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The 10 Best Assisted Living Facilities in Waltham, MA for 2024

 

Waltham is a historically rich city with lifelong learning opportunities, shopping and dining amenities and high access to affordable health care. It offers a low crime rate and comfortable weather, and cultural events and festivals throughout the year foster a sense of community. Several hospitals are located within a few miles of the city center, and there are several assisted living facilities for those who need daily assistance. These features make it an attractive retirement destination for many seniors, an age group that accounts for about 15% of the 64,000 residents.

Assisted living is the preferred option for many seniors in Waltham who want a low-maintenance lifestyle but don’t require the intensive care nursing homes provide. These facilities create individualized care plans for each resident that include services such as assistance with toileting, bathing and remembering to take medications. They also provide daily meals, transportation and recreational activities throughout the week. This type of care costs approximately $6,819 monthly in Waltham, which exceeds Massachusetts' average of $6,500 and the national rate of $4,500.

This guide provides details on how assisted living rates in Waltham compare to costs in nearby cities, and it outlines some popular ways to pay for care.

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Assisted Living Facilities in Waltham, Massachusetts

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What to Consider About Assisted Living in Waltham

The Massachusetts Department of Health and Social Services licenses all assisted living facilities in Waltham and requires them to comply with rules related to housing, staffing and scope of care. The department publishes these rules on its website, along with information on residents’ rights.

Benefits and Drawbacks of Assisted Living in Waltham

 

  • Several hospitals are located near Waltham, including St. Elizabeth’s Medical Center in Brighton and Mount Auburn Hospital in Cambridge. The region has about 371 doctors per capita compared to 210 nationally, which may reduce wait times for appointments, and health care costs come in about 17% lower here than in a typical U.S. city. This may make the city a favorable option for prospective assisted living residents with health care considerations.
  • Most forms of retirement income in Massachusetts are subject to state income taxes, which may reduce what some seniors are able to pay toward long-term care expenses. However, the state doesn’t tax Social Security benefits or public pension income, making it a retirement-friendly option for those who rely on these forms of income.
  • The American Lung Association reports that Middlesex County’s air quality is good, which may provide health benefits to seniors considering assisted living in Waltham. The city gets a passing score for annual particle pollution and a B for 24-hour particle pollution. Additionally, it has a very low number of high-ozone days, earning it an A in this category.
  • Seniors in Waltham are entitled to special parking stickers that let them park on parking decks and off-street municipal lots. Additionally, they have access to free nonemergency medical transportation and low-cost personal transportation services, which can supplement what seniors obtain through assisted living.
  • Waltham rates 9.2 on a 10-point comfort index, indicating the humidity levels are typically low and the weather tends to be pleasant throughout the year, which may appeal to prospective assisted living residents. Daytime temperatures range from 35 degrees Fahrenheit in the winter to 83 degrees Fahrenheit in the summer, and the city gets about 48 inches of rainfall and 50 inches of snow annually.
  • Crime is relatively uncommon in Waltham compared to a typical U.S. city, fostering a safe environment for those seeking long-term care. On a 100-point index, the city rates 10.5 for violent crime and 20.1 for property crime, which is well below the national respective scores of 22.7 and 35.4.

Paying for Assisted Living in Waltham

 

In Waltham, seniors pay $6,819 per month on average for assisted living.

The Cost of Assisted Living in Nearby Cities

Assisted living facilities in Waltham charge monthly average rates of $6,819, which is 5% higher than the Massachusetts average and 52% higher than the national norm. It also exceeds monthly care costs in other cities throughout Massachusetts, including Worcester, where seniors pay $5,685 per month for this level of care. Similarly, in Springfield, rates are about 26% lower than Waltham’s norm, and in Pittsfield, rates are even more economical at $2,084. In Barnstable Town, however, care costs are a little higher than in Waltham at $7,000.

Waltham

$6,819

Massachusetts

$6,500

United States

$4,500

Barnstable Town

$7,000

Worcester

$5,685

Springfield

$5,048

Pittsfield

$2,084

The Cost of Other Types of Senior Care

Assisted living facilities in Waltham charge $6,819 per month for care, which is about 8% to 9% higher than the cost of in-home care and home health care. Seniors who choose adult day health care pay about $5,200 less per month for care than those in assisted living, while nursing home residents pay considerably higher monthly rates of $13,155.

In-Home Care

$6,292

Home Health Care

$6,244

Adult Day Health Care

$1,614

Assisted Living Facility

$6,819

Nursing Home Facility (semiprivate room)

$13,155

Note: Data for Waltham was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Assisted Living in Waltham

MassHealth, the state’s Medicaid program, supports a waiver that may help low-income seniors pay for care in assisted living residences. Waltham seniors who live in these facilities may be eligible for additional financial support from the Massachusetts State Supplement Program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Massachusetts page.

Financial Assistance in Massachusetts

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Massachusetts page.

Free Assisted Living Resources in Waltham

Waltham and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Waltham, please visit our Assisted Living in Massachusetts page.

Assisted Living Laws and Regulations in Waltham

 

Waltham Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Massachusetts are required to follow. Visit our Assisted Living in Massachusetts page for more information about these laws.

Laws and Regulations in Massachusetts

Reviews of Communities Nearby

Assisted Living

Aparna

I visited this facility

Review of Benchmark Senior Living at Waltham Crossings

We went to look at Benchmark Senior Living at Waltham Crossings. The people who met up with us were all very nice. They were willing to answer any questions. They were very friendly and gave us a...

Read more

Assisted Living

Steven

I visited this facility

Review of Benchmark Senior Living at Waltham Crossings

We looked at Benchmark Senior Living at Waltham Crossings, and it was very nice. The tour was great. The problem that we have is that my mother is in her 90's, and she would not use like 80% of the...

Provider response

We are so glad to hear about your positive experience with our community. Thank you for taking the time to leave us a review!

Read more

Assisted Living

Carmel

I visited this facility

Review of Benchmark Senior Living at Waltham Crossings

I've decided that when the time comes, Benchmark Senior Living at Waltham Crossings would be my choice. They were aware that I don't feel that I'm ready to move in yet. When the right time comes...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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