Schenectady is a culturally rich city in the east-central region of New York, about 20 miles to the northwest of Albany. Of the city’s 67,000 residents, 14% are aged 65 and over. The city is a prime retirement option for those seeking affordability, generally pleasant weather and high access to health care. There are 27 doctors per capita and one major medical facility, Ellis Hospital, in this city, supporting those with extensive medical needs.
Schenectady is home to several nursing homes, providing care for those managing serious health conditions. These residential facilities administer individualized care plans with specialized services, such as occupational therapy, wound care and medication administration. While this care is ideal for those with extensive medical needs, it’s also the most expensive long-term care option in the city. On average, seniors in Schenectady pay $13,437 monthly for nursing home care, which is significantly higher than state and national norms. Seniors who don’t require around-the-clock medical monitoring may save money by opting for home health care or assisted living.
This guide outlines common ways to pay for nursing home services in Schenectady. It also highlights some free resources that help seniors find the level of care they need.