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The 10 Best Assisted Living Facilities in Fernandina Beach, FL for 2024

 

Situated on Amelia Island, Fernandina Beach is the northernmost city on Florida's Atlantic coast. The city is home to 13,400 residents, and seniors aged 65 and older make up about one-third of the population. The area features beautiful beaches, an abundance of wildlife and a rich history. Seniors can look forward to enjoying a pleasant, sunny climate all year long and have plenty of opportunities for outdoor activity.

Individuals who want to live an active lifestyle but require a certain degree of daily support can benefit from the services offered by an assisted living facility. These communities feature trained staff and caregivers to support seniors in their daily activities. They also provide services such as housekeeping, daily meals and fun activities. The average cost of these facilities in Fernandina Beach is $4,660 per month, which is higher than both the state and national averages.

The following guide offers more information about what it's like to live in Fernandina Beach, as well as what assisted living looks like as a long-term care option. It includes further information about care costs, where seniors can turn to for financial aid and some of the support services available in the area.

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Assisted Living Facilities in Fernandina Beach, Florida

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What to Consider About Assisted Living in Fernandina Beach

 

As in all cities across the state, assisted living communities in Fernandina Beach are regulated by the Bureau of Health Facility Regulation of Florida's Agency for Health Care Administration. This agency is responsible for licensing these facilities and conducting both planned and unannounced inspections to ensure they are operating in line with the established state and federal regulations.

Benefits and Drawbacks of Assisted Living in Fernandina Beach

 

  • Florida is known for its pleasant climate, and Fernandina Beach is no exception. While the weather can get very hot and humid in the summertime, the area experiences mild, snow-free winters. Average winter temperatures range from the mid-40s to the 60s, making it an ideal destination for seniors looking to escape colder climates. There are also 222 days for seniors to enjoy the sunshine.
  • The cost of living in Fernandina Beach is quite high. Its index rating of 117.7 is 14% higher than the state median and over 17% higher than the average U.S. city. This is largely due to the city's high housing costs. Should seniors move to an assisted living facility, room and board will be covered in their monthly fees.
  • Fortunately, Florida's tax laws can help seniors make the most of their retirement income and savings. As there is no state income tax, seniors will not be taxed on any income generated from Social Security benefits or retirement accounts, including pensions, IRAs and 401(k)s. Florida also has no estate or inheritance tax.
  • Crime rates in Fernandina Beach are below the U.S. average, which may provide seniors with peace of mind. Measured on a scale from 1 to 100, the city receives an index rating of 16.3 for violent crime, which is lower than the U.S. average of 22.7. Rates of property crime are a bit higher, scoring a 32.2, though they're still lower than the national median of 35.4.
  • NassauTRANSIT makes it easy for seniors to get around Fernandina Beach. Powered by the Nassau County Council on Aging, NassauTRANSIT provides both fixed route services and a registered paratransit program for elderly individuals. It also offers an on-demand Island Hopper service on Saturdays that travels throughout Amelia Island.
  • Medical care is readily available in Fernandina Beach at Baptist Medical Center Nassau. The center offers a full spectrum of inpatient and outpatient services and 24-hour emergency care. However, as it's the only hospital on Amelia Island, seniors with complex or specialized medical needs may have to travel to Jacksonville for certain treatments or procedures.

 

Paying for Assisted Living in Fernandina Beach

 

Seniors can expect to pay an average of $4,660 per month at assisted living facilities in Fernandina Beach.

The Cost of Assisted Living in Nearby Cities

Local costs are more expensive than Florida cities' average of $4,000. They're also $160 higher than the national average. In nearby Gainesville, seniors can save over $2,300 per month on care costs. Tampa also offers more affordable care, with average rates of $3,350. Costs in Orlando are on par with the state average, which is $660 lower than the average in Fernandina Beach. However, the city is a less expensive option than The Villages, where rates are about $550 higher.

Fernandina Beach

$4,660

Florida

$4,000

United States

$4,500

Gainesville

$2,350

The Villages

$5,208

Orlando

$4,000

Tampa

$3,350

The Cost of Other Types of Senior Care

Other long-term care options are available, including in-home care and home health care, which are ideal for seniors who wish to age in place. While in-home care is about $180 less expensive than assisted living, home health care is over $100 more per month. Adult day care is a very affordable option for individuals who only require part-time assistance, costing just $1,625 per month. Nursing home care is the most expensive option at $8,123, however, it includes the most comprehensive support services.

In-Home Care

$4,481

Home Health Care

$4,767

Adult Day Health Care

$1,625

Assisted Living Facility

$4,660

Nursing Home Facility (semiprivate room)

$8,213

Note: Data for Fernandina Beach was unavailable, so data for the nearest city, Jacksonville, was used instead.

Financial Assistance for Assisted Living in Fernandina Beach

The state of Florida offers financial assistance for individuals in ALFs through the Medicaid State Plan program called the Statewide Managed Medicaid Care Long-Term Care program. The Assistive Care Services program is also available. Individuals may be eligible for one or both programs, but those who receive both programs must also have a service plan that identifies the level of care through each service. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

Financial Assistance in Florida

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Free Assisted Living Resources in Fernandina Beach

Fernandina Beach and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Fernandina Beach, please visit our Assisted Living in Florida page.

Assisted Living Laws and Regulations in Fernandina Beach

 

Fernandina Beach Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Assisted Living Laws and Regulations in Florida

Reviews of Communities Nearby

Assisted Living

Gen

I visited this facility

Review of Savannah Grand of Amelia Island

I visited Savannah Grand of Amelia Island for my mother. It was a very nice, pleasant place, and they had very nice conditions. They have a beauty parlor and a restaurant. I saw a small kitchenette...

Read more

Assisted Living

children of resident

I am a friend or relative of a current/past resident

Review of Savannah Grand of Amelia Island

Sure, there were hiccups with initial paperwork , but the genuine care shown by all staff and admin is palpable. When I visit my mom, a few times a week, I am always warmly greeted and informed. ...

Read more

Assisted Living

Isabella H

I am a friend or relative of a current/past resident

Review of Savannah Grand of Amelia Island

My grandmother moved into Savannah Grand about six months ago and had a truly terrible experience. The food was lacking in nutritional value and consisted largely of canned soups and fried chicken...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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