Retirement Communities in Elsmere, Kentucky

CaringScore for Elsmere, KY

CaringScore was designed to help millions of Americans find the best places to retire, age in place, or receive eldercare. The CaringScore for retirement communities in Elsmere was based on more than 50 factors in three key categories: health, cost, and livability. By compiling and analyzing this data, Caring.com is able to rate the quality of life you or a loved one might expect should you choose retirement communities in Elsmere.

CaringScore can range from 1 (worst) to 10 (best), and provides a quick way to compare cities, counties, and even specific zip codes. With a CaringScore of 6.1, Elsmere rates above average for those seeking retirement communities.

The charts below highlight a few of the factors we used to calculate the CaringScore for Elsmere. Choose a category score to learn more.

Physicians Per Capita

Cost of Healthcare Index

Sunny Days Per Year

HealthScore for Elsmere, KY

HealthScore, a component of the overall CaringScore for retirement communities in Elsmere, rates a region on a scale of 1 (less healthful) to 10 (more healthful). It's specifically tailored to anyone looking for retirement communities. The HealthScore for Elsmere is based on the availability of healthcare resources, air and water quality, the overall health of the local population, and other key factors. With a HealthScore of 6, Elsmere rates above average for those seeking retirement communities.

Easy access to physicians -- especially geriatricians and other key specialists -- is important to older adults seeking retirement communities. At 227.7 physicians per capita, Elsmere closely matches the national average. Elsmere trails the national average in geriatricians per capita by 53.8 percent, with 0.6, and closely matches the national average in specialists per capita, with 21.3. These medical specialists include cardiologists, oncologists, and orthopedists. The average life expectancy from birth in Elsmere is 76.1 years -- 2.3 percent lower than most of the country. Air quality in Elsmere -- one factor in gauging the healthfulness of a region -- is 54.2 percent below average, and water quality -- another key measure of Elsmere's environmental health -- trails the national average by 14.5 percent.

Doctors Per Capita	Elsmere, KY	Nat'l Avg
Physicians	227.7	220.5
Geriatricians	0.6	1.3
Cardiologists	8.1	7.7
Oncologists	0.6	3.5
Orthopedists	11.9	7

Average Life Expectancy

CostScore for Elsmere, KY

CostScore, part of the overall CaringScore for retirement communities in Elsmere, rates the cost of living for older adults on a scale of 1 (more expensive) to 10 (less expensive). It's specifically tailored to people looking for retirement communities. The CostScore for Elsmere is based on data such as the average monthly cost of retirement communities in the region, cost of living indices such as housing and healthcare, regional tax rates, and other key factors. With a CostScore of 7.6, the costs associated with retirement communities in Elsmere are generally less expensive than the national average.

Because of the broad range of housing, service, and healthcare options available at retirement communities, no average monthly cost data is available for Elsmere. The entry fee or purchase price for an independent living community can range from $50,000 to $500,000 or more, and typically requires an additional monthly service fee of $1,000 to $3,000 on average. The cost of living indices below provide the best proxy for comparing costs of retirement communities in Elsmere to the rest of the country. Overall, the cost of living for Elsmere indexes at 16.0 percent lower than the national average. Average healthcare costs are 6.0 percent cheaper than the national average, and the cost of housing is 39.0 percent less expensive than average.

Cost of Living	Elsmere, KY
Aggregate Index	84
Healthcare Index	94
Housing Index	61
Food Index	86
Utilities Index	100
Transportation Index	101

Cost of Healthcare Index

LivabilityScore for Elsmere, KY

LivabilityScore makes up part of the overall CaringScore for retirement communities in Elsmere. On a scale of 1 (less livable) to 10 (more livable), it's a rating of the quality of life in a region, specifically tailored to those looking for retirement communities. The LivabilityScore for Elsmere is based on weather, crime rates, economic factors, average age of the population, and other key demographics. With a LivabilityScore of 3.9, Elsmere rates below average for retirement communities.

Weather is an important factor in choosing the best place for retirement communities. The sun shines an average of 180 days each year in Elsmere, 12.2 percent fewer sunny days than the rest of the U.S. sees. With an average temperature of 22°F in January, winters in Elsmere tend to be similar to other parts of the country, and summers often mirror nationwide seasonal trends, averaging 86°F in July.

Local crime rates are another important indicator. The violent crime rate index in Elsmere is 4 out of 10, which is about average, and the property crime rate is 25.0 percent lower than average. At $50,756 per year, the population of Elsmere earns a median household income on par with the national average. Elsmere has an unemployment rate of 9.90 percent, roughly 8.8 percent higher than the national average. And about 9.48 percent of the population in Elsmere is of retirement age -- 65 or older -- which trails the national average by 28.0 percent.

Sunny Days Per Year

Avg Temperature (°F)

Property Crime Index

Amenities Per Capita	Elsmere	Nat'l Avg
Parks	0.6	136.1
Libraries	1.9	18.8
Places of Worship	74.6	220.5
Public Transit	241.2	110.4
Grocery Stores	50.3	97.7
Pharmacies	0	13.8

Percent of Population Over Age 65