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The 10 Best Home Care Agencies for Seniors in West Palm Beach, FL for 2024

West Palm Beach is located along the south Atlantic coast of Florida. According to Caring’s 2022 Senior Living Report, the city is ranked second in the state for senior living and affordable housing. The cost of living in the city is just slightly higher than the state average, but health care may be more affordable within the city limits. Hospitals in the area include St. Mary’s Medical Center.

Many older adults who own their own homes choose home care and home health care so they can age in place. Home care, which costs around $4,671 per month in West Palm Beach, provides non-clinical care, while home health care also provides medical assistance.

Below we’ve compiled a comprehensive directory of every home care provider in the West Palm Beach area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in West Palm Beach, FL

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Paying for Home Care in West Palm Beach, FL

The Cost of Home Care in West Palm Beach, FL

According to Genworth Financial’s 2021 Cost of Care Survey, home care costs an average of $4,671 per month in West Palm Beach. This is slightly lower than the state average of $4,767 and the national average of $4,957. Sebring home care costs the same as the state average, while home care in Miami has a cost of $4,195. Sebastian and Naples seniors both pay for more home care with costs of $5,100 and $5,720 per month, respectively.

West Palm Beach

$4,671

Florida

$4,767

The United States

$4,957

Sebring

$4,767

Sebastian

$5,100

Naples

$5,720

Miami

$4,195

The Cost of Home Care vs. Other Senior Care Options in West Palm Beach, FL

Long term care costs vary in West Palm Beach, with home care and home health care at $4,671 and $4,767 per month. Adult day care is ideal for seniors who live with their families, but need assistance during daytime hours. The cost is $1,517 per month. Assisted living runs $3,763 per month, while a semiprivate room in a nursing home is around $8,164 for comprehensive care.

Home Care

$4,671

Home Health Care

$4,767

Adult Day Health Care

$1,517

Assisted Living

$3,763

Nursing Home Care (semiprivate room)

$8,164

Note: Data for West Palm Beach was unavailable, so data for the nearest city, Port St. Lucie, was used instead.

Financial Assistance for Home Care in West Palm Beach, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in West Palm Beach, FL

West Palm Beach offers a full range of programs that help support seniors and their caregivers. These services address challenges that include past due utility bills, home repairs and nutrition. The following is a list of free and low-cost services from private and public organizations.

ResourceContactService
Palm Beach County Emergency Repair Program(561) 233-3606The Palm Beach County Emergency Home Repair Program helps low-income seniors make repairs on their homes that affect the health and safety of the residents. Eligibility is based on family size and income, and a senior must occupy the home where they are applying for assistance. Repairs address electrical, plumbing, roofing and structural issues.
Community Action Palm Beach County(561) 355-4792The Palm Beach County Community Action Program helps seniors and families with limited incomes pay their utility bills to prevent disconnection. The amount of assistance is capped at $5,000 for prevention of disconnection of services, at $1,350 for home energy assistance and at $15,000 for the total replacement of HVAC systems.
Florida Weatherization Assistance Program(850) 717-8450The Florida Weatherization Assistance Program provides home upgrades and repairs to help seniors lower their home energy bills. These repairs include caulking windows and doors, making minor repairs to walls, floors and ceilings, installing insulation, replacing water heaters and installing attic ventilation. Preference is given to seniors ages 60 and older, those with disabilities and families with children 12 and younger who consistently have high utility bills.
Meals on Wheels of the Palm Beaches(561) 802-6979Meals on Wheels provides fresh food daily to homebound seniors in the Palm Beach area. Each meal is made fresh and delivered daily by volunteers. The program also provides wellness checks.
Palm Beach County Homestead Exemption Services(561) 355-2866The Palm Beach County Homestead Exemption program helps reduce the property tax obligation for seniors in the county. The program offers a $25,000 exemption for the first $50,000 assessed value of the property owned and used as the primary residence.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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