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The 10 Best Home Care Agencies for Seniors in Orlando, FL for 2024

As a city that scores high in the Caring.com 2022 Senior Living report, Orlando, Florida has many perks for its older residents. Affordable housing costs, high water quality, excellent air quality and good patient satisfaction with health care are all benefits for Orlando seniors. AdventHealth Orlando is one of those health care options and ranks as high performing in senior care. The cultural amenities, including the world-famous theme parks and the pleasant climate, also appeal to retirees. The 2021 Genworth Cost of Care Survey indicates an average cost for home care of $4,767 a month. Orlando-based home health care, which includes medical care from registered nurses or therapists, has the same average cost.

Below we’ve compiled a comprehensive directory of every home care provider in the Orlando area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Orlando, FL

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Paying for Home Care in Orlando, FL

The Cost of Home Care in Orlando, Florida

Affordability is one reason retirees choose Orlando, and home care here is about $200 cheaper than national averages. In the 2021 Genworth Cost of Care Survey, Orlando’s home care costs are equal to Florida’s average. To the west, in the Lakeland area, the price drops nearly $200 a month, and seniors in Miami pay just $4,195 a month. In Port St. Lucie, the average is about $100 cheaper at $4,671.

Orlando

$4,767

Florida

$4,767

The United States

$4,957

Miami

$4,195

Lakeland

$4,576

Port St. Lucie

$4,671

The Cost of Home Care vs. Other Senior Care Options in Orlando, Florida

Home care is just one long-term care option available to Orlando seniors. Both home care and home health care average $4,767 a month. Those who want the most affordable option may choose adult day health care, which has a median monthly cost of $1,463. On the reverse side, care in a nursing home in a semiprivate room is the most costly at $8,060. Assisted living works well for seniors who need some care but not full nursing care. It averages $4,000 monthly.

Home Care

$4,767

Home Health Care

$4,767

Adult Day Health Care

$1,463

Assisted Living

$4,000

Nursing Home Care (semiprivate room)

$8,060

Financial Assistance for Home Care in Orlando, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Orlando, FL

Living at home as an older adult can be challenging, but the Orlando area has several resources designed to help seniors maintain their independence. Through these government and nonprofit groups, older adults can get help with utility assistance, meals, home repairs and more to help them stay comfortable at home.

ResourceContactService
Orlando Area Senior Centers(407) 836-6200The Orange County Parks and recreation department operates two senior centers in Orlando. These locations provide opportunities for seniors to socialize through game rooms, fitness rooms and educational or social programs. It costs just $10 a year to be a member.
Housing Rehabilitation Program(407) 246-2708The Housing Rehabilitation Program offers up to $15,000 in grant money to Orlando city residents who need help to improve their homes' safety. Seniors living in homes that need repair can utilize this program to fund them. It's available to homeowners within the city limits who live in single-family homes.
Senior Resource Alliance(407) 514-1800The Senior Resource Alliance helps older adults in Orlando and Orange County access services on the state and federal levels. This is the Aging and Disability Resource Center that serves Orlando. The Alliance operates the elder abuse hotline, elder hotline and SHINE Medicare counseling service for the area.
Orange County Limited Income Senior PLUS Exemption(407) 836-5044Seniors living in Orange County may qualify to receive the Limited Income Senior PLUS an exemption on their property taxes. This exemption is available to low-income households age 65 and older and who own their homes. Approved applicants receive a discount on their Orange County general taxes.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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