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The 10 Best Assisted Living Facilities in Fulton, MD for 2024

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Assisted Living Facilities in Fulton, Maryland

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What to Consider About Assisted Living in Fulton

Fulton is home to the African Art Museum of Maryland, where visitors can explore exhibits of African art or participate in one of the museum's many educational programs. This small city is located in Howard County, where seniors account for about 14% of the 320,000-person population. There are three facilities in Fulton for seniors to choose from and more than 50 more options in nearby cities.

The Department of Health and Mental Hygiene licenses three different types of assisted living facilities in Maryland according to the level of care they provide. In Fulton, as in all of the state, assisted living facilities are officially called assisted living programs.

Benefits and Drawbacks of Assisted Living in Fulton

 

  • Maryland seniors pay state income tax on private pension income, and there is a tax deduction for government pensions and withdrawals from retirement accounts. Social Security benefits are not taxed at the state level in Maryland, which may leave more money for assisted living expenses in Fulton.  
  • The air quality of Fulton is excellent, which may be beneficial to some seniors. The American Lung Association gives Howard County, where this city is located, an A for 24-hour particle pollution and a passing score for annual particle pollution.
  • The Fulton area has no facilities from which to choose in the event of a medical emergency or illness, with the nearest major hospital located in Columbia.
  • Summers in Fulton last from late May until the middle of September and tend to be warm and humid with highs in the mid-80s. Winters last from the beginning of December until the beginning of March and have highs around 41 degrees. This may appeal to seniors who enjoy experiencing four distinct seasons. 
  • Fulton is an expensive place to live, even by Maryland's standards. The overall cost of living here is about 82% higher than the national average and over 50% higher than the statewide average. This may be a consideration for seniors who have limited retirement budgets. 
  • Fulton's overall crime rate is notably below the national average, which may provide peace of mind for seniors and their families. On a 100-point index, with a lower score indicating less crime, the city's violent crime rate is 14.3 and the property crime rate is 26.6, compared to the respective national averages of 22.7 and 35.4.

 

Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.

Paying for Assisted Living in Fulton

Assisted Living costs in Fulton start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Fulton and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Cities in Maryland

Gambrills

$5,533

Severn

$4,650

Columbia

$4,628

US

$4,000

Laurel

$3,850

Burtonsville

$3,500

Financial Assistance for Assisted Living in Fulton

Seniors who meet income and asset guidelines and reside in a Level II or Level III facility may have services covered through the Medicaid 1915(c) Home and Community-Based Options waiver program. Additionally, the state's Senior Assisted Living Group Home Subsidy program may also provide some assisted living services for qualifying seniors.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Financial Assistance in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Fulton

Fulton and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Fulton, please visit our Assisted Living in Maryland page.

Assisted Living Laws and Regulations in Fulton

Fulton-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Laws and Regulations in Maryland

Reviews of Communities Nearby

Assisted Living

Jerry

I am a friend or relative of a current/past resident

Review of Arbor Terrace Fulton

My mom is in the assisted living of Arbor Terrace Fulton. So far it has been very, very good. The facilities are nice. They are involved in getting the residents to engage in activities and things...

Provider response

Jerry, thank you for sharing your positive experience with Arbor Terrace Fulton. We are thrilled to hear that your mom is enjoying her time in our community, benefiting from the range of activities...

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Assisted Living

Trish White

I am a friend or relative of a current/past resident

Review of Arbor Terrace Fulton

While the facility is beautiful and well-cared for, my in-laws are not. My mother-in-law fell 3 times during the month of May. One fall required a trip to the ER. My father-in-law has metastatic...

Provider response

Trish White, thank you for taking the time to leave us this feedback. We are disappointed to read such a review and our Vice President of Operations would like to speak with you further. Her name...

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Assisted Living

Gerald

I visited this facility

Review of Arbor Terrace Fulton

Arbor Terrace Fulton was new. The living area was immaculate and the rooms were spacious. The marketing person was very informative and knew her stuff. I liked the professionalism, the care, and...

Provider response

Hi Gerald, thank you for letting our team know how we did! We appreciate your kind words and positive review. We look forward to helping again in the future. Take care!

Read more

Helpful Articles

Assisted Living near Fulton, MD

LaurelGambrillsBurtonsvilleColumbiaElkridgeSevern

Other Options in Fulton, MD

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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