The 5 Best Assisted Living Facilities in Eaton Rapids, MI for 2024

 

The central Michigan community of Eaton Rapids, home to about 5,200 residents, offers a suburban environment with river views. In this region, seniors pay approximately $4,313 per month for assisted living and have 6 facilities in and around the city to choose from. By comparison, Michigan’s median assisted living rate runs a little lower at $4,250, but nationally, care costs come in higher at around $4,500.

Our directory highlights the strengths, amenities and drawbacks of local assisted living communities through 280 reviews reviews. Altogether, facilities in this region earn an average rating of 4.16 out of 5 stars stars.

Assisted living facilities in Eaton Rapids obtain licensing through the Michigan Bureau of Licensing and Regulatory Affairs and follow state-mandated guidelines for care planning, staffing ratios and housing. The department also sets rules for resident intake and retention requirements, food services and public financing policies.

 

• Eaton Rapids has its own hospital, Eaton Rapids Medical Center, to promote prompt access to diverse medical services for local seniors. At this hospital, assisted living residents access a range of services such as oncology, radiology, joint replacement and emergency services. The hospital also has a financial assistance policy to promote access to medical care.

 

• Seniors in Eaton Rapids don’t pay income taxes to the state on their Social Security benefits, leaving more money in the bank for local assisted living expenses. Additionally, the state has a relatively large deduction for other forms of retirement income, further promoting seniors’ financial stability throughout retirement.

 

• Living costs in Eaton Rapids come in roughly 6% below the national average, with residents spending about 26% less on health care, 36% less on groceries and 7% less on housing here than in a typical U.S. community. This, combined with access to state-funded programs such as the MI Choice Waiver Program, helps many seniors afford local assisted living expenses.

 

• On a 100-point total crime index, with 100 being the optimal score, Eaton Rapids scores 17 points. The city reports 23 crimes per thousand people annually, which is high compared to 87% of cities in Michigan, as well as cities nationwide with similar population sizes. The local violent crime rate comes in among the highest in the nation at 5.59, but the property crime rate runs lower than state and national marks at 17.55. This may make assisted living facilities, which often have security gates and surveillance systems, a preferred option over living alone for seniors with safety concerns.

 

• Eaton Rapids scores 55 out of 100 points on the AARP Livability Index compared to the nation’s average city score of 48, indicating amenities and policies that benefit seniors. Compared to a U.S. norm of 0.0, residents have 0.2 grocery stores, 2.6 parks and 0.3 libraries within a half-mile radius of anywhere in the city, supporting assisted living residents’ comfort and independence, and the local walkability score runs a little higher than the national norm at 6.73, reducing reliance on transportation services.

 

In Eaton Rapids, assisted living rates come in at a baseline of $4,313.

Assisted living communities in Eaton Rapids charge a median monthly rate of $4,313 for housing and care. While this runs a little higher than Michigan’s norm of $4,250, it offers savings over the national baseline rate of $4,500, as well as care costs in nearby Ann Arbor, where seniors pay around $6,093 for residential care. For those seeking more cost-effective care, rates in Saginaw come in at around $4,225, and in Jackson, seniors pay about $300 less for services.

Eaton Rapids seniors pay approximately $4,313 per month for assisted living. By comparison, this comes in at less than half the cost of nursing home care, which has a monthly median rate of $9,551 for around-the-clock skilled nursing services. Additionally, seniors who hire private caregivers to assist them in their own homes pay $5,625 for non medical in-home care services, such as meal preparation and custodial care, and home health care services, such as diabetes management and medication administration. Even so, seniors may save about $1,900 per month by opting for adult day health care, a nonresidential option that provides personal care, meals and light medical support in a community environment.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.