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The 10 Best Assisted Living Facilities in Waterbury, CT for 2024

Named the Brass City for its brass production, Waterbury is a culturally rich community with a relatively low cost of living, comfortable weather and access to senior-friendly public transportation. It has about 114,000 residents and a senior community that accounts for over 14% of the population. It aids this community through access to free and low-cost supportive services and flexible long-term care options.

Waterbury is home to several assisted living facilities that provide residential services and personal care to seniors seeking a worry-free lifestyle. These facilities feature comfortable private and semiprivate housing, oftentimes with apartment-style units, and many have amenities such as libraries, fitness centers and hair salons. Rates range depending on size, amenities and pricing structure, but on average, seniors in Waterbury pay $5,088 per month for residential care. This is higher than the national norm of $4,500 but in line with the statewide rate of $5,129.

Through this guide, seniors can learn more about assisted living in Waterbury, including the benefits and drawbacks of retiring to this city and some options they may have for paying for care. The guide also highlights agencies and programs that can help seniors navigate their care options.

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Assisted Living Facilities in Waterbury, Connecticut

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What to Consider About Assisted Living in Waterbury

In Waterbury and the rest of Connecticut, assisted living facilities are officially called assisted living service agencies. These facilities are licensed by the Department of Public Health, Facility Licensing and Investigations Section, which enforces minimum guidelines related to care planning, staffing and building features. The department also has an online reporting system for filing complaints regarding substandard conditions or care.

Benefits and Drawbacks of Assisted Living in Waterbury

  • On a 100-point cost of living scale based on a U.S. average of 100, Waterbury rates 98.1, which is 2 points lower than the nationwide norm and about 14 points lower than Connecticut’s average. The city’s relative affordability may make it an attractive option for those with restrictive budgets.
  • Connecticut’s state income tax laws are among the least friendly toward retirees in the nation, which may impact how much money seniors can put toward care expenses. While seniors whose income falls below a certain threshold don’t pay state taxes on their Social Security benefits, higher earners are taxed on this type of income. To help seniors identify money-saving exemptions and deductions, organizations such as the Area Agency on Aging provide annual tax filing assistance.
  • The air quality in the Waterbury region is below average and may be a consideration for older adults with certain lung or heart conditions. The American Lung Association gives the region a C for 24-hour particle pollution and an F for ozone pollution, though it has a passing grade for annual particle pollution. Assisted living facilities host indoor activities year-round, including on high-ozone and high-particle days.  
  • The Greater Waterbury Transit District operates a Dial-A-Ride transportation program for adults aged 60 and over. This program provides transportation services throughout Waterbury and six surrounding cities, helping older adults attend personal errands and medical appointments. Trips must be scheduled at least 48 hours in advance, with reservations on a first-come, first-served basis.
  • The violent and property crime rates in Waterbury are higher than national averages. On a 100-point scale, the city rates 27.2 for violent crime and 57.1 for property-related incidents. By comparison, national scores are lower at 22.7 and 35.4. To keep residents safe, assisted living facilities provide transportation escorts for errands and recreational outings and are often equipped with security systems.
  • Waterbury’s weather is pleasant throughout the year, with the city rating 9 on a 10-point comfort index. Year-round daytime temperatures range from 36 in the winter to 84 in the summer, providing plenty of opportunities for seniors to enjoy outdoor activities.

 

Paying for Assisted Living in Waterbury

Assisted living communities in Waterbury charge $5,088 per month for care and housing.

The Cost of Assisted Living in Nearby Cities

On average, seniors in Waterbury pay $5,088 per month for assisted living services, which is competitive compared to the state norm of $5,129 but higher than the national average of $4,500. Local care costs are well below the average of $6,273 in Bridgeport and about $140 less than care costs in nearby Hartford. In Norwich, rates are about $790 lower than in Waterbury, and across state lines, residents pay $5,750 for care in New York City.

Waterbury

$5,088

Connecticut

$5,129

United States

$4,500

Bridgeport

$6,273

Hartford

$5,225

Norwich

$4,300

New York, NY

$5,750

The Cost of Other Types of Senior Care

Compared to other senior care options in Waterbury, assisted living is economically priced at $5,088. This is less than half the cost of nursing home care, which provides intensive around-the-clock medical services and monitoring for rates starting at $13,090. Assisted living rates average about $155 and $250 less per month than in-home care and home health care, respectively, which feature a similar range of services in the individual’s home. Adult day health care may be a more cost-effective alternative at $1,885 per month.

In-Home Care

$5,243

Home Health Care

$5,339

Adult Day Health Care

$1,885

Assisted Living Facility

$5,088

Nursing Home Facility (semiprivate room)

$13,090

Note: Data for Waterbury was unavailable, so data for the nearest city, New Haven, was used instead.

Financial Assistance for Assisted Living in Waterbury

Seniors in assisted living facilities who receive Social Security Income may be eligible for the Optional State Supplement. The state's Home Care Program for the Elderly does offer assistance to those in select assisted living facilities, but this demonstrator program is not currently available in Waterbury. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Connecticut page.

Financial Assistance in Connecticut

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Connecticut page.

Free Assisted Living Resources in Waterbury

Waterbury and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Waterbury, please visit our Assisted Living in Connecticut page.

Assisted Living Laws and Regulations in Waterbury

Waterbury Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in are required to follow. Visit our Assisted Living in Connecticut page for more information about these laws.

Laws and Regulations in Connecticut

Reviews of Communities Nearby

Assisted Living

Jordan

I am a friend or relative of a current/past resident

Review of Abbott Terrace Health Center

Place is under staffed, administrator is very arrogant and have no knowledge of medical background, horrible in every way, wouldn't recommend any family to have a love one stay a day here

Read more

Assisted Living

M.

I visited this facility

Review of The Village at East Farms

The Village at East Farms was very nice. I liked it very much. The only thing was that it was pricey and I wanted something with a little bit more room. When I walked in there, it reminded me of a...

Read more

Assisted Living

P.S.

I visited this facility

Review of The Village at East Farms

I toured The Village at East Farms. It was immaculate, and it was very well appointed. Walking in, it was just lovely to be in there. I met with the staff, we talked about it first, and then she...

Read more

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Assisted Living near Waterbury, CT

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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