How can I find financial aid to care for my mother in her home?
Unfortunately, there aren't many programs that can help make a dent in the huge cost of caregiving, although you do have some options:
- In some cases, if your mother is on Medicaid, she can designate you or a family member as her personal home care aide and you can get paid a small amount through Medicaid.
- If you can show that you pay at least half of your mother's yearly expenses, you can claim her as a dependant on your taxes, and reduce your taxable income by $3,300 and claim a range of deductions including a portion of your parent's medical and living expenses.
- If your father was a veteran, your mother may be eligible for a little known benefit from the VA that helps pay for long term care, including in-home care. This benefit is called the Non-Service Connected Improved Pension. The benefit can pay up to $998 per month for a widow.
- Also, you can go to benefitscheckup.org to see if there are any local or state grants or programs that may reimburse you for some of the expenses of caregiving.
