Retirement Communities in Ocean County, New Jersey

CaringScore for Ocean County, NJ

CaringScore was designed to help millions of Americans find the best places to retire, age in place, or receive eldercare. The CaringScore for retirement communities in Ocean was based on more than 50 factors in three key categories: health, cost, and livability. By compiling and analyzing this data, Caring.com is able to rate the quality of life you or a loved one might expect should you choose retirement communities in Ocean.

CaringScore can range from 1 (worst) to 10 (best), and provides a quick way to compare cities, counties, and even specific zip codes. With a CaringScore of 4.3, Ocean rates below average for those seeking retirement communities.

The charts below highlight a few of the factors we used to calculate the CaringScore for Ocean. Choose a category score to learn more.

Physicians Per Capita

Cost of Healthcare Index

Sunny Days Per Year

HealthScore for Ocean County, NJ

HealthScore, a component of the overall CaringScore for retirement communities in Ocean, rates a region on a scale of 1 (less healthful) to 10 (more healthful). It's specifically tailored to anyone looking for retirement communities. The HealthScore for Ocean is based on the availability of healthcare resources, air and water quality, the overall health of the local population, and other key factors. With a HealthScore of 4.5, Ocean is on par with the national average for those seeking retirement communities.

Easy access to physicians -- especially geriatricians and other key specialists -- is important to older adults. At just 149.7 physicians per capita, Ocean trails the national average by 32.1 percent. Ocean trails the national average in geriatricians per capita by 23.1 percent, with 1, and closely matches the national average in specialists per capita, with 17.7. These medical specialists include cardiologists, oncologists, and orthopedists. The average life expectancy from birth in Ocean is 79 years -- 1.4 percent higher than most of the country. Air quality in Ocean -- one factor in gauging the healthfulness of a region -- is 69.9 percent below average, and water quality -- another key measure of Ocean's environmental health -- trails the national average by 98.2 percent.

Doctors Per Capita	Ocean County, NJ	Nat'l Avg
Physicians	149.7	220.5
Geriatricians	1	1.3
Cardiologists	8.9	7.7
Oncologists	2.6	3.5
Orthopedists	5.2	7

Average Life Expectancy

CostScore for Ocean County, NJ

CostScore, part of the overall CaringScore for retirement communities in Ocean, rates the cost of living for older adults on a scale of 1 (more expensive) to 10 (less expensive). It's specifically tailored to people looking for retirement communities. The CostScore for Ocean is based on data such as the average monthly cost of retirement communities in the region, the cost of housing and healthcare, regional tax rates, and other key factors. With a CostScore of 2.7, the costs associated with retirement communities in Ocean are generally more expensive than the national average.

Because of the broad range of housing, service, and healthcare options available at retirement communities, no average monthly cost data is available for Ocean. The entry fee or purchase price for an independent living community can range from $50,000 to $500,000 or more, and typically requires an additional monthly service fee of $1,000 to $3,000 on average. The cost of living indices below provide the best proxy for comparing costs of retirement communities in Ocean to the rest of the country. Overall, the cost of living for Ocean indexes at 22.0 percent higher than the national average. Average healthcare costs are 14.0 percent more expensive than the national average, and the cost of housing is 47.0 percent more expensive than average.

Cost of Living	Ocean County, NJ
Aggregate Index	122
Healthcare Index	114
Housing Index	147
Food Index	110
Utilities Index	126
Transportation Index	103

Cost of Healthcare Index

LivabilityScore for Ocean County, NJ

LivabilityScore makes up part of the overall CaringScore for retirement communities in Ocean. On a scale of 1 (less livable) to 10 (more livable), it's a rating of the quality of life in a region, specifically tailored to those looking for retirement communities. The LivabilityScore for Ocean is based on weather, crime rates, economic factors, average age of the population, and other key demographics. With a LivabilityScore of 6.2, Ocean rates above average for retirement communities.

Weather is an important factor in choosing the best place for retirement communities. The sun shines an average of 206 days each year in Ocean, which is about average in the U.S. With an average temperature of 23°F in January, winters in Ocean tend to be similar to other parts of the country, and summers are often more temperate than other places, averaging 85°F in July.

Local crime rates are another important indicator. The violent crime rate in Ocean is 25.0 percent lower than the national average, and the property crime rate index is 4 of 10, which is in line with the national average. At $59,395 per year, the population of Ocean earns a better than average median household income. Ocean has an unemployment rate of 10.70 percent, roughly 17.6 percent higher than the national average. And about 20.78 percent of the population in Ocean is of retirement age -- 65 or older -- which exceeds the national average by 57.9 percent.

Sunny Days Per Year

Avg Temperature (°F)

Property Crime Index

Amenities Per Capita	Ocean	Nat'l Avg
Parks	5.7	136.1
Libraries	3.8	18.8
Places of Worship	37.8	220.5
Public Transit	5195.7	110.4
Grocery Stores	90.4	97.7
Pharmacies	12.2	13.8

Percent of Population Over Age 65