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The 10 Best Home Care Agencies for Seniors in New Orleans, LA for 2024

New Orleans is a bustling city on the Mississippi River. The city is home to 376,971 residents, of whom 14.8% are seniors aged 65 and older, slightly lower than the national average of 16.5%. Seniors in New Orleans can access a variety of services aimed at seniors, including the New Orleans Council on Aging. It has a relatively low cost of living, including low health care costs. The city has several high-quality health care facilities, including Ochsner Medical Center, which is nationally ranked for ear, nose and throat procedures and rated at highly performing in five adult specialties and 18 conditions.

Seniors in New Orleans typically pay around $4,195 for home care services — higher than the Louisiana average, but significantly lower than the national average. Home care is typically limited to personal care services, whereas home health care includes additional light medical services from a licensed professional such as a nurse or therapist.

Below we’ve compiled a comprehensive directory of every home care provider in New Orleans– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in New Orleans, LA

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Paying for Home Care in New Orleans, LA

The Cost of Home Care in New Orleans, LA

Seniors in New Orleans pay around $572 more than the Louisiana average and $762 less than the national average for home care. Close by in Houma and Baton Rouge, the cost of home care is $382 lower than in New Orleans. Over in the west of Louisiana in Lake Charles, seniors pay $286 less for care than in New Orleans, and in the north of the state in Shreveport, seniors pay $864 less.

New Orleans

$4,195

Louisiana

$3,623

The United States

$4,957

Houma

$3,813

Lake Charles

$3,909

Baton Rouge

$3,813

Shreveport

$3,241

The Cost of Home Care vs. Other Senior Care Options in New Orleans, LA

Home care and home health care in New Orleans both cost around $4,195 per month. The difference between the two is that home care covers personal care, while home health care encompasses light medical services. For weekday support, adult day care is an affordable option, costing on average $2,787 less than home care at $1,408 per month. Alternatively, for seniors looking to live in a community, assisted living care is around $200 cheaper than home care. Nursing homes offer the highest level of care and typically cost around $1,736 more than home care. 

Home Care

$4,195

Home Health Care

$4,195

Adult Day Care

$1,408

Assisted Living

$3,973

Nursing Home Care (semiprivate room)

$5,931

Financial Assistance for Home Care in New Orleans, LA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in New Orleans, LA

New Orleans seniors who want to live independently can get help through a number of free and low-cost programs, government agencies and nonprofit organizations.

ResourceContactService
New Orleans Area Habitat for Humanity — A Brush With Kindness(504) 609-3340Habitat for Humanity's A Brush With Kindness (AKWK) program provides affordable home repairs to low-income, elderly and disabled homeowners. Volunteers complete minor projects designed to improve home safety and accessibility, such as fixing damaged handrails, adding wheelchair ramps, repairing flooring and cleaning up yard waste. AKWK fees are based on the homeowner's income.
New Orleans Council on Aging(504) 821-4121The New Orleans Council on Aging is a private nonprofit agency that acts as the Area Aging on Aging for the City of New Orleans and Orleans Parish. Seniors aged 60 and older can contact the NOCOA to learn about local free and low-cost services for older adults, including legal aid, congregate dining, and Medicaid and Medicare counseling.
Meals on Wheels(800) 427-7411Meals on Wheels is a low-cost nutritional support program for housebound seniors aged 60 and older, as well as their spouse. Anyone can apply for Meals on Wheels service regardless of their income, and program participants are asked to make a $7.21 donation toward the cost of each meal. Volunteer drivers conduct brief wellness checks while delivering meals.
Regional Transit Authority — Paratransit (504) 827-8345The Regional Transit Authority is the local public transit provider for Orleans Parish. Seniors who are unable to use the regular RTA bus service due to a temporary or permanent disability may be eligible to use RTA's paratransit service. This on-demand, shared-ride service operates 24 hours a day, and all paratransit vehicles are equipped with wheelchair lifts and other accessibility features.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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