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The 10 Best Assisted Living Facilities in Beloit, WI for 2024

Situated just north of Rockford, Beloit is a small but vibrant city in Wisconsin known for its farmers' markets, live entertainment and abundance of cultural attractions such as museums and art galleries, offering plenty of things for seniors to do. With people aged 65+ comprising 13.4% of the city's 36,449 residents, fewer seniors live in Beloit than the national average of 17.3%. However, the city provides excellent services and amenities for this population, including senior centers and discounted transportation.

Beloit also has many excellent assisted living communities, which provide housekeeping, meal preparation and help with daily living for seniors who are in generally good health but need occasional assistance due to reduced strength or mobility. These communities, costing $4,600 per month on average in Beloit, offer a good alternative to other types of senior living for those who prefer a more social and active lifestyle. While expenses are $100 more in Beloit than the national average, they match Wisconsin's norm.

By reading this guide, seniors can compare assisted living costs in Beloit with prices in Wisconsin's other major cities. The guide also includes a list of free resources and information about financial assistance options.

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Assisted Living Facilities in Beloit, Wisconsin

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What to Consider About Assisted Living in Beloit

Assisted living residences in Beloit and other locations throughout Wisconsin are regulated by the Wisconsin Department of Health Services. The department provides information about senior living on its website and manages a complaint service families may contact if they suspect caregivers aren't treating loved ones fairly or ensuring their safety.

Benefits and Drawbacks of Assisted Living in Beloit

  • Beloit's continental climate can lead to occasional humid conditions throughout the region, but the weather is quite comfortable overall. While the ambient temperature regularly hits 11.3 degrees Fahrenheit in winter vs. 21.7 degrees Fahrenheit nationwide, summer temperatures are 2.9 degrees cooler than average in Beloit, so seniors who struggle with the heat may find the city's climate very tolerable.
  • The cost of living in Beloit is only 76.7 when measured on a 100-point index that locks the national average at 100, indicating that prices of goods and services are about 23.3% less than usual. This low cost of living may make the city ideal for seniors looking for an affordable retirement.
  • Health care is 11% cheaper than average in Beloit. Although the city has 54 fewer physicians per 100,000 people compared to the national norm, Rockford, located just a few minutes' drive across the border in Illinois, has a slightly higher-than-average physician density, giving seniors more options.
  • Beloit Memorial Hospital provides local emergency care and medical treatments in the city, but proximity to Janesville and Rockford offers the convenience of additional hospitals, clinics and pharmacies, such as SSM Health Saint Mary's Hospital Janesville.
  • Crime rates are somewhat high in Beloit, measured on a 100-point scale. Property crimes rank at 45.5, much higher than the national average of 35.4. Violent crimes are also somewhat more prevalent than normal at a rating of 29 in the city vs. 22.7 nationwide. However, security measures utilized in assisted living communities can help make crimes less likely.
  • Beloit has a low sales tax rate of 5.5%, compared to the U.S. average of 7.3%. At 6.3%, the income tax rate is higher than the national norm of 4.6%, but Wisconsin doesn't tax Social Security benefits and certain other forms of retirement income.
  • Public bus transportation is available throughout Rock County. Seniors aged 55+ can also use the Rock County Transit system to travel anywhere throughout Beloit or to Janesville/Evansville Monday to Friday.

Paying for Assisted Living in Beloit

Assisted living expenses average $4,600 in Beloit.

The Cost of Assisted Living in Nearby Cities

Assisted living costs in Beloit match Wisconsin's average but are $100 more per month in the city than nationwide. Despite being located only a short distance away from Beloit, Madison has slightly more expensive care, costing just over 4.3% more. However, assisted living is more affordable in some cities, such as La Crosse, where it averages $337 less, and Fond du Lac, where it costs $425 less. Care is $650 more expensive in neighboring Rockford, IL, however.

Beloit

$4,600

Wisconsin

$4,600

United States

$4,500

Madison

$4,800

La Crosse

$4,263

Fond du Lac

$4,175

Rockford, IL

$5,250

The Cost of Other Types of Senior Care

Looking at the costs of other types of care in Beloit, assisted living is generally the most affordable option. However, other services may meet seniors' needs better in some cases. Home care, which offers a similar level of caregiver support to assisted living, costs $1,501 more but allows seniors to continue living alone for greater independence. Home health care is slightly more expensive, averaging $1,597 more than assisted living, but provides skilled nursing and medical care. Nursing homes offer intensive care for seniors with severe conditions, leading to a steep price of $5,088 more than assisted living.

In-Home Care

$6,101

Home Health Care

$6,197

Assisted Living Facility

$4,600

Nursing Home Facility (semi private room)

$9,688

Note: Data for Beloit was unavailable, so data for the nearest city, Janesville, was used instead.

Financial Assistance for Assisted Living in Beloit

Seniors in Beloit may be eligible for limited financial help to pay for services received in assisted living through the state Medicaid program or through the Wisconsin Supplemental Security Income (SSI) Exceptional Expense Supplement. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Wisconsin page.

Financial Assistance in Wisconsin

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Wisconsin page.

Free Assisted Living Resources in Beloit

Beloit and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Beloit, please visit our Assisted Living in Wisconsin page.

Assisted Living Laws and Regulations in Beloit

Beloit Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Wisconsin are required to follow. Visit our Assisted Living in Wisconsin page for more information about these laws.

Assisted Living Laws and Regulations in Wisconsin

Reviews of Communities Nearby

Assisted Living

Marjorie

I visited this facility

Review of The Suites at Beloit

I did not like The Suites at Beloit. It was just a room with a bathroom. It looked like a prison cell. It was clean and it smelled nice, but it was dark and dingy. It was not the right place for my...

Read more

Assisted Living

Marjorie

I visited this facility

Review of Riverside Terrace

Riverside Terrace was amazing. The staff was awesome. The nurses were the ones that interviewed me about my mom, and I thought that was nice. I talked to some of the residents and they were really...

Read more

Assisted Living

Reviewer RC#0222b

I visited this facility

Review of Sun Valley Homes LLC East II

I toured Sun Valley East, and the room they had was very small. The bathroom was across the complex. They only provided a continental breakfast. If you wanted lunch and dinner, that had to be...

Read more

Helpful Articles

Assisted Living near Beloit, WI

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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