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The 10 Best Nursing Homes in El Cajon, CA for 2024

Over 106,200 residents call El Cajon home, 11.7% of which are seniors aged 65 and older. The region has a semiarid Mediterranean climate that features very warm summers and comfortable winters with most rainfall occurring during the winter and spring months.

With the cost of a semiprivate nursing home room being nearly $3,000 higher than the national average according to the Genworth 2020 Cost of Care Survey, many seniors will look for more affordable options. Nursing homes are ideal for seniors who need help with activities of daily life along with specialty services to manage chronic conditions, such as palliative care. Although seniors who don’t require such high levels of care can find help with personal care in an assisted living facility, home health care is another option that allows seniors to remain in their home while receiving assistance with personal care and housekeeping.

In this guide, seniors and their loved ones can find a few sections comparing the cost of care to other cities in the state. There’s also a short list of resources for seniors looking for information about nursing homes and alternative long-term care options.

Nursing Home Facilities in El Cajon, California

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Nursing Home Costs in El Cajon, CA

In El Cajon, a semiprivate room in a nursing home costs $10,722 per month, and a private room costs $14,433 per month.

The Cost of Nursing Home Care in Nearby Cities

The average cost of a semiprivate room in a nursing home in El Cajon is $1,475 more than the state’s average. It’s also $2,966 higher than the national average.

San Jose is the most expensive city in the state and is $1,825 higher than a semiprivate room in a nursing home in El Cajon. Los Angeles costs $2,662 less than El Cajon. Visalia is the cheapest metropolitan area in the state and is $3,878 less than El Cajon.

El Cajon

$10,722

California

$9,247

United States

$7,756

San Jose

$12,547

Los Angeles

$8,060

Visalia

$6,844

The Cost of Other Types of Senior Care

When considering long-term care options, cost can be a major factor. Home care and home health aide services in Lancaster are $5,434 and $5,529 per month, respectively, making them both around $2,600 less than a semiprivate room in a nursing home. Adult day health care is the cheapest option and is $6,413 less than semiprivate room. Assisted living is $3,060 less than a semiprivate room, with an average of $5,000. Finally, a private room in a nursing home costs $2,510 more than a semiprivate room. 

Home care

$5,716

Home health care

$5,716

Adult day health care

$1,733

Assisted living

$4,525

Nursing home (semiprivate room)

$10,722

Nursing home (private room)

$14,433

Note: Data for El Cajon was unavailable, so data for the nearest city, San Diego, was used instead.

Financial Assistance for Nursing Home Care in El Cajon, CA

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in El Cajon, CA

Below are a few resources to help seniors age in place in the comfort of their own home by providing free alternatives to nursing home care for qualifying individuals. Seniors already residing in nursing homes may find long-term ombudsman and health insurance counseling services helpful during their stay.

ResourceContactService
In-Home Supportive Services (IHSS)(800) 339-4661Serving seniors aged 65 and older, the IHSS program provides assistance with personal assistance and housekeeping. Covered by Medi-Cal, the program enables seniors to live at home safely and delay placement in a long-term care facility, such as a nursing home. Seniors and their caregivers can apply for the program over the phone or in-person at any of the IHSS regional offices, including the one located in El Cajon.
California Home- and Community-Based Alternatives (HCBA) Waiver Program(833) 503-5910Formerly known as the Nursing Facility/Acute Hospital (NF/AH) Waiver, the HCBA Waiver can be used for services that can delay placement in a nursing home whether those services include home-based personal care or care from providers in the community. This can also involve training a family member to be a caregiver and installing personal emergency response systems in the home.
California's Long-Term Care Ombudsman Program(800) 231-4024Long-term care ombudsmen investigate complaints against long-term care facilities, including nursing homes, on behalf of residents or their loved ones. Ombudsmen can act as mediators with concerns involving a lack of quality personal care and healthy meal options that fit seniors’ dietary needs. Residents and family members can reach out to their local ombudsman with concerns regarding their Medicare and Medi-Cal benefits.
California's Health Insurance Counseling and Assistance Program (HICAP)(800) 434-0222HICAP provides free and unbiased insurance counseling for Medicare beneficiaries and individuals who are turning 65. Whether seniors have questions about their coverage options or need assistance filing an appeal, certified counselors can explain the process and help them compare policies that best fit their needs and long-term goals. Counselors can also offer legal referrals for long-term care insurance-related issues.

Reviews of Communities Nearby

Nursing Homes

grampajake

I am a friend or relative of a current/past resident

Review of Villa Las Palmas Healthcare Center

My 91-year-old father went to Villa Las Palmas for 7 weeks to recover from injuries after a bad fall. Our experience there was really good. The caregivers were helpful, kind and polite. The...

Read more

Nursing Homes

vanyah a

I am a friend or relative of a current/past resident

Review of Victoria Post Acute Care

I loved this facility for my father ! Everyone was caring and on it. The cna's took good care of the patients there. Jojo is so wonderful she and my father bonded very well and he was always happy...

Read more

Nursing Homes

Bobby

I am a friend or relative of a current/past resident

Review of Granite Hills Health and Wellness Center

My brother is in Granite Hills Healthcare and Wellness Centre. The staff has been very attentive to our request. When we need to talk to the nurse's station, we get our request met. Talking to the...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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