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The 10 Best Assisted Living Facilities in Saco, ME for 2024

Assisted living communities serve older adults who require help with day-to-day tasks. Seniors receive support with the activities of daily living such as washing, dressing, cooking and laundry. The medical services offered by assisted living facilities are limited, so seniors who are in poor health may need to consider paying extra for nursing home care. Typical assisted living facilities in Saco charge $6,583 per month for their services, compared to a statewide median of $5,942 per month.

This guide explores the cost of assisted living in Saco and other nearby cities, as well as the cost of other types of care and the pros and cons to living in Saco. It also includes some useful resources for older adults who live in the city.

Assisted Living Facilities in Saco, Maine

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What to Consider About Assisted Living in Saco

Assisted living facilities in Saco fall under the remit of the Maine Department of Health and Human Services. Facilities are licensed by the Division of Licensing and Certification and are expected to comply with regulations rating to staffing, staff training, health and safety and medication administration. Regular inspections are performed to maintain care standards.

Benefits and Drawbacks of Assisted Living in Saco

  • Maine is a state with reasonably friendly tax policies for seniors. Social Security income is not taxed, however other forms of retirement income are. Property taxes in the city are average for the United States. There are some tax deductions available for senior citizens.
  • The overall cost of living in Saco is slightly above the national average. However, health care and transportation costs are lower than average. Assisted living fees typically include utilities, food and other common expenses, but health care and transportation for social activities may come out of the senior’s discretionary budget.
  • Crime rates in Saco are far higher than the national average. Seniors who reside in an assisted living facility can feel confident they are protected because most assisted living communities have 24-hour staffing and security cameras. Many communities are gated, so only welcome visitors have access to them.
  • Active seniors will find no shortage of things to do in Saco thanks to the SENIORity Program run by the Saco Parks and Recreation Authority. This program includes a variety of activities including exercise sessions, classes and walking groups for those aged 50 and over.
  • Saco’s climate is generally more comfortable than other cities in Maine. The city typically sees just over 49 inches of rainfall per year and about 60 inches of snow each year. Summers are very warm, and temperatures can fall to as low as 10.8 degrees in the winter. Seniors who enjoy snowfall but want to take part in outdoor activities during the warmer months may appreciate the varied seasonal weather of the city.

Paying for Assisted Living in Saco

According to the Genworth Cost of Care Survey 2020, assisted living facilities in Saco typically charge $6,583 per month. This is above the Maine average cost of $5,942 and more than 50% above the national average fee of $4,300 per month.

The Cost of Assisted Living in Nearby Cities

Assisted living fees in nearby cities can vary widely. In Bangor, seniors pay far less than they do in other parts of Maine, with fees of just $4,842 per month. In Lewiston, the cost is above average, at $6,150. Across the border in New Hampshire, seniors pay much more for assisted living, with facilities typically charging $7,560 per month

Saco

$6,583

Maine

$5,942

The United States

$4,300

Bangor

$4,842

Lewiston

$6,150

Manchester, NH

$7,560

The Cost of Other Types of Senior Care

In addition to assisted living, there are other care options for seniors with different needs. Adult day health care is the cheapest, costing $4,063 for daytime care at a community center. Homemaker services cost $5,625 for in-home personal care and $5,720 for limited health care. Nursing homes are the most expensive, due to the skilled nature of the care provided. Seniors can expect to pay $10,220 for a semiprivate room, or $11,224 for a private room.

Homemaker Services

$5,625

Home Health Care

$5,720

Adult Day Health Care

$4,063

Assisted Living Facility

$6,583

Nursing Home Facility (semiprivate room)

$10,220

Nursing Home Facility (private room)

$11,224

Financial Assistance for Assisted Living in Saco

Seniors living on a budget in Maine may qualify for help paying for assisted living costs through the state’s Medicaid plan, MaineCare’s Long-Term Care program. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maine page.

Financial Assistance in Maine

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maine page.

Free Assisted Living Resources in Saco

Saco residents who are considering moving into long term care may find the following resources and service providers useful. These organizations offer a variety of services including benefits counseling, wellness advice, and legal support.

ResourceContactService
Southern Maine Agency on Aging(207) 396-6500The Southern Maine Agency on Aging offers resources, information, and services for seniors and individuals who are living with disabilities. It offers Medicare support, social events and classes, congregate nutrition and other programs to help seniors retain their independence and enjoy a high quality of life.
Age-Friendly Saco(207) 710-5029Age-Friendly Saco provides many services for older adults living in the city. It is supported by AARP grants and offers handyman services, senior transportation, and assistance with tech-related problems. The program also provides seniors with practical assistance in the form of Knox boxes and sand-salt buckets for those who require them.
Lewiston Veterans Service Office(207) 753-9106The Lewiston Veterans Service Office works with veterans and their close relatives to help them navigate the complexities of the VA pensions and benefits system. It offers advice about the support that is available to former service people and can help with applying for benefits, or appealing where applications have been denied. The VSO can also advise on other help that is available to veterans, referring them to other agencies, assisting with the completion of forms, and advising on medical care services that veterans may qualify for.

Assisted Living Laws and Regulations in Saco

Saco-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maine are required to follow. Visit our Assisted Living in Maine page for more information about these laws.

Assisted Living Laws and Regulations in Maine

Reviews of Communities Nearby

Assisted Living

Patricia

I visited this facility

Review of Atlantic Heights Retirement

Atlantic Heights Retirement is a very nice and newer facility with a hotel-like feel. The rooms were pleasant and spacious. They had a large formal dining room area. The upkeep seemed fine, and...

Read more

Assisted Living

Gisele D.

I visited this facility

Review of The Wardwell Neighborhood

Wardwell Retirement had old and new sections. It was comfortable and definitely more of a community in and about the common areas. There were people making puzzles, playing Bingo, reading, and...

Read more

Assisted Living

Anonymous122033550

I am a friend or relative of a resident

Review of The Wardwell Neighborhood

Wardwell Retirement is very friendly. They provided the type of care that my friend needed. The rooms are beautiful. He came from a small apartment in New York, and his apartment is exactly the...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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