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The 10 Best Home Care Agencies for Seniors in Napa, CA for 2024

Famous as the epicenter of Northern California’s renowned viticulture scene, Napa offers upscale community amenities such as great restaurants and tasting rooms, a comfortable climate with more sunny days than the national average and quality health care. Providence Queen of the Valley Medical Center is available to Napa residents who need emergency and primary care, while those requiring advanced tertiary care can find it in nearby San Francisco.

Seniors aged 65 and over comprise 17.3% of Napa’s overall population of slightly less than 79,000, which is higher than the national average. There are several senior care options in Napa, including home care and home health care for those choosing to age in their homes. Although these services sound similar, home care involves help with housework, basic grooming and other routine aspects of daily living, while home health care involves medical services performed by licensed providers such as occupational therapists. According to the 2021 Genworth Cost of Care Survey, the average monthly cost of home care in Napa is $6,435.

Below we’ve compiled a comprehensive directory of every home care provider in Napa– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Napa, CA

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Paying for Home Care in Napa, CA

The Cost of Home Care in Napa, CA

At an average monthly cost of $6,435, home care in Napa is nearly $1,500 higher than the national average of $4,957 but is only several hundred dollars higher than the statewide average of $6,101. Residents of San Jose pay the highest home care costs in California at $7,102 per month, while the most affordable costs are found in El Centro at $3,432. In the northern part of the state, home care costs average $6,673 in Redding. Those in the Central Valley community of Fresno pay an average of $5,529 per month for home care. 

Napa

$6,435

California

$6,101

The United States

$4,957

San Jose

$7,102

El Centro

$3,432

Redding

$6,673

Fresno

$5,529

The Cost of Home Care vs. Other Senior Care Options in Napa, CA

Next to nursing home care, which costs $10,646 per month for a shared room, home care and home health care are the most expensive senior care options in Napa. At a monthly average of $6,300 per month, assisted living costs are slightly less than home care and home health care, which each cost $6,435 per month. The most affordable option is adult day health care at $2,275, which takes place at community centers and other sites and provides organized activities and meals, but it’s only available during the day on Monday through Friday.

Home Care

$6,435

Home Health Care

$6,435

Adult Day Care

$2,275

Assisted Living

$6,300

Nursing Home Care (semiprivate room)

$10,646

Financial Assistance for Home Care in Napa, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Napa Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Napa:

ResourceContactAddressService
VA Aid and Housebound Benefits(800) 827-10001301 Clay Street, North Tower, Room 1400, Oakland, CA, 94612U.S. military veterans can apply for this benefit, which is in addition to the VA pension. The benefit can be used to contribute towards the costs of in-home care, including health care and medications, for veterans who are housebound. The surviving spouses of veterans may also apply for the allowance. VeteranAid.org provides a free online tool for veterans and spouses to check if they are eligible.
Energy Savings Assistance Program (ESA)(866) 675-66232389 Gateway Oaks Drive, Suite 100, Sacramento, CA, 95833ESA is a free program for low-income residents of Napa whose homes are unprepared for changes in weather and contributing towards their excessive energy use and costs. The service can include insulating parts of the home, such as attics, walls, and basements, and repairing or replacing malfunctioning refrigerators and furnaces with energy-efficient equivalents. To be eligible, seniors must meet income guidelines. For households of 1-2 people, this is a maximum of $34.480 annually.
CalFresh – Food Assistance(800) 464-42142751 Napa Valley Corporate Drive, Building A, Napa, CA, 94558CalFresh is a Supplemental Nutrition Assistance Program (SNAP) that provides a means for low-income residents to buy food and seeds for producing food from local stores and farmers’ markets. Recipients can use a plastic Electronic Benefits Transfer (EBT) debit card and may also use it to purchase groceries online from Amazon and Walmart. The card can’t be used to pay delivery fees, although both online stores provide free delivery on grocery purchases of $35 or more.
Molly’s Angels – Transportation(707) 224-8885433 Soscol Avenue, #100, Napa, CA, 94559Molly’s Angels is a nonprofit organization that provides several transportation services for Napa County residents aged 60 and over. These include taking seniors to their medical appointments and making emergency deliveries of groceries and medications during times of crisis, such as wildfires. Molly’s Angels also makes regular check-in phone calls with seniors using their services. The vehicles are owned by the drivers, who are all insured, trained and background-checked.
Medi-Cal(707) 253-3818650 Imperial Way, Suite 101, Napa, CA, 94559Medi-Cal is a health plan for Napa County residents on low incomes. It can help pay for health care that isn’t covered by Medicare or private health insurance plans. To be eligible for Medi-Cal, single seniors must have monthly resources no greater than $2,000. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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