Questions About Senior Finances

  1. Is there help for someone under age 65, who has serious illness and little money?

    Question - You've begun with the right place in applying for Medicaid, which can cover almost all of your mother's medical expenses. If she has no savings or income, she can qualify even if she owns her home.
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  2. Are there government benefits for someone who's had a stroke and gets only a small company pension?

    Question - There are several government programs, in addition to her company pension, that might provide help for your sister. She can apply for Social Security retirement or disability benefits based on her years of work, or on the work record of her spouse if she was married...
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  3. What kind of living arrangements are available for those under 65, but disabled, without a lot of money?

    Question - If you have not done so, contact your local resources for information on seniors with disabilities. Your local Area Agency on Aging and your Aging and Disability Resource Centers can provide information about regional housing and assistance programs.
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  4. Is there federal assistance for caregivers?

    Question - There are some programs that may be able to offer some help for your family.
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  5. How can Mom's supplemental security income (SSI) be increased?

    Question - Supplemental Security Insurance (SSI) is available only to people with very low income and almost no assets. In deciding whether someone is eligible for SSI, and if eligible how much in monthly benefits the person receives, the SSI program looks at all sources of income...
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  6. Where can I find financial assistance? I'm out of work and the sole caregiver for my wife who has Alzheimer's.

    Question - It might be possible to get some regular payment to take care of your wife. With your unemployment and few assets, your wife might qualify for a state-run program where you live, which can provide some payment directly to your wife for her to be cared for at home. And this money can go to you if you are the one caring for her...
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  7. Does my mother have rights to her husband's Social Security?

    Question - I have a similar question, but we were togther 4 years and married 26 total 30 and he had an affair for 12 yrs and then married her after our divorce and left me w/o child support/ alimony and pension. I AM NOW DISABLED THE LAST 6 YEARS AND MUST REMAIN VERY CALM SEVERE NERVE DMG. Served final papers and I never went to court to the hearing...
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  8. Am I eligible for disability?

    Question - Social Security disability benefits are available to you if you meet two qualifying standards, explained below. If you have few savings or other assets, you may also qualify for Supplemental Security Income (SSI) based on your disability, and for Medicaid which pays for most medical care...
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  9. I am interested in applying (for my father) for the VA Aid...

    Question - I am interested in applying (for my father) for the VA Aid & Attendance benefit. However, I have been told that if he receives a Navy pension he may be ineligible. Are these two mutually exclusive? Can he obtain the Aid & Attendance benefit if he remains in his home of 40 years?
  10. How should my mother decide when to file for Social Security?

    Question - The question your mother needs to ask herself is this: Do I need the money from Social Security to live on right now? If the answer to that is yes, she should go ahead and file this year and begin taking the money now. If she doesn't need it immediately, and she's healthy, she's probably better off waiting until the full retirement age...
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  11. How old do I have to be to get Medicare if already receiving Social Security Disability?

    Question - You don't have to be 50-years old in order to receive full Medicare coverage if you are receiving Social Security disability benefits. You can get Medicare coverage at any age once you have received Social Security or Railroad Retirement disability benefits for 24 months. Medicare sets out this rule on its web site page explaining eligibility...
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  12. How can I make sure that I am on my parents' "survivor" list with the federal government to make sure I recieve benefits after they pass on?

    Question - For Social Security survivors benefits, the Social Security Administration does not keep any list of qualifying survivors. After someone dies who has been entitled to Social Security benefits, that person's qualifying survivors show evidence of their relationship to the deceased at a local Social Security office...
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  13. Financial help when a parent leaves a nursing home to live with family?

    Question - Your mother-in-law may be entitled to assistance from several different government benefit programs, each of which could ease your financial and personal burden. If your mother-in-law is entitled to Social Security retirement, disability, or survivors benefits, that money was probably going directly to the nursing home she was in...
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  14. Is there a way of getting paid for in home care?

    Question - Whether she can get paid for caring for your dad depends on the state where they live and their income and assets. In some states, a program called Cash and Counseling (or a similar name) allows direct payments from the state to low-income, low-asset seniors who are in need of home care...
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  15. FAQ: What Kinds of Home Equipment and Modifications Are Covered by Medicare, Medicaid, or the VA?

    Question - Excellent information on paying for medical equipment and home modifications. I would add that the limits for HISA grants have been raised to $6,800 for service connected disabilities and $2,000 for non service connected disabilities.
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  16. Is there a program in Kentucky to help pay for assisted living?

    Question - Medicaid in a few states covers residence in an assisted living facility, but not in most states. And apparently not in Kentucky. According to the Kentucky Department for Aging and Independent Living (DAIL) Web page on assisted living in Kentucky, neither Medicaid nor any other state program covers assisted living in that state...
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  17. Is there a program in Iowa that will pay you for taking care of a family member?

    Question - Many states have programs that can pay a family member to take care of a frail senior at home. These family caregiver payment programs -- often called Cash and Counseling but sometimes another name -- directly pay low-income seniors who would otherwise qualify for Medicaid coverage from a home care agency...
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  18. Is there financial assistance to help move my parents closer to me?

    Question - Is there financial assistance to help move my parents close to me? They are in Omaha and I am in Arizona. Their health is not good and have been advised to move to warmer climate. They have a retirement but no money saved and are in a serious financial decline due to Dr. bills...
  19. Does Medicare compensate family caregivers?

    Question - No, Medicare doesn't pay anything to a family caregiver. But if an elder has a low income and few assets, he might qualify for Medicaid . If so, a program run by Medicaid in his state might be able to pay him directly to pay for his home care, which he could then use to pay a family member to take care of him...
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  20. Is there financial assistance when a parent lives in my home?

    Question - You might be able to get some pay directly from the state for taking care of your parent if your parent has few assets and little income. Your parent might qualify for home care through Medicaid. But instead of getting that care from a Medicaid home care agency, it might be possible – depending on t...
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  21. Can I get help with Part B payment?

    Question - There are four programs that can pay some or all of your Medicare Part B premiums, deductible and copayments. You must have low income and assets to qualify for any of these programs. Which program you're eligible for depends on how much you have in income and assets. The programs are:
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  22. Is there financial assistance for funeral expenses?

    Question - First of all, consider less expensive options such as a graveside service only or cremation, which generally costs between $1,000 and $2,000. While that's a fraction of the cost of most traditional funerals, it's still quite a chunk of change.There are, however, some places to which you can turn for help in paying for funerals...
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  23. Can I qualify for social security disability benefits with a diagnosis of early onset dementia?

    Question - Eligibility for Social Security Disability benefits is judged based on your ability to perform any "substantial gainful work." This is not measured by your ability to continue working at your present job, your present type of work, within your profession, or at the same level of employment or pay...
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  24. How can I get financial assistance for dental work?

    Question - As you've probably already learned, Medicare does not cover dental care. But if you have low income and few savings or other assets (not counting your house), you might qualify for Medicaid. And in some states, Medicaid covers dental care as well as medical care.
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  25. What are mom's health insurance options?

    Question - My father is 65 and collects Social Security. My mother is 63 and collects her own Social Security. My mother fell ill in January 2008 and was no longer able to work. She collected all the disability she could but now is just collecting Social Security. My father still works so that he can provide medical benefits for my mother...
  26. Are there programs that can help with the cost of in-home care?

    Question - Unfortunately, there aren't many programs that can help make a dent in the huge cost of caregiving, although you do have some options.
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  27. If my mom temporarily returns to work, can she draw her own social security benefits?

    Question - Absolutely she can qualify for her own Social Security retirement benefits, and she won't necessarily have to work six months to do it. Under the Social Security system, you can earn up to 4 credits (or "quarters") per year toward qualifying for benefits. If she worked and paid into Social Security for 9...
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  28. How can I find financial aid to care for my mother in her home?

    Question - Unfortunately, there aren't many programs that can help make a dent in the huge cost of caregiving, although you do have some options:
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  29. Is there a program to help pay the cost of assisted living?

    Question - Since your mother receives Supplemental Security Income (SSI), she's eligible for Medicaid coverage in her state. In some states, Medicaid will pay most of the cost of residence in certain assisted living facilities. That's because it's a lower cost alternative for Medicaid than paying for nursing home care...
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  30. Can my brother get paid for being a full time caregiver for our mom?

    Question - Since your mother's total income is so low, she probably qualifies for her state's Medicaid program (assuming she doesn't have much in savings or other assets other than her home). If so, that means she might also qualify for a state-run program -- if her state has one -- that can provide some payment directly to your mother for care at home...
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  31. Can a senior lose their SSI Benefits if they have a supplemental trust?

    Question - Whether a trust affects someone's eligibility for SSI (Supplemental Security Income) depends on the terms of the trust. SSI eligibility is based on a person (of qualifying age or disability) having very low income and assets. So, whether a trust affects that eligibility depends specifically on whether...
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  32. Why hasn't the age for signing up for Medicare changed to coincide with the eligibility date for drawing social security?

    Question - Your question points out a problem with many federal laws: They're often inconsistent. Even though the age for eligibility for Social Security has been raised from 65, this is still the age at which you must enroll in Medicare. In fact, if you don't enroll in Medicare Part B when you're first eligible...
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  33. What happens if I can't pay the surgery co-payment?

    Question - If it's the hospital that's telling you that you have to pay the "co-pay" before they'll allow you to have the surgery, what they're probably talking about is not actually the copayment but the Medicare Part A hospital deductible amount, which is $1,068 for each period (known as a "benefit period") of hospitalization...
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  34. My mother has been denied medicaid and social security, what other options are there?

    Question - Even if your mother is not eligible for Social Security retirement benefits on her own work record, because she was not in the paid work force for long enough, she will still be eligible for Social Security dependents benefits as early as age 62, based on your father's work record...
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  35. How much income can I make while receiving social security?

    Question - Once you reach what Social Security calls "full retirement age," you can work and earn as much money as you want without any reduction in your Social Security retirement benefits. For someone your age now, full retirement age will be 66 (not 65, as it was for most of Social Security's history)...
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  36. How can I get financial help for my father who has no medical insurance?

    Question - If he is that close to qualifying for SSI, he can almost surely qualify for Medicaid coverage of his medical bills.Depending on the Medicaid rules in the state where he lives -- they're slightly different from one state to another -- if he has large medical bills he may qualify for Medicaid even if his assets are slightly over the state's eligibility limit...
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  37. Is there any financial aid for a child to quit their job and care for their parent?

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  38. Can Dad still receive Mom's social security after she dies?

    Question - If your father is now collecting Social Security dependents benefits (sometimes called spousal benefits) based on your mother's Social Security retirement payment, he is probably getting about half the amount she collects in Social Security retirement benefits. That arrangement will change when she dies...
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  39. Can my husband receive payments from medicare or medicaid to help care for myself and my son?

    Question - Not Medicare, but possibly Medicaid. If your and your husband's joint income and assets (not counting your house or car) are both low enough, you might qualify for Medicaid . And if your son is receiving SSI, he is probably eligible for Medicaid...
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  40. Does Medicare compensate a full time family caregiver?

    Question - Medicare does not pay anything to a family caregiver. However, if your father has a low income and few assets, he might qualify for Medicaid . If so, a program run by Medicaid in your state might be able to pay your father directly to pay for his home care, which he could then use to pay you...
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  41. My husband and I are on social security- can I receive financial help for being my husband's full time caregiver?

    Question - It's possible that you could get some pay to care for your husband through a program run by your state's Medicaid program. If you and your husband combined have a low enough income to qualify, and you have few assets other than your home (which doesn't count), your husband might be eligible for Medicaid ...
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  42. Is there financial aid for cataract surgery?

    Question - If you have low income and few assets other than the house you live in, your personal belongings, and your car, you might qualify for the Medicaid program in your state. If you qualify, Medicaid can pay almost the full amount not only for the cataract surgery but also for the glasses you will need after the surgery...
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  43. Will the State of CA pay you to care for your parents?

    Question - In general, the answer is no. But, if your parent qualifies for Medi-Cal (the California version of Medicaid) and is eligible for home care, it's possible that you could be paid by Medi-Cal -- though not much -- as a home care aide. For you to get such payments, you'd have to be certified by the State of California as a licensed home care provider...
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  44. Does the V.A. Have Pensions for Disabled, Low-Income Veterans?

    Question - A low-income veteran may be eligible for a pension from the V.A. if the veteran meets all four of the following conditions:
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  45. How do I apply for veterans' benefits?

    Question - We are an 80 year old couple living independently. I take care of my wife, who had a stroke 8 years ago. As a veteran I/we may be eligible to go to the Nevada Veterans' home when need occurs. How do I find and apply for this care when we need it? We have a living will/trust but no pre-need plan of what to do or how to apply for veterans' home assistance...
  46. im on ssi and medicaid im also on 24/7 care given to me bymy...

    Question - The Indiana Health Coverage Program (IHCP) operates Medicaid and related programs in Indiana which provide assistance with medical and long-term care for people with low incomes and few assets. Part of the IHCP is Home and Community Based Waiver Programs that pay reimbursement for reasonable and necessary...
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  47. How do you apply for the Cash for Caregiving program through...

    Question - A Cash and Counseling or similar program is available in many states. It pays direct assistance to home-bound elders or others who have low incomes and few assets other than their home. The payments can then be used to pay a family member, or other independent caregiver, for providing in-home care...
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  48. Does any part of a VA widows pension amount have to be repaid under current laws?

    Question - If she provided her correct Social Security number and filled out the VA forms correctly, she shouldn't worry about the money she has already received. But there is no guaranty that she will continue receiving the VA pension amount, even though no new law affects these particular pension rules.
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  49. Is there a program where I get paid to be my mom's caregiver?

    Question - If your mother is on Medicaid or Medicaid eligible, there may be a program where you (or another family member) can get paid to be her home caregiver. These programs vary, state by state. Check out this Caring.com article with more information. You'll need to contact the Medicaid office serving your mom...
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  50. Can a person get paid for caring for their parents in their parents' home?

    Question - You might be able to get some pay directly from the state for taking care of your parents if they have few assets (other than their home) and little income. If they require home care, and have low income and assets, they might be entitled to receive it through Medicaid...
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  51. How do I become a paid caregiver for my own family?

    Question - Whether you can get paid to be her caregiver depends on what program, either Medicaid or other state program, is available in the state where you live. Cash and Counseling or similar programs in many states can provide regular payment to family caregivers even if the person being cared for would not otherwise qualify for Medicaid...
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  52. Does the Veterans Administration have any claim on my parent's estate?

    Question - The VA's nursing home programs include VA-operated nursing home care units located at VA hospitals, contract community nursing homes and state homes. The majority of these facilities are state VA homes and the rules vary from state to state. In some states, the VA home charges a maximum monthly fee if a resident's assets are above a specified limit...
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  53. Can I get paid to care for my parent in Florida?

    Question - If your mother qualifies for Medicaid, and Medicaid determines that she needs home care, you might be able to get some pay from Medicaid as her home care aide. But for you to get paid to provide that home care, you'd have to be certified by the state of Florida as a home care provider...
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  54. Are there financial benefits available to a primary caregiver?

    Question - There are two ways you might receive some financial benefits for being a caregiver. In some states, you might be able to get paid as a home care aide if the state Medicaid program is paying home care benefits to the person you're caregiver for. But for you to get such payments, you'd have to be certified by the state as a home care provider...
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  55. How can I get paid for caregiving?

    Question - You have a few options if you want to be paid as your mother's official caregiver, but unfortunately none of them will offer you much money or a realistic alternative to your current full-time job.
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  56. How can I find a new doctor and can my wife qualify for SSI?

    Question - The Medicare web site has a tool that can help you find doctors in your area who accept Medicare patients. You might also be able to get regular in-home care for your wife through Medicare Part B coverage for home health care. For Medicare to cover it, your wife must be referred to home health care by her doctor...
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  57. How do you get financial help if you are between 55 and 60 years old?

    Question - Social Security survivors benefits, based on your deceased spouse's work record, can start as early as age 60, or at any age if you're caring for the deceased worker's child who's under age 16. Other Social Security benefits -- retirement or dependents -- don't start until age 62.
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  58. How can I get paid for taking care of parents?

    Question - There are two ways you might get paid for taking care of your parents -- in addition to your parents paying you directly. Depending on the rules in your state, you might be able to get paid as a home care aide if your parents qualify for the state's Medicaid program and Medicaid providing them with home care...
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  59. Is there any situation that allows you to obtain a income while on disability without losing your benefit that is accepted by the SSA?

    Question - Yes, there are a couple of different ways to have some income and still qualify for Social Security Disability Insurance (SSDI) benefits. First, SSDI considers you disabled only if you aren't able to perform what they call "substantial gainful activity." But that doesn't mean you can't earn anything...
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  60. What happens when patients run out of Medicare days?

    Question - Help him apply for Medicaid, or apply for him, immediately. Even if it seems that he's "over the limit," he may qualify anyway. That's because he may be able to "spend down" the amount that he's over the Medicaid eligibility limit by paying that amount to the nursing home, with Medicaid paying the rest...
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  61. Can SSI/Medicare/Medical/Hud Section 8 look for repayments of benefits paid to date, when I am no longer eligible for benefits going forward?

    Question - You seem to be doing everything right, and there is no reason to worry about repayment to any of these agencies or programs. As long as you legitimately qualified when you were receiving assistance, there is no obligation to repay any of these programs if and when your income goes up and you no longer qualify...
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  62. Does the Department of Veterans Affairs seek reimbursement for a veteran's nursing home care?

    Question - The VA won't seek reimbursement from your father's estate for VA-sponsored nursing home care. Whether the state seeks reimbursement is more complicated. If your father lives in a private or state-run nursing facility, rather than in one actually operated by the VA, there may be costs in addition to what the VA pays...
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  63. What can I do help my brother, who has terminal lung cancer and refuses hospice services?

    Question - This must be an incredibly difficult situation for you and yours. It sounds as if your brother is quite adamant about not wanting to be a burden to anyone in his final months of life. It also sounds like he has made these decisions based on how he feels, both physically and emotionally, at least right now...
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  64. Where can I turn to get my father some financial and housing assistance?

    Question - It’s always distressing to see evidence that an aging family member is declining. You can use what you’ve observed to begin a conversation with your grandfather with the goal of ensuring his health and safety and maintaining as much independence for him as is possible. Before you can get help for yor your grandfather, you need to talk to him...
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  65. Are Nation Guardsmen eligible for Veterans benefits?

    Question - National Guardsmen are eligible for Veterans’ benefits on the same basis as other Veterans. They must have been called to active duty for a minimum of 90 days and at least one day of that service must have been during a recognized war peri...
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  66. Is there funeral expense assistance available to a veteran's widow?

    Question - This is a good question. Many times a spouse of a veteran is eligible for certain benefits during her life. Usually these are in the form of financial assistance with assisted living or nursing home costs.
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  67. How do VA benefits work?

    Question - VA Aid and Attendance Pension Benefits, also known as Veterans Disability Pension Benefits, apply to qualifying Veterans as well as their spouses and widows. There are three criteria the government looks at to determine if applicants qualify for benefits:
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  68. Will VA benefits be considered income and cause my mom to lose Medicaid?

    Question - My mother receives VA benefit to the caregiver. Will this be considered income and make her rent increase and loose medicaid? The money is paid to the caregiver as the fiduciary.
  69. Is Social Security willing to pay me in installments?

    Question - I used my mom's last Social Security payment to pay for her funeral arrangements and know the Social Security through the bank that owe them the balance. I am currently without an income and on food stamps. Will they be willing to make installment payments? do i deal with the bank or Social Security...
  70. What forms are used to file for Veterans benefits?

    Question - As of June 15, 2010, the Department of Veterans Affairs (VA) has two shortened forms to be used for benefits applications. For pension benefits and the Veterans Aid and Attendance Disability Pension, use form 21-527EZ. Pension claims are need-based. For Compensation Claims, use 21-526EZ. Compensation is for Veterans who have service-related conditions...
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  71. How can I get financial assistance for my mother?

    Question - Hi 20/20, thanks for your question.
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  72. Is there financial aid if a senior takes in a minor family member?

    Question - My granny (in law) had to take in her great-grandson. He is 14 yrs old. His "mother" kicked him out of the house just for not taking out the trash on time. This is the 4th time (that I know of) that he has had to go live with his granny because of his mom kicking him out. It started at age 3. Granny is 87 years old...
  73. What options does a caregiver have in foreclosure?

    Question - Not a Housing issue entirely but that the only topic that fits to begin with.
  74. Social security says that I owe them money for a mistake they made, what can I do?

    Question - Not surprisingly, the government rules for receiving both a civil service disability/retirement pension and Social Security benefits are complicated. There are two rules that can apply to your situation. One is the Windfall Elimination Provision (WEP) that applies if you are receiving a pension based on your own years of service or disability...
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  75. What type of help can I get to make sure that my medical needs are covered?

    Question - In the past, based on your status and your condition, you would have been considered “uninsurable with a pre-existing condition”. This made it nearly impossible to get coverage for your medical needs. However, with Health Care Reform and the passage of the “Patient Protection and Affordable Care Actre Act” in March, 2010, you do have options...
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  76. Is there a way to get more services paid for to stay in an assisted living facility?

    Question - My mother is currently in an assisted living facility and her condition has worsened to the point we have to look for a new facility that can work with her needs. These homes are, of course, more money. Our fear is she will out live her money. We would like her to live out her days in a smaller setting rather than a full blown nursing home...
  77. What is the income cap to keep my current Social Security Diasability benefits?

    Question - I am 59 years old, currently receiving Social Security Disability benefits. I need a little extra income to pay my bills, I would like to know the cap on the amount of income I can collect from a part time job, without having any reduction, or changes to my current SSI benefits.
  78. How will money from an IRA affect my Medicaid eligibility?

    Question - 68 year old senior - receives social security only ( 1097 per month) Part A and B Medicare plus on Medicaid program to cover Part D and therapy expenses. Will start to receive approx 5,000 per year gross at 70 from IRA ( to be taxed) - expect about $350 per month after tax How will this affect eligibility...
  79. Are there healthcare benefits available for full-time caregivers?

    Question - I've been caring for my mother the last two years and no longer have medical insurance or an income. I believe I have a infected tooth and need to be seen immediately. Can I be seen if I go to the hospital/E.R? I won't be able to pay for this.
  80. Is there financial assistance for prescriptions co-pays?

    Question - If your father is on Medicaid in a nursing home, there is no reason for him to have to pay these high drug costs. If he is also enrolled in Medicare, he is eligible for a Medicare Part D prescription drug plan. Medicaid will pay the monthly premium for that drug plan, and will pay most of the cost of any copayments...
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  81. A Senior Benefit Analyst is helping my mom hide her assets for Medi-Cal, have you heard of this?

    Question - My Mother has been refered to a Senior Benefit Analyst and she is stating she has a strategy for hiding my mom's assets so she can qualify for Medicaid and not have to use up all her savings. She has been doing this for 13 years, and states she is going by all the rules and regs of Medi-cal. Have never heard of this, and wonder if you have...
  82. Where can I get help paying for my husband's radiation treatments?

    Question - To find out if there is help available for your husband’s radiation treatments, you should start with the facility where he is being treated. Ask if they have a financial hardship or charity care program. If there is a non-profit organization that specializes in Merkel cell skin cancer, contact themem...
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  83. What happens if someone has no one to care for her and no money to pay for care?

    Question - A good friend of ours (age 49) just suffered a major stroke 4 nights ago. She is in the hospital and seems to have lost her verbal skills and use of her right leg and arm. She has been unemployed and on Medical for the past year. She can barely afford her rent, and has no assets...
  84. Can I receive benefits from my husband's social security if I'm already receiving my own?

    Question - If you are eligible for more than one type of Social Security benefit -- such as retirement benefits based on your own work record, and also dependents or survivors benefits based on your husband's work record -- you are permitted to collect whichever one is higher, but not both at the same time...
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  85. Is there help other than Medicaid for a legal foreign resident here for less than five years?

    Question - My friend, a 45 year old mother of three from the Philippines was just denied Medicaid coverage for breast cancer, stage 3. Reason: Not in US for 5 years. She came in legally and has social security number. Where can she find help?
  86. Where can a veteran find help with periodic needs?

    Question - I am a 60 year old disabled veteran that is periodically in need of outside care. Although my food needs are not an issue, I have a cat that need to be cared for while I am away. I am receiving VA disability compensation, and SSDI. Can someone help, or direct me to an agency that can help me with these periodic needs...
  87. Is there financial aid to help pay property tax?

    Question - Is there financial aid to help pay property tax?
  88. Where can I find financial help for adult daycare?

    Question - Adult day care is a good way to manage both your husband’s and your needs. There are several sources of financial assistance depending on your state, the facility you choose and your personal financial resources. If you meet the financial requirements, Medicaid may cover day care in your sta...
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  89. Who qualifies for VA benefits?

    Question - In short, Veterans’ benefits are for Veterans and their spouses. But the qualifications for specific benefits vary because they are intended for different needs.
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  90. Mom was left with nothing but a mess after Dad passed, what am I to do?

    Question - Taking care of a frail, aging parent is difficult under any circumstances but your case is very trying. You need to call the Social Security office and see if your mother is getting S.S. Depending on where you are, you may need your mother's permission to talk to an agent...
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  91. What are the social security spousal benefits?

    Question - Social Security benefits for a spouse will depend on the spouse’s work history.
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  92. How can I get help if I don't seem to qualify for financial assistance?

    Question - Additionally, so many people I talked to said Medicaid would cover this for free (providing free in-home care assistance) & I felt relief in the back of my mind knowing I could turn to that, until I researched the fine details. I am thankful that she atleast does have some income, but when she had...
    1 Community Answer
  93. Social Security has made an error, and refuses to fix it. How can we get it corrected?

    Question - Your mother’s status with Social Security changed when she became a widow. The Medicare card reflects her claim’s relationship with Social Security. For example, the card she had previously showed that her relationship with Social Security was that she was entitled to benefits through her own work ark...
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  94. What college benefits are there for children of Veterans?

    Question - The children of Veterans who died or were permanently and totally disabled as a result of a service-connected disability can apply for Survivors’ & Dependents’ Educational Assistance (DEA). See eligibility details here.
    1 Sponsored Expert Answer
  95. How long does it take to get VA benefits?

    Question - It is difficult to give an exact answer to this question because of the many variables involved with each individual’s situation. But generally, it will be four to six months between when you submit an application and when you start to receive your benefits.
    1 Sponsored Expert Answer
  96. Are disabled veterans widows eligible for benefits?

    Question - Yes, there are benefits available to Veterans’ widows, if you meet the benefit qualifications. There are several benefit programs for spouses and families of deceased veterans. These are some of the largest:
    1 Sponsored Expert Answer
  97. Is there any way I can get the full amount of Social Security I deserve?

    Question - I am a postal employee who is retired. My retirement income was reduced because I did not pay back my Social Security will I was in Viet Nam. Nobody told me about this when I retired. So I appeled the decision and it was rescinded, but I did not get my money back. I called and the retirement department board and asked what was going on...
  98. Can you receive social security if you live in another...

    Question - Yes, most Americans living abroad are still eligible for Social Security benefits.
    1 Sponsored Expert Answer
  99. How does social security work?

    Question - The Social Security Administration is a federal agency encompassing government-run welfare and insurance programs. Social Security is a major source of income for most seniors in America, and the entire income for about 20 percent of American seniors. The funds to support current Social Security benefit payments are collected through a federal tax of 6...
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  100. Will my social security pension be increased because my wife's pension is higher than mine?

    Question - My wife will be retiring also at 62 years old, her Social Secuirty pension is higher than my Social Secuirty pension. My question is, will my social security pension will be increased because she have higher social security pension than me?
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