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The 10 Best Nursing Homes in Schenectady, NY for 2024

Schenectady is a culturally rich city in the east-central region of New York, about 20 miles to the northwest of Albany. Of the city’s 67,000 residents, 14% are aged 65 and over. The city is a prime retirement option for those seeking affordability, generally pleasant weather and high access to health care. There are 27 doctors per capita and one major medical facility, Ellis Hospital, in this city, supporting those with extensive medical needs.

Schenectady is home to several nursing homes, providing care for those managing serious health conditions. These residential facilities administer individualized care plans with specialized services, such as occupational therapy, wound care and medication administration. While this care is ideal for those with extensive medical needs, it’s also the most expensive long-term care option in the city. On average, seniors in Schenectady pay $13,437 monthly for nursing home care, which is significantly higher than state and national norms. Seniors who don’t require around-the-clock medical monitoring may save money by opting for home health care or assisted living.

This guide outlines common ways to pay for nursing home services in Schenectady. It also highlights some free resources that help seniors find the level of care they need.

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Nursing Home Facilities in Schenectady, New York

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Nursing Home Costs in Schenectady, NY

Nursing home residents in Schenectady pay $13,437 for shared rooms and $13,832 for private accommodations.

The Cost of Nursing Home Care in Nearby Cities

In Schenectady, seniors pay base monthly rates of $13,437 for nursing home care. This is about $660 higher than the state norm, and it exceeds the national average of $7,908 by thousands of dollars. Even so, local care costs are competitive compared to rates in Kingston, where facilities charge $15,055 for care. In Glens Falls, care costs are lower at $12,019. Utica is among the more affordable places in the region for care, with rates averaging $9,809.

Schenectady

$13,437

New York

$12,775

United States

$7,908

Glen Falls

$12,019

Kingston

$15,055

Utica

$9,809

The Cost of Other Types of Senior Care

In Schenectady, nursing homes charge $13,437 for semiprivate rooms and $13,832 for private accommodations. This is more than double the cost of assisted living, which provides personal care and limited skilled nursing services for $5,269. Seniors who live at home and hire private caregivers pay $5,148 for basic in-home care and $5,577 for specialized home health care. Adult day health care is the most affordable option with rates averaging $1,268, less than a tenth of the cost of nursing home care.

In-Home Care

$5,148

Home Health Care

$5,577

Adult Day Health Care

$1,268

Assisted Living Facility

$5,269

Nursing Home (semiprivate room)

$13,437

Nursing Home (private room)

$13,532

Note: Data for Schenectady was unavailable, so data for the nearest city, Albany, was used instead.

Financial Assistance for Nursing Home Care in Schenectady, NY

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free & Low-Cost Resources for Seniors in Schenectady, NY

While finding the right long-term care option can be challenging, seniors in Schenectady find support and information through numerous nonprofit agencies and programs. Resources such as the Schenectady County Department of Senior and Long Term Care Services office, the long-term care ombudsman and Meals on Wheels help seniors obtain services in their homes, allowing many to avoid or delay nursing home placement. The city also has advisors and counselors who help them navigate the move-in process when placement is unavoidable.

ResourceContactService
Schenectady County Department of Senior and Long Term Care Services(518) 382-8481The Schenectady County Department of Senior and Long Term Care Services provides in-home support services, providing many seniors with the care they need to avoid nursing home placement. The department also provides health insurance options counseling, home-delivered and congregate meals, transportation services and assistance with applying for public benefits.
Long Term Care Ombudsman Program(855) 582-6769The Long-Term Care Ombudsman Program serves as an unbiased party in matters related to nursing home care, including care planning, residents’ rights and involuntary move-out orders. The ombudsman can also help prospective nursing home residents compare facilities and assess options for paying for care.
Veterans Affairs(518) 377-2423The county’s Veterans Affairs office provides referrals for community-based services, including transportation and health care. It can also help qualified individuals file applications for benefits programs that may help pay for nursing home care, including Aid and Attendance.
Medicaid(718) 557-1399Medicaid provides health insurance coverage for low- to moderate-income seniors in nursing homes. This health insurance plan can be used with Medicare to reduce care expenses, as well as cover cost-sharing obligations, such as deductibles and co-pays.
New York Department of Health(518) 402-4353The state’s health department publishes nursing home profiles for all nursing facilities in the state and has an online tool that lets site visitors compare nursing homes throughout the state. The department also outlines the rules nursing homes follow.
Legal Aid Society of Northeastern New York(833) 628-0087The Legal Aid Society of Northeastern New York helps older adults apply for public benefits, such as Social Security, Medicare and Medicaid, which may help them afford nursing home care.
Meals on Wheels(518) 372-5667Meals on Wheels provides home-delivered noontime meals 7 days per week to housebound individuals in the Schenectady region. Meals include a third of the daily recommended nutrients, and optional cold suppers are available.

Reviews of Communities Nearby

Nursing Homes

jodim48

I am a friend or relative of a current/past resident

Review of Schenectady Center

The weekend and night staff seem to have attitude about how they treat family and residents. The room is a typical nursing home room not at all as indicated on the web site. Physical therapy is...

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Nursing Homes

upsetdaughter8

I am a friend or relative of a current/past resident

Review of Schenectady Center

If you decide to send a loved one here make sure that there is a family member there EVERYDAY and stagger the times so staff is not expecting you. Rooms and hallways are pretty decent. Food is ok....

Read more

Nursing Homes

Helen Keller

I am/was a resident of this facility

Review of Schenectady Center

Avoid this place if you can. If I could give a ZERO review I would. Staff cover for each other. CNA’s don’t do their job and get a away with it. Floor nurses as well as floor Nurse Manager and...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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