I have my inlaws living with my husband and I, and we are trying to get them there own place. They are both disabled, unable to work, and under the age of 65. The only income they have is disability income. What type of living is available for those people like us who can't pay $35,000 a month?
Expert Answer by Nan Hayes
If you have not done so, contact your local resources for information on seniors with disabilities. Your local Area Agency on Aging and your Aging and Disability Resource Centers can provide information about regional housing and assistance programs.
The U.S. Department of Housing and Urban Development (HUD) supports the Section 202 Supportive Housing for the Elderly Program. The program produces about 6,000 units each year. Qualifications include at least one resident over the age of 62, with income below 50% of their area median income. The average income is around $10,000. Section 202 homes often have safety features and are located near support services.
While critics complain of limited availability, much will depend on the area in which you live. Other federally funded programs, such as Section 8, also support older persons. For more information, go to http://www.hud.gov/ and follow your state links.
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apparently not if you're as young as i am. i am 33 with multiple sclerosis and bipolar disorder. these are both debilitating diseases that robbed me of any future. you know, caregivers in my circle are really ticked that sites like this don't address the ongoing needs of THEIR situations since they will be caring for me for a much longer time. hud only cares about you when you have children, and i will need some form of assisted living soon. the average waiting list here is 5 years. count 'em. FIVE ! i never got the chance to save money from work, attend college, or the like.....it's a damn shame that the needs of my demographic are never addressed...let alone the needs of my poor, tired, and burned - out caregivers who've devoted their unconditional love and support to me..........
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I'm in the same boat as the 33 year old with MS. I'm ten years younger with a spinal cord injury but living with my mother is not working for me at all. Before I was injured, I did not need medical insurance which has me kind trapped in a vice with doctor and medication coverage without allowing me to work and make any money. I'm working on going back to school but finding housing is impossible as far as i'm concerned. especially having been moved out before my injury and then moving back in afterwords due to the demands of the job i had. what about people under 60. younger people with medicaid/ or medicare.. i'll be forced to switch from medicaid to medicare in less than a year but have no idea what to expect and feel as if the government resources are kept secret, to make it difficult to utulize resources. my medications would cost me thousands a month with out medicaid.
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