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The 10 Best Assisted Living Facilities in Essex, MD for 2024

Assisted living communities provide housing for seniors who need customized levels of medical and personal care. These types of adult living facilities have different types of living spaces, including apartments, individual rooms, homes and shared living quarters. This home-like atmosphere encourages seniors to remain independent for as long as possible. Assisted living communities in Essex cost an average of $5,000 per month, which is comparable to the state average but is slightly more than the national average.

This guide describes assisted living in Essex and provides an overview of the costs of assisted living throughout the state. The guide also covers the other types of care available and a list of free and low-cost resources to seniors in the area.

Assisted Living Facilities in Essex, Maryland

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What to Consider About Assisted Living in Essex

Assisted living in Maryland is regulated by the Office of Health Care Quality, which is a division of the Maryland Department of Health. These regulations cover everything from the levels of care to staffing.

Benefits and Drawbacks of Assisted Living in Essex

  • Essex is an affordable city in Maryland with a cost of living that is lower than the national average and the state average. Seniors can expect to pay less than the national average for groceries and healthcare.
  • Summers in Essex are hot with July highs around 89 degrees, but with 210 sunny days per year, Essex provides plenty of opportunities for exploring the outdoors. The city gets around 15 inches of snow each year, which is ideal for seniors who appreciate colder temperatures as well.
  • Seniors living in Essex can keep more of their money in comparison to other states because Maryland is moderately tax-friendly towards retirees. The state doesn’t tax social security income and withdrawals from retirement accounts are only partially taxed. Public pension is also only partially taxed.
  • Seniors who need transportation services in Essex can use Connect-A-Ride (CAR) for medical appointments, errands and other outings. The service links seniors with public, private and volunteer services. It is funded by the Montgomery County Government and is available Monday through Friday.
  • For illness and injury, there are several hospitals in the Essex area. These facilities include MedStar Franklin Square Medical Center and the Baltimore Medical System. 

Paying for Assisted Living in Essex

At $5,000 per month, assisted living in Essex is the same as the state average. It’s $700 more than the national average of $4,300.

The Cost of Assisted Living in Nearby Cities

According to Genworth’s 2020 Cost of Care Survey, the average monthly cost of assisted living in Cumberland is $4,665 per month and in Hagerstown, seniors pay around $4,500, $500 less than Essex. Salisbury is one of the more expensive cities for assisted living at $5,500 per month — $500 more than Essex. 

Essex

$5,000

Maryland

$5,000

The United States

$4,300

Cumberland

$4,665

Hagerstown

$4,500

Salisbury

$5,500

The Cost of Other Types of Senior Care

Assisted living is just one type of long-term care option for seniors in Essex. Adult day health is the least expensive option, at $1,896, for seniors who need supervision during the day. Homemaker services at $4,671 and home health care at $4,957 are ideal for those who prefer to age in place. A nursing home is the most expensive option for those who need round-the-clock care. A semiprivate room costs around $11,984 per month and a private room costs around $12,805.

Homemaker Services

$4,671

Home Health Aide

$4,957

Adult Day Health Care

$1,896

Assisted Living Facility

$5,000

Nursing Home Facility (semiprivate room)

$11,984

Nursing Home Facility (private room)

$12,805

Note: Care cost data for Essex was not available, so data for the closest city, Baltimore, was used instead.

Financial Assistance for Assisted Living in Essex

Seniors in Maryland who are eligible for Social Security payments, or would be except for their income, may be able to access financial assistance through the Optional State Supplement (OSS). Residents of small assisted living facilities may also be able to get help from the state’s Senior Assisted Living Group Home Subsidy.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Paying for Assisted Living Facilities in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Essex

Essex has many different resources to offer seniors in the area. These services range from low-cost help to free resources and benefits that focus on health and well-being.

ResourceContactService
Essex Senior Center(410) 887-0267The Essex Senior Center serves seniors in Baltimore County. It provides a safe and secure environment for recreational activities like games and parties and fitness and health activities, including exercise classes. The center offers arts and crafts, social groups, dances and scheduled outings.
Maryland Access Point (MAP)(410) 887-2594MAP helps seniors get information, referrals and options counseling for services and benefits. The group also provides brochures and booklets on a variety of topics involving aging, guest speakers for community organizations, information and assistance for loved ones and helps seniors obtain loans for medical equipment. It can also help low-income individuals obtain financial benefits to pay for care.
Baltimore County Department of Aging(410) 887-2594The Baltimore County Department of Aging serves as the Area Agency on Aging. It provides program information and services for older adults and their caregivers. Through the Department of Aging, seniors have access to available services, including mobility assistance programs, meal plans, help with housing, individual counseling, respite care and supplemental services.
Maryland Legal Aid(866) 635-2948Maryland Legal Aid helps seniors by offering free limited legal services by phone and in person. Help involves topics like debt collection, elder abuse, landlord/tenant information and other civil matters.
Baltimore Department of Veterans Affairs(410) 260-3838The Baltimore Department of Veterans Affairs helps prior military obtain and identify available services and benefits. Once benefit, the aid and attendance benefit helps veterans pay for home and community-based services in long-term care. The agency can also assist with housing, medical care and counseling.

Assisted Living Laws and Regulations in Essex

Essex-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland

Reviews of Communities Nearby

Assisted Living

Lisa

I am a friend or relative of a current/past resident

Review of Lighthouse Senior Living at Hopkins Creek

My dad moved to Lighthouse Senior Living at Hopkins Creek. It's an adequate facility. There are star people that stand out. The staff is good. You have good people who are attentive and caring. I...

Read more

Assisted Living

Reviewer#BD0219A

I am/was a resident of this facility

Review of Lighthouse Senior Living at Hopkins Creek

I am a resident of Lighthouse Senior Living at Hopkins Creek. The staff is nice, friendly, and thorough. The room is pretty good. I have kind of a suite. So, I have a bedroom, a family room, and...

Read more

Assisted Living

Karen

I visited this facility

Review of Lighthouse Senior Living at Hopkins Creek

Lighthouse Senior Living at Hopkins Creek was very clean. The people were very friendly, and everybody looked happy. It just looked very nice, and I had a good feeling about it. The staff who...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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