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The 10 Best Home Care Agencies for Seniors in Winter Park, FL for 2024

Winter Park is an eclectic city with easy access to some of the best recreational activities in Florida. It boasts a growing senior population, and more than 22% of its 30,825 residents are aged 65 and older. This is slightly higher than Florida’s overall percentage of seniors, which is 20.9%. Retirees flock to Winter Park for its comfortable winter weather and cutting-edge medical care at AdventHealth, which was rated the #1 hospital in Greater Orlando by U.S. News & World Report. Home care that provides help with daily living activities costs an average of $3,813 per month in Winter Park. Home health care may be a better option for seniors who also need some skilled nursing services.

Below we’ve compiled a comprehensive directory of every home care provider in the Winter Park area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Winter Park, FL

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Paying for Home Care in Winter Park, FL

The Cost of Home Care in Winter Park, FL

At an average monthly cost of $3,813, home care in Winter Park is $382 cheaper than the Florida average of $4,195 and $668 less than the nationwide median of $4,481. It’s also more affordable than other cities in the area. To the east in Palm Bay, rates jump to $4,385. Seniors in Deltona pay an average of $4,004, while costs are a bit lower in Lakeland at $3,956. 

Winter Park

$3,813

Florida

$4,195

United States

$4,481

Palm Bay

$4,385

Deltona

$4,004

Lakeland

$3,956

The Cost of Home Care vs. Other Senior Care Options in Winter Park, FL

Winter Park seniors may want to consider other options for their long-term care. Home health care costs the same as home care at $3,813. It includes help with activities of daily living, plus limited medical services, such as physical therapy and medication administration. Adult day health care is the most budget-friendly choice at $1,408. Assisted living provides personal care in a residential setting and costs $3,700 per month. Seniors receive a very high level of care and supervision in nursing homes, which cost $9,125 for a semiprivate room.

Home Care

$3,813

Home Health Care

$3,813

Adult Day Health

$1,408

Assisted Living

$3,700

Nursing Home Care (semiprivate room)

$9,125

Note: Data for Winter Park was unavailable, so data for the nearest city, Orlando, was used instead.

Financial Assistance for Home Care in Winter Park, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Winter Park, FL

Winter Park and Orange County offer seniors a wide range of resources and services that can help them age in place. Provided by nonprofit organizations and government agencies, the following resources can enable seniors to stay safe, healthy and independent in their own home for as long as possible.

ResourceContactService
Home Renovation Program(407) 599-3399Winter Park's Community Redevelopment Agency (CRA) offers zero-interest, forgivable loans for seniors to make critical improvements to their homes. Loans can be used to make homes more energy efficient, upgrade structural systems and install accessibility modifications, such as handrails and wheelchair ramps. The program is open to low-income homeowners aged 62 and older.
Energy Bill Assistance(407) 836-7429Orange County's Community Action Division provides one-time grants to help residents who are having trouble paying their utility bills. It also offers the Emergency Rental Assistance Program (ERAP) for seniors who have fallen behind on rent payments due to COVID-19. The program pays up to 12 months in past-due rent, plus three months of future rent, to a maximum of $30,000.
Property Tax Exemptions(407) 836-5044Orange County homeowners can receive several exemptions that reduce their property tax burden. The Homestead Exemption lowers the value of a resident's property by up to $50,000 for an annual tax savings of $750. Low-income seniors aged 65 and up qualify for an additional tax break. More exemptions are available for widows/widowers, veterans and the disabled.
Meals on Wheels(407) 292-0177Winter Park residents who can't grocery shop or cook for themselves can get prepared food delivered to their door through Meals on Wheels. Managed by SeniorsFirst, the program provides meal delivery 5 days a week for homebound seniors aged 60 and older. SeniorsFirst also operates a community food pantry and medical equipment loan closet where residents can borrow items such as walkers and safety tools for the shower.
Family Caregiver Support Program(800) 510-2020This program provides free respite services to give family caregivers a break and allow them to rest and recharge. It also offers caregiver training, referrals to local resources and counseling that can help Winter Park residents make decisions about their loved ones' long-term care.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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