The 5 Best Assisted Living Facilities in Stoughton, WI for 2024

Stoughton is a vibrant city with exciting year-round events and festivals, scenic parks and unique shopping and dining amenities, fostering a strong sense of community. It has a large senior community that makes up about a fifth of the 13,000 residents, which it accommodates with retiree-friendly state income tax laws, low crime rates and high access to health care.

Stoughton also has several assisted living facilities for older adults who need daily assistance. These facilities offer homelike settings with comfortable housing, daily meal services and housekeeping and laundry services. They also provide individualized care services for residents, including assistance with bathing, dressing and personal grooming, letting older adults maintain their comfort while enjoying privacy and independence. On average, seniors in Stoughton pay $4,800 per month for this level of care, which exceeds the Wisconsin norm of $4,600 and the national average of $4,500.

Through this guide, readers can learn more about assisted living facilities in Stoughton, including an overview of the rules these facilities follow and details on programs that may help residents cover care costs. The guide also breaks down some of the benefits of choosing assisted living in Stoughton and lists local resources that serve assisted living residents. 

In Stoughton, as in the rest of Wisconsin, assisted living facilities are called community-based residential facilities. These facilities are regulated by the Wisconsin Department of Health Services, which sets minimum requirements for facilities’ sizes, the scope of services they must provide and staff training. The department also conducts criminal background checks on prospective employees and oversees site inspections.

 

• In Stoughton, seniors pay state income taxes on most forms of retirement income at rates ranging from 3.54% to 7.65%. However, the state doesn’t tax Social Security benefits or government pensions, and it provides a retirement income exclusion for those aged 65 and over who meet income limits. This may impact how much money an individual can put toward local assisted living costs.
• The cost of living in Stoughton is high compared to state and national norms, which may be a consideration for seniors considering assisted living in this city. It scores 103.4 on a 100-point index, compared to 89.9 statewide. This is mainly due to high housing costs, which seniors may avoid by choosing residential care.
• Stoughton is home to Stoughton Hospital, which provides specialty services, general surgery and internal medicine. There are about 360 physicians per 100,000 people in this city compared to 210 nationally, and local health care costs come in about 6% below the national norm. Additionally, many assisted living facilities have registered nurses on staff who provide routine wellness checks and medication services.
• Stoughton scores 9.1 on a 10-point comfort index versus the national score of 7.8, indicating generally pleasant weather throughout the year. Winters are cold, with residents seeing about 41 inches of snow and nighttime lows around 9 degrees Fahrenheit. The summer months are the most comfortable, with July high temperatures around 82 degrees Fahrenheit. This may appeal to prospective assisted living residents who enjoy experiencing distinct seasons.
• Compared to the nation as a whole, Stoughton has low property and violent crime rates. On a 100-point index that gives higher scores to communities with more crime, the city scores 25 for property crime, about 10 points lower than the national score. The violent crime score is even lower at 13.4 versus 22.7 nationally. To further support seniors’ peace of mind, many local assisted living facilities have features such as surveillance cameras and high-security locks.

 

Assisted living rates in Stoughton come in at $4,800 per month.

In Stoughton, assisted living residents pay $4,800 per month for care, which is a little higher than Wisconsin’s norm of $4,600, as well as the national average of $4,500. While local care costs are economical compared to rates in nearby Racine, where assisted living facilities charge $5,450 for care, seniors typically find lower rates in other surrounding communities. For example, in Janesville, monthly fees are about 4% lower than in Stoughton, and in La Crosse and Fond du Lac, care costs are even more economical at $4,263 and $4,175, respectively.

Assisted living facilities in Stoughton charge $4,800 per month for care. This is considerably higher than the cost of adult day health care, which includes daytime services in a community environment for $2,019. However, assisted living costs are 10% lower than private in-home care and home health care, which feature services in the client’s home. Assisted living may also be a budget-friendly alternative to nursing home care, which starts at $8,851 for semiprivate accommodations.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Wisconsin page.