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The 10 Best Home Care Agencies for Seniors in Rockland County, NY for 2024

Rockland County is a Preserve America Community on the southern edge of New York. The U.S. Census reports that, of the 339,000 residents of Rockland County, 15% are over the age of 65 — 2% less than the state average and 1% less than the national average. Rockland has one of the highest median salaries in the United States and a low crime rate. Home care in Rockland County is $5,148 per month. Home health care, which includes some medical services, is usually slightly more expensive than home care, which includes only personal care. There are several hospitals in the area for the medical needs of seniors, including Montefiore Nyack Hospital and Good Samaritan Hospital. Larger hospitals for emergency care or intensive medical needs are a short flight away.

Below we’ve compiled a comprehensive directory of every home care provider in Rockland County– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Rockland County, NY

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Paying for Home Care in Rockland County, NY

According to the Genworth Cost Care Survey 2021, home care in Rockland County, New York, costs $5,148 a month on average. In the south of the state, the New York City area averages $381 more, and the Poughkeepsie area averages $191 more. The prices in Buffalo and Rochester, to the north, vary more, with Buffalo $191 less than Rockland County’s prices and Rochester $572 more. Likewise, prices in New York State overall are $5,339 — slightly more than in Rockland County and the national average of $4,957.

The Cost of Home Care in Rockland County, NY

Rockland County

$5,148

New York

$5,339

The United States

$4,957

New York City Area

$5,529

Poughkeepsie Area

$5,339

Buffalo

$4,957

Rochester

$5,720

Financial Assistance for Home Care in Rockland County, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Rockland County Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Rockland County:

ResourceContactAddressService
Weatherization Assistance Program(845) 421-6266Regional Economic Community Action Program, Inc 40 Smith Street, Middletown, NY 10940This program is funded by the U.S. Department of Energy and provides low-income households with services to improve energy efficiency. Services can include insulation of walls and heating system repairs, as well as window or door replacement. Eligibility for the services is based on household income relative to federal low-income guidelines, with priority given to seniors receiving benefits such as Supplemental Security Income (SSI) or food stamps.
Assisted Home Performance with Energy Star®(518) 862-109017 Columbia Circle, Albany, NY 12203-6399This program reduces energy costs for low-income households by providing energy efficiency improvements to reduce energy waste. It offers free home assessments and subsidies of up to $5,000 for each project. To be eligible, seniors living in a one-person household in Rockland County must have an income of less than $59,750 per year. Services include adding insulation and energy-efficient light bulbs or installing a high-efficiency furnace.
Home Delivered Meals Program(845) 624-6325Meals on Wheels Programs & Services of Rockland, Inc. 121 West Nyack Road, Nanuet, NY 10954Meals on Wheels are a not-for-profit agency whose mission is to enhance the wellbeing of seniors in Rockland County. The program provides seniors who cannot shop or cook for themselves with hot lunch and/or cold dinner Monday to Friday, 52 weeks of the year. The meals are freshly prepared every day by the chef and are always nutritious and heart-healthy. It aims to enable seniors to be able to remain as independent as possible and live in their own homes.
Supplemental Nutrition Assistance Program (SNAP)1-800-342-3009Building L, Sanatorium Road, Pomona, New York 10970The SNAP is funded by the USDA and offers food support to low-income working people, senior citizens, the disabled people. Monthly SNAP benefits can be used to purchase food at retail food stores. For a one-person household, benefits can be up to $204 per month. To be eligible, income must be below $2,126 per month for a senior citizen living in a one-person household.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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