veterans' Service Agency assists veterans, family members and dependents. This includes helping them to file claims for regional, statewide and federal benefits such as disability compensation, pensions, health care, burial benefits and aid and attendance payments. The agency can also offer transition assistance, transportation services, help with accessing military records and referrals to outside programs and organizations.
Legal Aid Society of Northeastern New York(833) 628-0087The Legal Aid Society of Northeastern New York provides free civil legal services and representation to low-income residents of Saratoga, Warren and Washington counties. Through the organization's Senior Legal Services Program, individuals aged 60 and older can receive assistance with cases that involve Social Security benefits, Medicare, elder abuse, financial exploitation and long-term care issues. There are five office locations, including one in Saratoga Springs.

Assisted Living Laws and Regulations in the Saratoga Springs

Saratoga Springs Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in New York are required to follow. Visit our Assisted Living in New York page for more information about these laws.

Assisted Living Laws and Regulations in New York

Reviews of Communities Nearby

Assisted Living

David

I visited this facility

Review of Woodlawn Commons

Woodlawn Commons was very clean and spacious. It seemed very nice. The grounds were nice and quiet. They showed us a two-section room, one for the bedroom and one for the living room. It had a...

Read more

Assisted Living

Beleaguered

I am a friend or relative of a current/past resident

Review of Home of the Good Shepherd

The woman who runs the assisted living is a bully who rarely smiles. The staff is constantly changing so they forget to give my mom meds, don’t know what she needs, and when there is an issue - my...

Read more

Assisted Living

Pat

I visited this facility

Review of Home of the Good Shepherd

Home of the Good Shepherd was a clean and lovely facility. It was an excellent place, and everything about it was great. The residents appeared to be happy. The staff who gave us the tour was very...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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