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The 10 Best Home Care Agencies for Seniors in Spokane, WA for 2024

Spokane is home to almost 230,000 people. Seniors make up approximately 15.7% of the local population, slightly lower than the state and national averages. The lower-than-average living costs and lack of state income tax may appeal to budget-conscious seniors. The city offers a wealth of amenities and attractions, and Spokane International Airport makes it easy for out-of-town family and friends to visit. Per Genworth’s Cost of Care Survey 2021, home care costs an average of $6,387 per month in Spokane. Home care includes assistance with day-to-day activities and, unlike home health care, doesn’t include medical services. However, residents have access to affordable health care, and the area has more physicians per capita than the national average. Spokane’s hospitals include Providence’s Sacred Heart Medical Center and Holy Family Hospital and MultiCare Deaconess Hospital.          

Below we’ve compiled a comprehensive directory of every home care provider in the Spokane area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Spokane, WA

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Paying for Home Care in Spokane, WA

The Cost of Home Care in Spokane, WA

Costing $6,387 per month, Spokane’s average rate for home care is higher than the national norm of $4,957. However, it’s lower than the Washington average of $6,547. West in Wenatchee, the median monthly rate falls to $5,911. Farther west, Seattle’s seniors pay almost $400 more than their peers in Spokane. South of Spokane, in Walla Walla, in-home care costs around $6,149 each month. Approximately 34 miles east in Coeur d’Alene, Idaho, the median monthly fee decreases further to $5,815.    

Spokane

$6,387

Washington

$6,547

The United States

$4,957

Seattle

$6,769

Walla Walla

$6,149

Wenatchee

$5,911

Coeur d’Alene, ID

$5,815

The Cost of Home Care vs. Other Senior Care Options in Spokane, WA

At $6,387 per month, home care is slightly more affordable than home health care, which costs around $6,483 and includes medical care from registered nurses or therapists. Adult day health care is the most affordable care option; at around $1,625 per month, it’s more than $4,500 cheaper than home care. Assisted living is also more affordable, at $4,888. Nursing homes provide the highest levels of senior care and charge an average of $9,429 for a semi-private room, more than $3,000 pricier than in-home care.

Home Care

$6,387

Home Health Care

$6,483

Adult Day Health Care

$1,625

Assisted Living Facility

$4,888

Nursing Home Facility (semiprivate room)

$9,429

Financial Assistance for Home Care in Spokane, WA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Spokane, WA

Spokane’s older population can take advantage of a wide range of free and affordable resources geared toward helping them age at home. Supportive services include assistance with weatherization, home modifications, transportation, social engagement and financial advice. The following agencies can provide further information.

ResourceContactService
Aging & Long Term Care of Eastern WashingtonGeneral: (509) 458-2509 Community Living Connections: (509) 960-7281ALTCEW provides diverse services for adults aged 60 and older. Seniors can call the Community Living Connections hotline for help applying for benefits. SHIBA counselors can assist with Medicare guidance and applications. The agency offers care coordination and case management services, health and fall prevention education, caregiver support, and nutrition assistance via congregate and home-delivered meal programs and the Senior Farmers Market Nutrition Program.
Spokane Neighborhood Action Partners(509) 456-7627The nonprofit SNAP provides services for low-income individuals in Spokane. Senior homeowners can arrange essential home repairs on a free or sliding-fee basis, depending on income, and the organization offers affordable loans for home improvements. The weatherization program makes homes safer and more energy efficient, SNAP Ride to Health helps people attend medical appointments, and other services include emergency energy assistance, mortgage default counseling and rental assistance.
Meals on Wheels Spokane(509) 456-6597Meals on Wheels Spokane delivers nutritious meals to housebound elders and disabled people in Spokane. Meals are free, although donations are gratefully received. Volunteers deliver meals every weekday, with visits also aimed at alleviating loneliness and isolation. The organization also operates an animal food delivery program for eligible pet owners.
Spokane County Assessor(509) 477-5754Seniors should contact the Spokane County Assessor to apply for property tax exemptions. To qualify, individuals must own their home, be aged 61 or older and meet maximum household income limits.
Catholic Charities Eastern Washington(509) 358-4250The nonprofit Catholic Charities Eastern Washington provides services to support senior independence for those living at home. Trained and screened volunteers assist with household chores, such as laundry, light housework and grocery shopping, and low-income seniors can get home-delivered food parcels via the Brown Bag program.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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