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The 10 Best Home Care Agencies for Seniors in Bonita Springs, FL for 2024

Set along Florida’s Gulf Coast between Fort Myers and Naples, Bonita Springs is a city known for its beautiful beaches, local parks and abundance of wildlife. Home to around 55,000 residents, the beach town has a very large senior population, with 40% of its residents being adults aged 65 and older. This is significantly higher than the national average of 16.8%. With plenty of sunshine and warm weather year-round, retirees can enjoy outdoor recreation such as fishing, water sports and golf. The downtown district features historic buildings, shops and an arts center. Low tax rates can help seniors maximize their retirement income and enjoy a high quality of life.

According to the Genworth Cost of Care Survey 2021, home care in the Bonita Springs area costs an average of $5,196 per month. This number applies to both in-home care and home health care, which includes additional skilled nursing services. Seniors have additional access to medical services through NCH Healthcare Systems facilities throughout the region, including Bonita Emergency Department and North Naples Hospital.

Below we’ve compiled a comprehensive directory of every home care provider in Bonita Springs– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Bonita Springs, FL

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Paying for Home Care in Bonita Springs, FL

The Cost of Home Care in Bonita Springs, FL

Based on its proximity to Cape Coral, Bonita Springs has the same care costs. According to the 2021 Genworth Cost of Care Survey, seniors pay an average of $5,196 per month for home care services, which is higher than both the state and national averages. With rates matching the state average, the nearby city of Punta Gorda is also less expensive. Home care in Miami is around $1,000 less per month. However, Bonita Springs is an affordable option compared to cities such as North Port and Naples, where home care costs are more than $500 higher per month.

Bonita Springs

$5,196

Florida

$4,767

The United States

$4,957

Punta Gorda

$4,767

North Port

$5,720

Miami

$4,195

Naples

$5,720

The Cost of Home Care vs. Other Senior Care Options in Bonita Springs, FL

Seniors looking for a budget-friendly option may consider adult day care, which is the most affordable type of care at $1,603 per month. Assisted living is also quite affordable at around $860 less expensive per month than home care. Home health care costs the same as home care, even with the addition of skilled nursing services. Nursing homes are the most expensive type of care in Bonita Springs, though they do offer the highest level of care.

Home Care

$5,196

Home Health Care

$5,196

Adult Day Health Care

$1,603

Assisted Living

$4,334

Nursing Home Care (semiprivate room)

$9,186

Note: Data for Bonita Springs was not available, so data for the nearest city, Cape Coral, was used instead.

Financial Assistance for Home Care in Bonita Springs, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Bonita Springs Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Bonita Springs:

ResourceContactAddressService
Respite for Elders Living in Everyday Families (RELIEF)(866) 413-53375272 Summerlin Commons Way, Bldg. #6, #603, Fort Myers, FLThe Florida Department of Elder Affairs’ RELIEF initiative, administered by the Southwest Florida Area Agency on Aging, offers family caregivers a short-term break from the daily responsibilities of caring for their frail seniors. This in-home program goes beyond what other public agencies provide, including evening and weekend respite services, for up to four hours at a time. Volunteers are screened and matched with clients according to interests, skills, personalities and abilities.
Catholic Charities Elderly Services(941) 488-55811000 Pinebrook Road, Venice, FL 34292The Catholic Charities Senior Support Coordination Program serves homebound seniors age 55 and older with limited resources. Caseworkers screen applicants by phone to assess needs and plan services accordingly. They coordinate in-home visits, food, personal care, medical, transportation and other provisions to help older citizens delay institutionalization.
Community Cooperative Meals on Wheels(239) 337-1055P.O. Box 2143, Fort Myers, FL 33902Meals on Wheels delivers daily, wholesome meals to qualifying homebound seniors who can’t prepare their own food. This service can be short-term to assist recovery from a hospital stay or long-term to prevent isolation and support independence in the home. Volunteers also perform safety and security checks during their visits. Additionally, Meals on Wheels can provide pet food and care products.
Friendship at Home(239) 236-86805272 Summerlin Commons Way, #604, Fort Myers, FL 33907The Lee County Senior Friendship Centers offer opportunities for social connections for seniors who are homebound or who deal with limited mobility. Fully vetted and trained volunteers make friendly calls once or twice weekly and visit participants to help with errands and provide companionship. Friendship at Home coordinators can also arrange one-time financial assistance.
Low-Income Home Energy Assistance Program (LIHEAP)(239) 357-360126820 Old 41 Road, Bonita Springs, FL 34135Florida’s LIHEAP can help low-income residents pay their utility bills. The program offers three types of assistance: crisis, home energy and weather-related. Funding is available once per year. Goodwill Industries of Southwest Florida administers LIHEAP in Lee County.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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