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The 3 Best Assisted Living Facilities in Cookeville, TN for 2024

 

Surrounded by state parks and an abundance of green space, Cookeville is a small town offering much in the way of culture and natural amenities. Of Cookeville's almost 36,000 residents, 13.8% are 65 and older. The area offers many benefits for those older adults, including a low cost of living and no state income taxes. It's also a little sunnier than average and has relatively mild winters, making it ideal for seniors who want to retire in a comfortable and scenic location.

The area also offers assisted living options, which can aid residents with daily tasks such as bathing, getting dressed and going to the bathroom. While these facilities don't typically handle medical care, they often provide medication reminders or management and physical therapies. As a residential care option, these facilities also provide meals and housekeeping for a maintenance-free life. The median cost of assisted living in Cookeville is $3,823 per month.

This guide walks seniors through typical costs for assisted living and other care types along with ways seniors can cover those expenses. Seniors can also explore the pros and cons of living in Cookeville and find resources that help them choose care.

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Assisted Living Facilities in Cookeville, Tennessee

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What to Consider About Assisted Living in Cookeville

The Board for Licensing Health Care Facilities under the Tennessee Department of Health regulates assisted living facilities in Cookeville and facilities throughout Tennessee. The agency handles licensing and compliance of facilities to ensure resident safety, and it investigates complaints against the facilities under its jurisdiction.

Benefits and Drawbacks of Assisted Living in Cookeville

 

  • While the cost of health care in Cookeville is 31.5% higher than the national average, the overall cost of living is 12.1% lower. Housing, groceries, utilities and transportation are all lower than average as well, which makes it an overall affordable place for seniors to live.
  • Crime rates in Cookeville are relatively low, especially for violent crime. On a scale of 1 to 100, Cookeville rates 19.9 for violent crime, slightly lower than 22.7 for the national rate. Property crimes in Cookeville are higher than average at 63.8 compared to 35.4 nationwide. However, living in a secure assisted living community with alarms and 24/7 monitoring can give seniors a greater sense of safety.
  • Tennessee doesn't have individual state income taxes, which can be beneficial financially for seniors who live in Cookeville.
  • Seniors in the area have access to medical care at Cookeville Regional Medical Center. Specialties at the facility include geriatrics, heart and vascular, rehabilitation, a stroke center and 24/7 emergency care.
  • The water and air quality in Cookeville might appeal to seniors looking for a healthy environment. Water quality in the city rates 91 on a 100-point scale, which is much higher than the national score of 55. The air quality is 59 out of 100 compared to the national rating of 58.
  • Older adults who enjoy the sun may appreciate the average of 208 sunny days each year. Residents enjoy relatively mild temperatures with summer highs of 88 degrees, winter lows of 26 and an average of only 5 inches of snow.

Paying for Assisted Living in Cookeville

 

The median cost of assisted living in Cookeville is $3,823 per month, though this may differ based on the features of the specific facility.

The Cost of Assisted Living in Nearby Cities

Cookeville is the lowest-priced location in Tennessee for assisted living at $3,823 per month. That's $282 lower than the Tennessee median and $677 below the national median. Nashville and Morristown are priced slightly higher than Cookeville by $277 and $286, respectively. Kingsport is a larger jump, costing about $622 more than Cookeville, and Cleveland comes in at the high end at $1,012 more per month.

Cookeville

$3,823

Tennessee

$4,105

United States

$4,500

Nashville

$4,100

Morristown

$4,109

Kingsport

$4,445

Cleveland

$4,835

The Cost of Other Types of Senior Care

While assisted living is one of the more affordable options, seniors have other long-term care options to consider. Adult day health care is the least expensive option, averaging $2,306 less than assisted living. In-home care and home health care cost significantly more than assisted living. Seniors typically pay $934 more for in-home care and $892 more for home health care. Seniors who need round-the-clock medical care might need a nursing home facility. A semiprivate room typically costs $3,325 more per month than assisted living.

In-Home Care

$4,757

Home Health Care

$4,715

Adult Day Health Care

$1,517

Assisted Living Facility

$3,823

Nursing Home Facility (semiprivate room)

$7,148

Note: Data for Cookeville was unavailable, so data for the nearest city, Knoxville, was used instead.

Financial Assistance for Assisted Living in Cookeville

Public financing is available to eligible seniors in Cookeville for an assisted living facility through the states’ managed Long-Term Services and Supports CHOICES program. The program provides a personal needs allowance of 300 percent of the Federal Supplemental Security Income (SSI) rate. Family supplementation is permitted to help pay for a private room.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Tennessee page.

Financial Assistance in Tennessee

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Tennessee page.

Free Assisted Living Resources in Cookeville

Cookeville and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Cookeville, please visit our Assisted Living in Tennessee page.

Assisted Living Laws and Regulations in Cookeville

 

Cookeville Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Tennessee are required to follow. Visit our Assisted Living in Tennessee page for more information about these laws.

Assisted Living Laws and Regulations in Tennessee

Reviews of Communities Nearby

Assisted Living

Sharon

I visited this facility

Review of Charter Senior Living Cookville

We have chosen Charter Senior Living of Cookeville for my mom. The staff members were all very nice, very friendly, and very good at showing us all the activities and introducing us to some of the...

Provider response

Hi Sharon, thank you for sharing your positive experience! We're glad to hear we delivered such a great experience. If there's anything further we can do for you, we are happy to help!

Read more

Assisted Living

Reviewer#as0805

I am a friend or relative of a current/past resident

Review of Charter Senior Living Cookville

My brother moved to Charter Senior Living Cookville. The place is well-managed. The staff is great with the elderly or seniors. They're compassionate. The food is good; he just tends to complain a...

Provider response

Hi, thank you for sharing your positive experience! Thank you so much again for your feedback! We hope you have a great day!

Read more

Assisted Living

Petreva

I am a friend or relative of a current/past resident

Review of Charter Senior Living Cookville

Our overall experience with Charter Senior Living of Cookeville has been very good. They're very personable and eager for my aunt to be a part of their community. I like the people the most....

Provider response

Hi, we're glad to hear we delivered such a great experience. If there's anything further we can do for you, we are happy to help!

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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