Is there a special revolving credit I can get if I'm on disability?
When applying for a home equity line of credit, all banks will consider your credit rating and ability to make the payments. In your case, you should look for a lender that issues FHA-insured home improvement loans. Since the government is guartanteeing that the loan will be repaid, the lender can be more flexible. However, the lender must follow federal guidelines. The federal agency HUD (Housing Authority and Urban Development) has a program called Title 1 Property Improvement. These loans can be used to make necessary improvements to accommodate disabled people. This includes widening doorways or lowering cabinets. These loans are also available for general home improvement or repair. To find FHA-approved lenders in your state, call 800-767-7468.
