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The 10 Best Assisted Living Facilities in Covington, KY for 2024

Also serving communities of Fort Wright, Edgewood, Crestview Hills, Villa Hills, Alexandria.

There are 17 Assisted Living Facilities in the Covington area, with 4 in Covington and 13 nearby.

The average cost of assisted living in Covington is $3,150 per month. This is lower than the national median of $3,895.

To help you with your search, browse the 563 reviews below for assisted living facilities in Covington. On average, consumers rate assisted living in Covington 4.61 out of 5 stars. Better rated regions include Oxford with an average rating of 5 out of 5 stars.

Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Covington, call (855) 948-3865.

Assisted Living Facilities in Covington, Kentucky

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What to Consider About Assisted Living in Covington

Covington, KY, is a historically rich city that was establisted in 1814. It enjoyed a constant influx of inhabitants and was a bustling city by the mid-1930s. Today, the city has over 40,000 residents, roughly 12% of whom are aged 65 and over.  

In Kentucky, assisted living facilities are categorized based on how they are funded. Assisted living communities are private entities that do not receive public funding. They are certified by the Kentucky Department for Aging and Independent Living. Personal care homes are publicly funded and are licensed through the Kentucky Cabinet for Health Services, Office of Inspector General, Division of Health Care. Covington is home to three assisted living facilities, and there are a dozen more nearby.

Benefits and Drawbacks of Assisted Living in Covington

  • Covington is a culturally rich city with numerous murals in the Downtown district by local and nationally recognized artists. The Roebling Murals, which are located at the Covington Waterfront, depict Covington's history from 800 BC to present day. The Riverwalk Statues, which are located along Riverside Drive, are seven life-like statues of significant historical figures. Local senior centers may take field trips to these points of interest.  
  • The Southbank Shuttle Trolley, which is operated by Transit Authority of Northern Kentucky, travels between Newport, Covington and downtown Cincinnati, providing  seniors with access to entertainment venues, sports arenas, shopping and dining. Seniors are eligible to ride for a reduced fare.
  • Covington has an array of community resources for seniors, including the Northern Kentucky Community Action Commission Senior Services, an organization that provides an employment program for seniors and operates three senior centers in the region. 
  • The Covington area is home to world-class medical facilities, including St. Elizabeth Covington, in the event of medical emergencies or illness.
  • Kentucky is a fairly tax-friendly state for seniors, which may benefit those seeking assisted living in Covington. In this state, Social Security benefits are not taxed, and there is a large deduction available to seniors who draw other types of retirement income. Sales and property taxes in Kentucky are also relatively low.  

Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.

Paying for Assisted Living in Covington

Assisted Living costs in Covington start around $3,150 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Covington and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Cities in Kentucky

Loveland

$4,095

Cincinnati

$4,082

US

$4,000

Fairfield

$3,828

Lawrenceburg

$3,720

Florence

$3,574

Covington

$3,150

Financial Assistance for Assisted Living in Covington

While Kentucky does not use Medicaid to cover assisted living services, seniors who receive Supplemental Security Income and the optional state supplement may use this benefit toward expenses. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Kentucky page.

Financial Assistance in Kentucky

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.

Free Assisted Living Resources in Covington

Covington and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Covington, please visit our Assisted Living in Kentucky page.

Assisted Living Laws and Regulations in Covington

Covington-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Kentucky are required to follow. Visit our Assisted Living in Kentucky page for more information about these laws.

Laws and Regulations in Kentucky

Reviews of Communities Nearby

Assisted Living

Julie2022

I am a friend or relative of a current/past resident

Review of Ivy Knoll Senior Living

There is no place like Ivy Knoll. The staff makes everyone feel like family. We moved my grandpa here from another facility after several bad experiences. My grandpa is very loved and well taken...

Provider response

Thank you for the wonderful review, Julie!

Read more

Assisted Living

Captian Jerry

I am a friend or relative of a current/past resident

Review of Ivy Knoll Senior Living

I know my 90 year old grandmother is in wonderful hands with the staff at Ivy Knoll. Every time we come to visit she is happy and well cared for. Highly recommend!

Provider response

Hi Jerry, your review is much appreciated!

Read more

Assisted Living

Johnson354

I am/was a resident of this facility

Review of Ivy Knoll Senior Living

Best community around hands down! The food is delicious, the residents are friendly, and the staff is like family. I have lived here for 6 years.

Provider response

Thank you Mr. Johnson. We love having you as a resident at Ivy Knoll!

Read more

Helpful Articles

Assisted Living near Covington, KY

FlorenceCincinnatiMilfordLawrenceburgLovelandFairfield

Other Options in Covington, KY

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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