Do we need to enroll in Medicare A, B, or A and B with our TRICARE?
In order to get Tricare For Life, both of you need to be enrolled in both Medicare Part A and Part B. There is no monthly fee for Medicare Part A, that is taken care of by the government. However, there are deductibles and co-pays. There is a monthly fee for Medicare Part B. Most people pay $96.50 per month. Some people with higher incomes pay a higher fee. The premium is usually deducted from your social security check.
When you are covered by both Medicare and Tricare For Life, Medicare is the primary coverage and Tricare is the secondary. If a service is covered by both plans, Tricare will pay the deductibles and co-pays that Medicare doesn't pay. If a service is not covered by Medicare or you have used up your Medicare benefit, Tricare becomes the primary, subject to its deductibles and co-pays.
Rest assured that with both of these plans, you are well covered for future medical expenses.
Recommended for you
- Medicare Part A (Hospital Insurance): How It Works
- Medicare Part C (Medicare Advantage) Plans: How They Work
- Medicare Part B (Medical Insurance): How It Works
- Do I need Medicare Part B if I have retiree medical insurance through my former employer?
- Do I have to take Medicare?
- See all 18 questions about Medicare Part C
