Retirement Communities in Covington, Kentucky

CaringScore for Covington, KY

CaringScore was designed to help millions of Americans find the best places to retire, age in place, or receive eldercare. The CaringScore for retirement communities in Covington was based on more than 50 factors in three key categories: health, cost, and livability. By compiling and analyzing this data, Caring.com is able to rate the quality of life you or a loved one might expect should you choose retirement communities in Covington.

CaringScore can range from 1 (worst) to 10 (best), and provides a quick way to compare cities, counties, and even specific zip codes. With a CaringScore of 5.7, Covington rates above average for those seeking retirement communities.

The charts below highlight a few of the factors we used to calculate the CaringScore for Covington. Choose a category score to learn more.

Physicians Per Capita

Cost of Healthcare Index

Sunny Days Per Year

HealthScore for Covington, KY

HealthScore, a component of the overall CaringScore for retirement communities in Covington, rates a region on a scale of 1 (less healthful) to 10 (more healthful). It's specifically tailored to anyone looking for retirement communities. The HealthScore for Covington is based on the availability of healthcare resources, air and water quality, the overall health of the local population, and other key factors. With a HealthScore of 6, Covington rates above average for those seeking retirement communities.

Easy access to physicians -- especially geriatricians and other key specialists -- is important to older adults seeking retirement communities. At 227.7 physicians per capita, Covington closely matches the national average. Covington trails the national average in geriatricians per capita by 53.8 percent, with 0.6, and closely matches the national average in specialists per capita, with 21.3. These medical specialists include cardiologists, oncologists, and orthopedists. The average life expectancy from birth in Covington is 76.1 years -- 2.3 percent lower than most of the country. Air quality in Covington -- one factor in gauging the healthfulness of a region -- is 54.2 percent below average, and water quality -- another key measure of Covington's environmental health -- trails the national average by 14.5 percent.

Doctors Per Capita	Covington, KY	Nat'l Avg
Physicians	227.7	220.5
Geriatricians	0.6	1.3
Cardiologists	8.1	7.7
Oncologists	0.6	3.5
Orthopedists	11.9	7

Average Life Expectancy

CostScore for Covington, KY

CostScore, part of the overall CaringScore for retirement communities in Covington, rates the cost of living for older adults on a scale of 1 (more expensive) to 10 (less expensive). It's specifically tailored to people looking for retirement communities. The CostScore for Covington is based on data such as the average monthly cost of retirement communities in the region, cost of living indices such as housing and healthcare, regional tax rates, and other key factors. With a CostScore of 7.7, the costs associated with retirement communities in Covington are generally less expensive than the national average.

Because of the broad range of housing, service, and healthcare options available at retirement communities, no average monthly cost data is available for Covington. The entry fee or purchase price for an independent living community can range from $50,000 to $500,000 or more, and typically requires an additional monthly service fee of $1,000 to $3,000 on average. The cost of living indices below provide the best proxy for comparing costs of retirement communities in Covington to the rest of the country. Overall, the cost of living for Covington indexes at 17.0 percent lower than the national average. Average healthcare costs are 6.0 percent cheaper than the national average, and the cost of housing is 44.0 percent less expensive than average.

Cost of Living	Covington, KY
Aggregate Index	83
Healthcare Index	94
Housing Index	56
Food Index	86
Utilities Index	100
Transportation Index	101

Cost of Healthcare Index

LivabilityScore for Covington, KY

LivabilityScore makes up part of the overall CaringScore for retirement communities in Covington. On a scale of 1 (less livable) to 10 (more livable), it's a rating of the quality of life in a region, specifically tailored to those looking for retirement communities. The LivabilityScore for Covington is based on weather, crime rates, economic factors, average age of the population, and other key demographics. With a LivabilityScore of 2.4, Covington rates below average for retirement communities.

Weather is an important factor in choosing the best place for retirement communities. The sun shines an average of 176 days each year in Covington, 14.1 percent fewer sunny days than the rest of the U.S. sees. With an average temperature of 22°F in January, winters in Covington tend to be similar to other parts of the country, and summers often mirror nationwide seasonal trends, averaging 86°F in July.

Local crime rates are another important indicator. The violent crime rate in Covington is 100.0 percent higher than the national average, and the property crime rate is 75.0 percent higher than average. At $39,106 per year, the population of Covington earns a lower than average median household income. Covington has an unemployment rate of 10.80 percent, roughly 18.7 percent higher than the national average. And about 11.11 percent of the population in Covington is of retirement age -- 65 or older -- which trails the national average by 15.6 percent.

Sunny Days Per Year

Avg Temperature (°F)

Property Crime Index

Amenities Per Capita	Covington	Nat'l Avg
Parks	0.6	136.1
Libraries	1.9	18.8
Places of Worship	74.6	220.5
Public Transit	241.2	110.4
Grocery Stores	166.6	97.7
Pharmacies	30.1	13.8

Percent of Population Over Age 65