After we inherit a house, are we still responsible for the debts attached to it?
You may wish to negotiate on behalf of your grandfather with the credit card holders as to the total amount or the interest. Assuming that the home was put into the trust before your father owed the credit card companies any money, once he passes away, it would be difficult, although not impossible in some states for them to attempt to collect against an asset, such as the house that is not a part of his probate estate.
There are no specific programs to help people with diseases who have debt problems.
Although, you never are personally responsible for your father's debts, creditors can take action against his assets before they pass to you which affects your equity in the home which is why you are better off trying to negotiate with the creditors at this time.
