The 10 Best Assisted Living Facilities in Blue Springs, MO for 2024

For many older adults who need some assistance with daily activities, assisted living is a top choice sought out for its comfort and convenience. Assisted living communities offer housing, meals, personal care, housekeeping and laundry services, promoting a low-maintenance lifestyle for residents. Residents can participate in hobby groups, informational and educational classes and games, and many facilities offer amenities such as onsite restaurants, libraries and fitness centers. According to the Genworth 2020 Cost of Care Survey, seniors in the Blue Springs region pay $4,460 per month for this level of care, which is higher than state and national medians. 

This guide provides comprehensive information on assisted living in Blue Springs, including how much care costs and how assisted living rates compare to other local senior care options. It also highlights some benefits and drawbacks of living in this city and an overview of the programs and services available to seniors. 

The Missouri Department of Health & Senior Services licenses and monitors assisted living facilities in Blue Springs as well as those in the rest of the state. This governing body has an initial licensing process and regulations that facilities must comply with to maintain licensure. It ensures compliance through routine and unannounced inspections.  

• While the overall cost of living in Blue Springs is about 7% higher than the state as a whole, it’s about 7% lower than the national average and may enable older adults to maintain their standard of living throughout their retirement years. Housing costs are low, but residents also may save money on transportation expenses and personal groceries. 
• While property crimes such as auto theft and burglary occur at a higher rate in Blue Springs than in the nation as a whole, violent crime is relatively uncommon, taking place at a rate of about 179 incidents per 100,000 people versus the state rate of 495 and the national rate of 379. Blue Springs has among the lowest violent crime rates in the region and among cities with similarly sized populations.  
• Summer high temperatures in Blue Springs average 87.7 degrees, ranking the city as one of the coolest in Missouri. Winters are chilly with lows in the 20s, and there are 13 inches of snow per year on average, with five months experiencing significant snowfall. On a 10-point comfort index, Blue Springs rates slightly higher with a score of 7.2, compared to the national figure of 7.  
• Blue Springs residents have access to several high-performing hospitals, including St. Mary’s Medical Center and Saint Luke’s East Hospital. Healthcare costs are on par with the national average, rating 100.2 on a health cost index versus the nationwide score of 100.  
• Seniors in Blue Springs pay state income taxes on Social Security benefits if they file single and have an income of more than $85,000 per year or file jointly and have annual incomes exceeding $100,000. Social Security benefits are completely tax-exempt for those making less than these amounts. All other forms of retirement are taxed at the state level, though there are significant deductions for public pension income.  

Blue Springs is a relatively expensive option for assisted living, with monthly fees coming in at $4,460. This is about 50% higher than the statewide median of $3,000 and 5% higher than the national rate of $4,300.  

With monthly assisted living fees surpassing state and national averages at $4,460 per month, the Blue Springs area is the most expensive surveyed option in the state for this type of care. Assisted living services in other cities are generally affordable, including the capital city of Jefferson City, where seniors pay $3,150 per month on average for care. In St. Louis, monthly rates exceed the statewide median but are still fairly affordable at $3,750, and in Springfield, one of the most populous cities in the state, seniors pay $3,100. Columbia is the most cost-effective surveyed city, with fees averaging $2,900.  

While assisted living fees in Blue Springs are relatively expensive at $4,460 per month, this is among the most economical care options for older adults. Homemaker services, which are comparable to the level of care assisted living facilities provide, and home health aide services, which also include skilled nursing services, cost more at $4,576 per month. Nursing homes charge $6,844 for shared rooms and $7,452 for private accommodations, making them the costliest senior care option in Blue Springs. Adult day health care, which features personal care services, meals and skilled nursing in a daytime community setting, is the cheapest option at $1,625 monthly.  

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.