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The 10 Best Nursing Homes in Largo, FL for 2024

Nestled between the Gulf of Mexico and Old Tampa Bay, Largo is a city where more than one in every four residents, 21,363 altogether, is over the age of 65. While the heat and humidity of the city’s summer season can be off-putting, its enviable winter climate and high number of physicians ensure it remains a popular retirement locale. Largo offers several choices of health care providers, with Largo Medical Center among its most highly ranked.

From medication management and wound care to vital signs monitoring and assistance with activities of daily living, nursing homes offer the widest range of care services outside of a hospital. Physicians and registered nurses are typically available 24/7, and many facilities have on-site therapy services. With semiprivate rooms in Largo’s nursing homes averaging $9,946 a month, higher than the state and national averages, seniors who don’t need constant medical supervision may want to consider home care or assisted living, which cost significantly less.

In addition to discussing the costs of senior care, this guide provides an overview of resources that could help seniors pay for nursing home care and choose the best facility for their needs. For seniors who wish to put off moving into a nursing facility, we also included in-home care services.

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Nursing Home Facilities in Largo, Florida

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Nursing Home Costs in Largo, FL

On average, nursing home care in Largo costs $9,946 a month with a semiprivate room and $11,391 with a private room.

The Cost of Nursing Home Care in Nearby Cities

At $9,946 a month, Largo’s median cost of nursing home care is $1,277 above the statewide average and $2,190 above what most seniors pay nationally. Out of the surrounding cities, North Port has the highest median cost of care, $9,186 a month, followed by The Villages and Homosassa Springs, where the cost of nursing home care averages $8,973 and $8,821, respectively. In Lakeland, seniors spend around $1,308 less each month on nursing home care than seniors in Largo, making it one of this area’s most affordable cities for senior care.

Largo

$9,946

Florida

$8,669

The United States

$7,756

Homosassa Springs

$8,821

The Villages

$8,973

Lakeland

$8,638

North Port

$9,186

The Cost of Other Types of Senior Care

The median monthly cost of adult day health care in Largo is $1,993, making it the least expensive type of senior care. Home care and home health care are both less than half the cost of the least expensive nursing home option, and assisted living, which averages $3,225 a month, is less than one-third of its cost. With its median price of $11,391 a month, nursing home care with a private room is the most costly type of senior care. 

Home care

$4,195

Home health care

$4,576

Adult day health care

$1,993

Assisted living

$3,225

Nursing home (semiprivate room)

$9,946

Nursing home (private room)

$11,391

Note: Data for Largo was unavailable, so data for the nearest city, Tampa, was used instead.

Financial Assistance for Nursing Home Care in Largo, FL

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Largo, FL

Some of the following resources could help seniors choose a nursing home and pay for their care. We also included in-home care programs that can help seniors save money while delaying their transition to a nursing environment.

ResourceContactService
Long-Term Care Ombudsman Program(850) 414-2323The Long-Term Care Ombudsman Program advocates for the rights of seniors in nursing homes and assisted living facilities. With the facility's residents' best interests in mind, the Ombudsman investigates concerns raised by seniors or their families and seeks a satisfactory resolution for all involved. Ombudsman can also assist seniors with finding a nursing home and exploring options to finance care.

Home-Delivered Meals Program(800) 963-5337Through the Home-Delivered Meals Program, older residents lacking transportation and the ability to cook for themselves can have hot, nutritionally balanced meals delivered to their residences. Meals are usually delivered at least once a day, five or more days a week. In addition to adhering to medical guidelines, seniors must be at least 60 years of age to qualify.

Serving Health Insurance Needs of Elders(727) 217-8111Volunteers with S.H.I.N.E. help seniors understand the coverage offered by different Medicare plans and their eligibility. Whether seniors want more information about Medicare's nursing home coverage or they're trying to figure out if Medigap insurance is worth it, S.H.I.N.E.'s counselors can sit down with them one-on-one and provide free advice on which plans best address their priorities. 

Area Agency on Aging of Pasco-Pinellas(800) 963-5337The Area Agency on Aging of Pasco-Pinellas can introduce Largo's older adults to a variety of programs designed to ensure seniors stay healthy while living at home. Transportation to medical appointments, caregiver support, nutrition programs and in-home care are a few of the many services seniors can apply for at the A.A.A.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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