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The 10 Best Home Care Agencies for Seniors in Corpus Christi, TX for 2024

Corpus Christi, Texas, ranks 246 out of 302 on the Caring 2022 Senior Living Report. Local housing costs come in below the national average, which may make living in the city financially feasible for those with limited budgets, and about half of homes feature zero-step entrances. Several hospitals are located in the city proper, including South Texas Surgical Hospital and Corpus Christi Medical Center Bay Area, providing access to a range of medical services. Local home care costs are very affordable, coming in well below state and national averages at $3,623 per month. This is the same as the cost of home health care, which provides skilled nursing services.

Below we’ve compiled a comprehensive directory of every home care provider in the Corpus Christi area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Corpus Christi, TX

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Paying for Home Care in Corpus Christi, TX

The Cost of Home Care in Corpus Christi, TX

According to the Genworth 2021 Cost of Care Survey, Corpus Christi is one of the cheapest places in the state and nation to obtain home care. On average, seniors in this city pay $3,623 per month for services, which is nearly $1,000 less than the state rate of $4,576 and about $1,300 below the national average of $4,957. In San Antonio and Victoria, monthly care costs are considerably higher than in Corpus Christi at $4,576 and $4,338, respectively. In Laredo and McAllen, respective monthly rates are notably cheaper at $2,955 and $2,860. 

Corpus Christi

$3,623

Texas

$4,576

The United States

$4,957

Victoria

$4,338

Laredo

$2,955

McAllen

$2,860

San Antonio

$4,576

The Cost of Home Care vs Other Senior Care Options in Corpus Christi, TX

Seniors in Corpus Christi pay $3,623 per month for home care and home health care. This is a couple of hundred dollars higher than the price for assisted living, which provides meals, personal care and recreational activities in a residential setting for $3,388 per month. Home-based care is considerably cheaper than nursing home care, which averages $5,323. For older adults seeking a more affordable long-term care solution, adult day health care costs $696 per month. 

Home Care

$3,623

Home Health Care

$3,623

Adult Day Health Care

$696

Assisted Living Facility

$3,388

Nursing Home Facility (semiprivate room)

$5,323

Financial Assistance for Home Care in Corpus Christi, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Corpus Christi, TX

Corpus Christi seniors have access to a network of nonprofit agencies and government programs that help them access the information and assistance they need to remain in their own homes. The following table outlines top resources for seniors in the region, including the local Meals on Wheels program, the veterans’ service office and the Area Agency on Aging.

ResourceContactService
Corpus Christi Meals on Wheels Program(361) 826-3150Meals on Wheels delivers meals and daily wellness checks to housebound seniors in the city, helping them avoid food insecurity. Depending on their needs, meal costs may be based on a sliding fee schedule, and no one is denied meals because of their inability to afford them.
Corpus Christi Vet Center(361) 854-9961The vet center provides free, confidential help to older veterans and their families, helping them apply for the benefits and services they’re entitled to. This office provides referrals for VA medical care and food banks, and it can help individuals apply for community care and the veterans’ home care program.
Area Agency on Aging of the Coastal Bend(361) 883-3935The AAA provides services for Corpus Christi seniors aged 60 and over, helping them remain in their homes. It offers door-to-door transportation services to nutrition sites and medical offices, and it contracts with local providers to offer home-delivered and congregate meals. It also provides care coordination and caregiver support services.
Nueces County Community Action Agency(361) 883-7201, ext. 7942The local Community Action Agency operates several programs that support older adults’ financial stability. Through this organization, seniors can obtain case management services, which may help them find affordable in-home care. It also administers a weatherization and utility assistance program, and it has a home preservation and modification program.
Property Tax Exemption(361) 888-0111Homeowners aged 65 and over can apply for an additional homestead exemption, as well as a Tax Affidavit Deferral. The deferral doesn’t forgive property taxes, so seniors still owe the money along with 8% interest. However, this can lower housing expenses and enable some seniors to afford to maintain homeownership.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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