I am not sure where to start. My mom passed away 5 months ago from Alzhiemers. I was her primary cargiver and POA. In her trust she left her house to my sister and I. My husband, son and I moved in in 2011 to care for my mom and we're still in it. I had to make a decision to get a reverse mortgage to care for my mom in her home, that is where she begged me to allow her to die, but sh...
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I am not sure where to start. My mom passed away 5 months ago from Alzhiemers. I was her primary cargiver and POA. In her trust she left her house to my sister and I. My husband, son and I moved in in 2011 to care for my mom and we're still in it. I had to make a decision to get a reverse mortgage to care for my mom in her home, that is where she begged me to allow her to die, but she didn't want me to EVER get a reverse mortgage but I had no other choice.
Anyway, now Wells Fargo Bank is wants their $205k which is the used balance. My sister wants to sell the house, but I want to keep the family home. I contact a broker to do a loan to payoff WFB and buyout my sister $100k. The mortgage alone will be $1982 monthly.
I make ok money,but I am the only one working my husband is unemployed.
My parents worked so hard to buy this house in 1964 and I want to keep the family home to raise my child and grandchild and have other family member over for the traditional dinners, etc. I am not sure if I can afford to keep house, but I don'r know where to go or who to speak with.
I live in Northern California. I pray someone can help me to see the TRUTH in whether or not I and my family can keep the house. My sister and I do not get along. And I really miss my mother.