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The 5 Best Assisted Living Facilities in Winona, MN for 2024

Originally a Native American settlement called Keoxa, the city of Winona is now the seat of Winona County and home to more than 26,000 residents. Nearly 4,500 seniors live in this community located along the Mississippi River, and they enjoy low rates of crime, beautiful summers and a relatively low cost of living.  

Many active seniors in Winona who require a bit of help with daily activities reside in assisted living facilities. These communities for older adults provide a mostly independent lifestyle that’s enhanced by staff who can help residents with light housekeeping, grooming, medication reminders and meals. Assisted living facilities are not equipped to care for seniors who require the around-the-clock supervision and medical services provided in nursing homes. They’re also not for independent seniors who don’t need daily assistance. The average price for assisted living in Winona is $3,845 per month, which is significantly lower than the state and national averages. 

Residents of Winona considering assisted living can learn more about the city and the cost of senior care by reading this guide. They can find a list of local aging-related resources.

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Assisted Living Facilities in Winona, Minnesota

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What to Consider About Assisted Living in Winona

Assisted living facilities in Winona are licensed and monitored by the Health Regulation Division of the Minnesota Department of Health. The Assisted Living Licensure (ALL) provides initial licensure, conducts on-site surveys and communicates with providers to ensure they comply with regulations under Minnesota Statutes, chapter 144G.

Benefits and Drawbacks of Assisted Living in Winona

  • Winona has a very low cost of living compared to both the state and national averages. It’s 19.7% lower than the U.S. median and 16.9% lower than the Minnesota average. While housing prices account for much of Winona’s affordability, seniors benefit from healthcare costs that are 5.2% lower than the national average. 
  • While Minnesota is one of the few states to tax Social Security benefits, low-income seniors may qualify for the Social Security benefit subtraction. Other tax savings are available through a variety of programs, including the long-term care insurance credit, age 65 or older-disabled subtraction, charitable contributions subtraction and Railroad Retirement Board benefits subtraction.
  • The violent crime ranking for Winona is 11.3, making the city one of the safest places to live in the state. For enhanced safety and peace of mind, many assisted living communities use a variety of security technologies, including controlled access points and video surveillance. 
  • Winter in Winona can be cold, with snowfall amounts averaging 28 inches per year. However, summer is very comfortable, with average temperatures reaching 84 degrees in July. 
  • Winona Transit Service offers discounted rides for seniors to locations throughout the city. Residents who are unable to ride fixed route buses due to disability can schedule a trip by contacting the Dial A Ride or Deviated Route program. Winona Transit can help seniors travel from assisted living facilities to medical appointments and other destinations. 
  • Winona has 110 physicians per 100,000 residents, a little more than half the national average of 210. Despite this low number, seniors here live close to Winona Hospital, which has a very positive patient satisfaction rating according to U.S. News. 

Paying for Assisted Living in Winona

The average price for assisted living in Winona is $3,845 per month according to the Genworth Cost of Care Survey 2020. This is approximately $450 less than the $4,283 per month average for Minnesota, and the $4,300 average for the United States as a whole.

The Cost of Assisted Living in Nearby Cities

Compared to other cities in Minnesota, Winona has a midrange cost for assisted living. Mankato has the most expensive rate with a monthly average of $4,968. This level of care costs $2,723 per month in St. Cloud, making it the least expensive city statewide. In Rochester, situated about 20 miles west of Winona, assisted living costs an average of $3,105, while in Minneapolis, seniors pay $4,797 per month. 

Winona

$3,845

Minnesota

$4,283

The United States

$4,300

St. Cloud

$2,723

Rochester

$3,105

Minneapolis

$4,797

Mankato

$4,968

The Cost of Other Types of Senior Care

At $3,845 per month, assisted living is one of the more affordable care options available to Winona seniors. The least expensive option is adult day health care at $1,733 per month, but this service may not meet the needs of all older adults. Homemaker services and home health aides, which both cost about $4,576 per month, are several hundred dollars more expensive than assisted living. Nursing homes provide the most costly form of senior care in Winona. In these facilities, seniors can expect to pay $8,144 per month for a semiprivate room and $8,851 for a private room.

Homemaker Services

$4,576

Home Health Aide

$4,576

Adult Day Health Care

$1,733

Assisted Living Facility

$3,845

Nursing Home Facility (semiprivate room)

$8,144

Nursing Home Facility (private room)

$8,851

Note: Care cost data for Winona was not available, so data for the closest city, La Crosse, WI, was used instead.

Financial Assistance for Assisted Living in Winona

Minnesota seniors in need of financial aid for assisted living costs may be covered through Medical Assistance (MA), the state’s Medicaid option. In addition to this plan, Medicaid offers three waiver programs. Seniors who are not qualified for Medicaid may be able to receive funding through another state program such as the Minnesota Consumer Support Grant (CSG).

Learn more about these programs, plus who’s eligible, on our Assisted Living in Minnesota page.

Paying for Assisted Living Facilities in Minnesota

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

Free Assisted Living Resources in Winona

Seniors in assisted living communities, as well as families exploring their long-term care options, have access to many helpful resources in Winona. These programs provide everything from financial assistance to companionship.  

ResourceContactService
Minnesota Long-Term Care Ombudsman(651) 431-2555Operated by the Minnesota Board of Aging, the Long-Term Care Ombudsman Program aims to protect the rights and interests of seniors residing in assisted living facilities. In addition to handling complaints related to the quality of care in long-term care facilities, ombudsman volunteers in Winona help seniors and families solve problems related to public benefits and community-based services.
Winona Friendship Center(507) 454-5212The Winona Friendship Center hosts a variety of programs designed to improve the lives of older adults throughout the city. Their year-round programs include card and table games, reading and crafting clubs, computer workshops and educational courses. Many programs are free, but membership is required for certain activities. The Friendship Forever program brings social activities to seniors in assisted living facilities who are unable to travel to the Friendship Center.
Winona County Veterans Service Office(507) 457-6455Winona County's Veterans Service Office helps veterans and surviving dependents in and out of assisted living facilities with financial, legal and social issues. The office's representatives are highly knowledgeable when it comes to TRICARE claims, VA health care, pensions and Aid & Attendance benefits. Staff can aid seniors with filing applications for benefits that may help cover the cost assisted living and other services they need.
Catholic Charities of Southern Minnesota(507) 454-2270Seniors can benefit from several programs offered by Catholic Charities of Southern Minnesota and the Diocese of Winona-Rochester, including the Common Good Retired program and the Senior Volunteer Program (RSVP). In conjunction with AmeriCorps, these nonprofits also offer local transportation, tax preparation assistance, health and wellness information and intergenerational programs.

Assisted Living Laws and Regulations in Winona

Coon Rapids-assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Minnesota are required to follow. Visit our Assisted Living in Minnesota page for more information about these laws.

Assisted Living Laws and Regulations in Minnesota

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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