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The 10 Best Assisted Living Facilities in Stafford, VA for 2024

Stafford is a census-designated place and the seat of Stafford County. It’s dissected by I-95, bringing Richmond to within an hour and Washington D.C. within 50 minutes. Stafford’s population of 5,370 forms part of the county’s 156,927 residents, 10.7% of whom are in the 65+ age group. Residents may appreciate the area’s unhurried lifestyle and convenient proximity to Fredericksburg, which is less than 20 minutes away. The area’s historical links to the Civil War run deep, particularly places such as Government Island and Stafford Civil War Park.

Independent seniors who want to retain their autonomy but need some help with daily tasks might find assisted living an agreeable compromise. Seniors in assisted living facilities spend their time freely, while staff ensures their rooms are cleaned, clothes laundered and meals prepared. The facilities also offer opportunities for seniors to socialize with their own age group. The typical fee for an assisted living community in Stafford is $6,000 per month, which is $1,700 more than the national average.

The remainder of this guide considers the advantages and disadvantages of living in Stafford and the costs of senior care in the area. It also lists some resources useful to seniors.

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Assisted Living Facilities in Stafford, Virginia

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What to Consider About Assisted Living in Stafford

The Virginia Department of Social Services monitors, regulates and licenses assisted living facilities throughout the state. It has the authority to make unannounced and unrestricted inspections on licensed premises to ensure they are maintaining the standards stipulated in their licenses. It also has the authority to revoke licenses from assisted living facilities that repeatedly underperform.

Benefits and Drawbacks of Assisted Living in Stafford

  • According to Sperling’s Best Places, Stafford has an average cost of living index of 127.7, which is significantly higher than the state average of 103.7 and the national average of 100. The primary drivers appear to be transportation and housing costs, with the latter almost always a sign of an area’s desirability. Health costs are slightly above the national average at 102.1, but the increase isn’t significant.
  • Healthy Generations is a private nonprofit agency that provides subsidized door-to-door transport services for seniors in Stafford County and neighboring counties. The Mobility Options Transportation Program operates wheelchair-accessible vans and charges fares of $2 per trip and $4 for a round trip.
  • Stafford Hospital is the only medical facility in the compact area. However, its work treating patients dealing with respiratory conditions is rated as high-performing by U.S. News & World Report, and it’s well-regarded in handling other conditions, such as heart disease and cancer. Additionally, seniors with Medicare will be pleased to know that despite the small population, there are 17 physicians registered to help them. 
  • Stafford is one of the safer places in the country. According to Neighborhood Scout, violent crime is slightly above the state average but well below the national average. Statistics indicate that Stafford experiences only about half the state average and a bit more than half the national average for property crime. Seniors in many assisted living facilities also benefit from 24-hour surveillance and staff members close by.
  • Residents of Stafford County can enjoy one of the better climates in the state, and it sees an average of 198 sunny days a year. Although January can see temperatures drop to 24 degrees, summer can reach 84 degrees. Rainfall is slightly above average at 43 inches annually, but that’s a price many residents may consider worth paying for the green surroundings.

Paying for Assisted Living in Stafford

Assisted living costs can vary greatly. The Genworth Cost of Care Survey 2020 reveals that Stafford’s seniors typically pay $6,000 per month for assisted living care. 

The Cost of Assisted Living in Nearby Cities

Although its assisted living costs are higher than state and national averages, Stafford isn’t the costliest location in the region. Approximately 90 minutes west, in California, Maryland, seniors can expect to pay around $6,200 for assisted living. However, back in Virginia, more affordable options exist within a 90-minute radius of Stafford. In Charlottesville, assisted living costs an average of $5,893, while in Richmond, it costs approximately $3,645.

Stafford

$6,000

Virginia

$4,850

The United States

$4,300

Richmond

$3,645

Charlottesville

$5,893

California, MD

$6,200

The Cost of Other Types of Senior Care

Senior care fees can vary, depending on the intensity of care and accommodations, if any. Consequently, adult day care is the most affordable option, with costs averaging $1,744. Home care is more expensive, at $4,601, with another $166 per month added for basic medical support. Nursing homes charge the most, with a private room typically costing $13,059 and a semiprivate room costing $11,726.

Home Care

$4,601

Home Health Care

$4,767

Adult Day Health Care

$1,744

Assisted Living Facility

$6,000

Nursing Home Facility (semiprivate room)

$11,726

Nursing Home Facility (private room)

$13,059

Financial Assistance for Assisted Living in Stafford

Learn more about these programs, plus who’s eligible, on our Assisted Living in Virginia page.

Seniors living in Stafford may qualify for aid through the Auxiliary Grant Program, Supplemental Security Income (SSI) or the 1915 (c) Home and Community-Based Services (HCBS) waiver program.

Financial Assistance in Virginia

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Virginia page.

Free Assisted Living Resources in Stafford

Seniors may choose to live in Stafford because of its abundant resources for older residents. The following list includes some examples, but there are many more. Stafford’s Area Agency on Aging is a good place to begin searching for additional resources.

ResourceContactService
Long-Term Care Ombudsman(800) 262-4012The role of the Long-Term Care Ombudsman is performed by volunteers working with Healthy Generations, a private nonprofit that offers many other resources to seniors in the area. The ombudsman can intervene on behalf of seniors in dispute with their assisted living providers, investigate their complaints and pursue resolutions. Seniors yet to choose their assisted living community can request copies of inspection reports to help them make more informed choices. The ombudsman doesn't charge for any of its services.
Spotsylvania County VA Clinic(804) 675-5000Spotsylvania County VA Clinic is located about 20 minutes from Stafford, just south of Fredericksburg. It provides primary care to U.S. military veterans and their families, in addition to mental health services and prescriptions. In other cases, it refers seniors to the Richmond VA Medical Center. It can also refer seniors to the Virginia Department of Veterans Services, which can help veterans identify and apply for state, federal and military benefits, such as VA Aid and Attendance, which can pay some assisted living costs.
Citizens Assistance(540) 658-4516Citizens Assistance is a program managed by Stafford County that enables adults of all ages, including seniors, to help the community by working voluntarily for the local government. Full training is provided for volunteers, enabling them to work in departments concerned with tourism, the judiciary, social services and parks and recreation.
The Equipment Connection(540) 373-2559The Equipment Connection provides cleaned and repaired medical equipment to seniors for free, under the proviso that they return it when no longer needed. Seniors with permanent and temporary disabilities can request equipment. Seniors can also make requests for nonprescription equipment, such as shower handles, directly.

Assisted Living Laws and Regulations in Stafford

Stafford-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Virginia are required to follow. Visit our Assisted Living in Virginia page for more information about these laws.

Assisted Living Laws and Regulations in Virginia

Reviews of Communities Nearby

Assisted Living

Mary

I am a friend or relative of a current/past resident

Review of Commonwealth Senior Living at Stafford

My dad is in respite care at Commonwealth Senior Living at Stafford. He has been there a month, and he's staying for another month. What I like about it is it's smaller and the people are very...

Provider response

Dear Mary, Thank you for providing us with this feedback. Improving the lives of seniors and their families is central to everything we do. I want to assure you that we work closely with local...

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Assisted Living

J3nnif3r

I am a friend or relative of a current/past resident

Review of Commonwealth Senior Living at Stafford

Let me start by saying my dad has been at this property for about 6 years starting in the memory care unit. I say "property" because the other owners/organization was absolutely THE WORST! I was so...

Provider response

Dear J3nnif3r, Thank you so much for your kind words. I’ll be sharing them with the team this morning. At Commonwealth Senior Living, our goal is to improve the lives of seniors, their families...

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Assisted Living

MiaM

I am a friend or relative of a current/past resident

Review of Commonwealth Senior Living at Stafford

Moved my elderly relative into Greenfield of Stafford (They have various ones in the area) at the beginning of JAN2019. When I initially looked at it, I went to it unannounced and received a tour,...

Provider response

Thank you for taking the time to share your kind words. We’re so glad you had a great experience with our community. Improving the lives of seniors, their families, and our associates is central to...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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