How to get funds out my deceased father-in-law bank account to get reimbursed for funeral arrangements?

You will likely be able to get all the help you need from an unexpected source: the local probate court.

The laws in every state set out a procedure for See also:
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See all 272 questions about Power of Attorney for Finances just the situation you describe: to clear up ownership of property left that after someone dies that has what’s defined as a “small” amount—ranging from $5,000 to $100,000, depending on the state.

If no creditors or other beneficiaries step forward to stake a claim to your father-in-law’s account, the money that remains will be passed to your husband who can then settle up the funeral charges. If representatives from the nursing home file a claim, it will likely need to be paid after that.

These procedures, called “simplified estate” or “affidavit estate administration” or something similar, require a little paperwork and perseverance, but are generally easy and fast. And most courts also provide instructions or ample advice to help walk people through the process.

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I agree. My situation was similar except my mother's checking account was a joint account with me so it automaticcaly went to me, all $35, and I closed the account.

I want to emphasize you are NOT responsible for any bills, accounts, loans etc., that you did not co-sign or guarantee. The deceased person's estate is solely responsible for their debts. That's one job of the probate court, to name an administrator and provide oversight to make sure there's no fraud. Whoever is the administrator will also have to get the final federal and state income tax forms filed before the next regular tax filing due date (next April 15, 2012 for most individuals).

Most estate and probate lawyers will give a free consultation. I found one who did. I do plan to pay him a little something when I can because his advice was helpful, but that's my personal choice.

Ask your funeral home or crematory if they'll produce a memorial DVD in lieu of a service. It's a nice touch that can be shared - you just provide photos and music. Also, tell everyone in lieu of flowers to donate money to your funeral home - maybe that'll help reimburse the money you had to pay.

Sympathies and best wishes.

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