How can I take over the POA my now late sister held for my mother?
If your mother has dementia, she does not have the ability to make a viable check. Nor can she appoint anyone as her agent under a Durable Power of Attorney because that can only be done while someone is competent. I suggest that you contact a lawyer and discuss filing with a court to be appointed as your mother's guardian whereby the court would grant you authority to act on her behalf.
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