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The 10 Best Assisted Living Facilities in Cortland, NY for 2024

Cortland is a small town of just over 17,500 residents, often considered a gateway city to the Finger Lakes region. Seniors represent approximately 12% of the city’s population. This part of the state is mainly rural, with rolling hills and natural beauty. Even with its small size, Cortland has extensive cultural and historical points of interest, and there are always activities to keep seniors active and engaged.

Seniors in Cortland have access to a variety of assisted living options, with an average monthly cost of $8,075. Assisted living services vary by community but often include some form of assistance with household management tasks and personal care. They also have access to medical wellness checks and a range of therapeutic treatments.

This guide covers assisted living costs in Cortland compared to cities in the region and the town’s pros and cons. It also includes free assisted living resources for seniors in the area.

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Assisted Living Facilities in Cortland, New York

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What to Consider About Assisted Living in Cortland

The New York State Department of Health is responsible for licensing assisted living communities and other long-term care providers throughout the state. It inspects Cortland assisted living facilities every 12-18 months, and it expects them to renew their licenses every two years.

Benefits and Drawbacks of Assisted Living in Cortland

  • Cortland’s cost of living is more than 23% lower than that of the nation. Seniors here pay less for groceries, utilities and transportation. Housing, rent and maintenance costs are more affordable as well.
  • The city of Cortland is home to a satellite campus of the State University of New York. As such, seniors enjoy two distinct atmospheres during the year. While school is in session, the city is vibrant, busy and intellectually stimulating. When the students leave, it becomes a quaint, comfortable place to enjoy the area’s arts and natural beauty. 
  • Cortland cares a lot about its senior population. Compared to neighboring counties, it spends 200% more on Senior Services for residents over 65. With the added expenditure, seniors here have access to classes, programs and services through cooperative efforts between the city and local museums, art galleries and other popular destinations in and around the city.
  • Residents feel pretty safe living in Cortland. Overall, the violent crime rate is far below the national average, and although there is a high incidence of theft reports, property crime rates are also lower in Cortland than the national average.
  • For a smaller city, Cortland’s transportation infrastructure is commendable. Cortland Transit maintains seven separate routes throughout the city. Seniors pay half the price for service and have access to additional medical transportation through a dial-a-ride service. Residents can travel outside of the city using the local Greyhound bus, and Amtrak has a station in nearby Syracuse. 

Paying for Assisted Living in Cortland

Cortland seniors pay an average of $8,075 per month for assisted living care.

The Cost of Assisted Living in Nearby Cities

Cortland’s assisted living costs far exceed care costs in nearby cities. Cortland and Binghamton have the most notable difference, with a monthly difference of more than $3,400. Syracuse’s monthly fees are only slightly higher than Binghamton’s at $4,694 but still far less than Cortland’s. Finally, Elmira seniors pay $5,600 per month, just under $2,500 less than Cortland seniors.   

Cortland

$8,075

New York

$4,580

The United States

$4,500

Elmira, NY

$5,600

Binghamton, NY

$4,597

Syracuse, NY

$4,694

The Cost of Other Types of Senior Care in Cortland, NY

Cortland offers other senior care options, which can vary widely in cost. Adult day health care is ideal for seniors who have little need for medical care but require some daytime supervision. It costs $1,625 per month for this service. Seniors who still live in their homes might use home care, which is under $2,000 less per month than assisted living. Some seniors require more medical attention and care than assisted living communities can safely provide, and a nursing home may be their best care option at $9,885 per month for a semi-private room and $10,190 per month for a private room. 

Homemaker Services

$6,101

Home Health Aide

$6,101

Adult Day Health Care

$1,625

Assisted Living Facility

$8,075

Nursing Home (semiprivate room)

$9,885

Nursing Home (private room)

$10,190

Note: Data for Cortland, NY was unavailable, so data for the nearest city, Ithaca, was used instead.

Financial Assistance for Assisted Living in Cortland

New York state residents who qualify for Medicaid can use it to pay for assisted living in Cortland. Those who do not qualify can get help from the Assisted Living Program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in New York page.

Financial Assistance for Assisted Living in New York

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New York page.

Free Assisted Living Resources in Cortland

Cortland seniors can find various free and low-cost resources to help them with aging in an assisted living facility. Local nonprofits and government agencies can provide transportation access, recreational activities, and information about their rights as assisted living residents. 

ResourceContactService
Cortland County New York Area Agency on Aging(607) 758-5528The Cortland County AAA provides seniors with a range of services, from health and wellness classes to application assistance and information. It also offers free accessible transportation to seniors who live in outlying areas of Cortland county.
Office for the Aging Long-Term Care Ombudsman(855) 582-6769The Long-Term Care Ombudsman assists seniors throughout New York who live in assisted living communities. It acts on behalf of seniors to assure that no one violates their rights, serves as a mediator in disputes and offers referral services when necessary.
Golden Park Program(315) 492-1756This program offers seniors aged 62+ free access to the majority of New York's state parks, boat launches and arboretums, as well as reduced-fee entry to state-operated golf courses and historic sites. Seniors only need to provide their New York state identification card or driver's license.
Truxton Senior Center(607) 842-6984The Truxton Senior Center provides Cortland county seniors a place to congregate and socialize. The Center's activities vary by month and season but include fitness classes, card and board games, Bingo and special social events, all of which seniors can attend for free.
NY Connects(607) 756-3485NY Connects is a free government program that helps connect seniors with the help they need to maintain or improve their health or well-being. Support specialists can offer guidance and advice, assist seniors with applying and enrolling in public assistance programs and connect them with programs across the state that can provide further assistance.

Assisted Living Laws and Regulations in Cortland

Cortland Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in New York are required to follow. Visit our Assisted Living in New York page for more information about these laws.

Assisted Living Laws and Regulations in New York

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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