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The 10 Best Home Care Agencies for Seniors in Ventura, CA for 2024

Ventura is the principal city of Ventura County, where seniors account for nearly 17% of the population of over 839,000 people. This is consistent with state and national norms and supports access to age-friendly social and recreational options, community-based services and long-term care options. The city’s cost of living is consistent with the state average and health care expenses, such as hospitalizations and dental care, are comparatively affordable. There are several major medical facilities in or near the city, including Community Memorial Hospital, a community-based teaching hospital within the city proper, and St. John’s Regional Medical Center in nearby Oxnard.

Seniors in Ventura have access to several home care agencies. These agencies provide nonmedical services such as housekeeping, personal care and medication reminders for a monthly fee of $5,815. This differs from home health care, which provides skilled nursing services for a higher monthly rate.

Below we’ve compiled a comprehensive directory of every home care provider in Ventura– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Ventura, CA

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Paying for Home Care in Ventura, CA

The Cost of Home Care in Ventura, CA

The Genworth 2021 Cost of Care Survey doesn’t contain long-term care cost data for Ventura, but local rates are estimated based on care costs in Oxnard, which is about 10 miles away. Care costs in Ventura are projected to average $5,815 per month, which is nearly $900 above the national median but about $300 below the state average. Care costs in Bakersfield are a few hundred dollars lower, at $5,506. However, in Los Angeles, Santa Maria and San Luis Obispo, monthly care costs are considerably higher at $5,911, $6,673 and $7,150, respectively. 

Ventura

$5,815

California

$6,101

The United States

$4,957

Los Angeles

$5,911

Bakersfield

$5,506

Santa Maria

$6,673

San Luis Obispo

$7,150

The Cost of Home Care vs. Other Senior Care Options in Ventura, CA

Seniors in Ventura pay an estimated $5,815 per month for home care, which includes nonmedical services such as housekeeping, personal care and meal preparation. This is cheaper than home health care, which includes skilled nursing services such as medication administration and wound care for $6,054. Home care is also affordable compared to nursing home care, which starts at $11,254 monthly. However, in-home care is more expensive than assisted living, which provides a similar scope of care in a residential community setting for $5,750 monthly. 

Home Care

$5,815

Home Health Care

$6,054

Assisted Living

$5,750

Nursing Home Care (semiprivate room)

$11,254

Note: Data for Ventura was unavailable, so data for the nearest city, Oxnard, was used instead.

Financial Assistance for Home Care in Ventura, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Ventura Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Ventura:

ResourceContactAddressService
Senior Nutrition Program(805) 477-7300Ventura County Area Agency on Aging, 646 County Square Drive, Suite 100, Ventura, CA 93003The Area Agency on Aging runs a Senior Nutrition Program providing those in need with home-delivered meals based on a menu approved by a registered dietitian. Each meal covers one-third or more of the daily recommended allowance of nutrients for seniors, and there are meals suited for diabetic or low-sodium diets. The program is donation-based, but eligible seniors who cannot afford to contribute may still receive meals.
California Weatherization Assistance Program(866) 675-6623The Department of Energy operates a Weatherization Assistance Program for California residents, giving priority to those aged 60 and over. Seniors in receipt of SSI or TANF are automatically eligible for the program. The Weatherization Assistance Program reduces the heating and cooling costs of homes by helping families improve the energy efficiency of their property.
ElderHelp – In-Home Services(805) 477-7300The ElderHelp Program delivers in-home services, including chores, personal care, food boxes and basic home repairs, for frail seniors. Eligible seniors may also receive a personal security device. This program is run by the Ventura County Area Agency on Aging.
Property Tax Exemptions(805) 645-1305Ventura County Assessor’s Office, 800 South Victoria Avenue, Ventura, CA 93009-1270Ventura residents aged 55 and over may be eligible for a variety of property tax exemptions, including the option to defer payment of property taxes on their home under the Property Tax Postponement bill. Seniors can also receive a discount on their property taxes and an appraisal exclusion if they purchase a new home. Seniors can contact their local county assessor for more information about these options.
Senior Concerns(805) 497-0189401 Hodencamp Road, Thousand Oaks, CA 91360-5467This nonprofit organization offers support for seniors at various stages of their lives. Services include a Meals on Wheels program, adult day care, caregiver support, financial and legal advice and wraparound services for homebound seniors. The organization relies on volunteers and donations, and fees are based on a sliding scale.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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