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The 10 Best Assisted Living Facilities in Silver Spring, MD for 2024

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Assisted Living Facilities in Silver Spring, Maryland

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What to Consider About Assisted Living in Silver Spring

The Office of Health Care Quality, a division of the Maryland Department of Health, is ultimately responsible for ensuring the state’s assisted living facilities conform to standards. It can issue licenses and revoke them from facilities that violate agreed standards. Some work is also undertaken at a local level by the Long-Term Care Ombudsman.

Benefits and Drawbacks of Assisted Living in Silver Spring

  • According to Sperling’s Best Places, Silver Spring has a cost of living of 132.4, compared to the U.S. average of 100. The figure appears to be primarily driven by housing and transportation costs, although groceries and utilities are also above the national averages. However, health care costs are significantly lower, at 92.6, which may be the most important category for seniors considering assisted living care.
  • Holycross Hospital and Adventist HealthCare White Oak Medical Center are the primary medical facilities in Silver Spring. The area also has a high number of Medicare registered physicians. Additionally, due to its location, seniors have easy access to nationally ranked hospitals, such as Inova Fairfax Hospital and MedStar Washington Hospital Center.
  • Statistics published by Neighborhood Scout reveal Silver Spring as a safer location than average for Maryland and the country. The chances of becoming a victim of violent crime in Maryland is 1 in 220, while it’s 1 in 443 in Silver Spring. Although not as favorable, the figures for property crime are also positive. In Maryland, the chances of being a victim are 1 in 51, while in Silver Spring, it’s 1 in 58. Crime statistics often make people feel uncomfortable, so it’s worth remembering that seniors are much less likely to be victims of crime than any other age group.
  • Seniors in Montgomery County have several options to offset the normally costly transportation services in the area. Connect-a-Ride (CAR) will find low-cost curb-to-curb ride services for free. The payments asked of seniors are on a sliding scale, dependent on several factors, including annual income. The Senior SmarTrip Card allows Montgomery County’s citizens aged 65+ to use Ride On and Metrobus outside of peak commuting times for half the normal fare.  
  • Homeowners aged 65+ can apply for the Senior Tax Credit. Calculated as 50 percent of the State Homeowners Tax Credit and the Montgomery County Supplement, it can help reduce tax bills for qualifying seniors. 

Paying for Assisted Living in Silver Spring, MD

When trying to decide how to pay for assisted living, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of assisted living in Silver Spring and 34 other cities in Maryland.

Inflation's Impact on the Cost of Assisted Living in Silver Spring, MD

Inflation causes care costs to steadily increase in Silver Spring. Assisted living averaged $3,158 in 2022 and rose 9.6% to $3,460 in 2023. Monthly fees are estimated to increase by a further 7.7% to $3,726 in 2024. Despite rising costs, assisted living is significantly more affordable in Silver Spring than in nearby cities; in 2023, the median assisted living cost is $4,969 in Annapolis, $5,030 in Rockville and $5,238 in Bethesda. Also, assisted living communities in Silver Spring currently charge less than the state ($5,091) and nationwide ($4,459) averages.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Silver Spring$3,158$3,460$3,726
U.S. Average$4,070$4,459$4,802
Maryland$4,613$5,091$5,153
Annapolis$4,536$4,969$5,351
Rockville$4,591$5,030$5,417
Bethesda$4,781$5,238$5,641

The Cost of Living in Nearby Cities

At $6,000, Silver Spring’s assisted living costs are almost the most expensive in Maryland. Only the city of California, where monthly fees average at $6,200, is more costly. Seniors in Salisbury get assisted living for approximately $500 less per month when compared to Silver Spring, while the reduction in Baltimore is $1,000. The least expensive city in the state is Hagerstown, where fees average at $4,500.

Silver Spring

$6,000

Maryland

$5,000

The United States

$4,300

Baltimore

$5,000

Hagerstown

$4,500

California

$6,200

Salisbury

$5,500

The Costs of Other Types of Senior Living

In Silver Spring, care costs depend on the type of care. Assisted living costs around $3,460 per month. Memory care and independent living are more affordable, running $3,300 and $2,485, respectively. Precise costs can vary widely depending on aspects such as specialized services and programs, individual support needs and whether an individual opts for a private or shared room. When deciding, it's important that seniors consider their requirements, preferences and budget.

Assisted Living

$3,460

Memory Care

$3,300

Independent Living

$2,485

Financial Assistance for Assisted Living in Silver Spring

Seniors in the Maryland area may be eligible for assistance with funding from the Senior Assisted Living Group Home Subsidy program

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Financial Assistance for Assisted Living in Silver Spring

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free and Low-Cost Resources for Seniors in Silver Spring,MD

There are many resources in Silver Spring,MD that assist seniors in their retirement. caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring’s Maryland state page.

Food Assistance Programs

Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Silver Spring seniors afford the nutritious food they need.

Program NamePhone NumberDescription
Meals on Wheels of Takoma Park/Silver Spring301-434-1922Homebound seniors who live in Silver Spring, Takoma Park, Adelphi, Langley Park and Chillum can get nutritional assistance in their homes from Meals on Wheels of Takoma Park/Silver Spring. This program delivers prepared meals to participants who live inside the service area and have trouble shopping and/or preparing meals for themselves. Seniors at all income levels may apply, but a suggested $9 donation applies to most two-meal deliveries. A sliding scale is available when needed.
Capital Area Food Bank - Silver Spring202-644-9807The Capital Area Food Bank provides nutritious food and resources for those faced with food insecurity. It's the region's largest hunger relief organization, serving seniors in Washington, D.C., and six surrounding counties in Maryland and Virginia. Working with partner organizations, the food bank operates numerous distribution centers, mobile market sites and senior brown bag sites, and provides nutrition education courses. In Silver Spring, food distribution is offered at Silver Spring United Methodist Church on the first Thursday of each month.

Many organizations offer free or low-cost legal services to Silver Spring seniors. Older adults can access advice on issues such as estate planning, living wills and power of attorney. Some firms also act as long-term care ombudsmen, advocating for the rights of seniors in senior living communities.

Program NamePhone NumberDescription
Long Term Care Ombudsman Program (LTCOP) - Silver Spring240-777-3369Seniors residing in assisted living facilities throughout Maryland can register concerns about the quality of their care with the Long-Term Care Ombudsman. The ombudsman will investigate and seek to resolve issues with the owners of the facilities. If complaints are of a criminal nature, such as allegations of abuse, they will be passed on to the relevant authorities. The ombudsman also holds inspection reports for assisted living facilities, which are available to families on request.

Home Repair and Modifications

Seniors and those with disabilities can access a variety of local resources to help them pay for home repairs and modifications. Programs in Silver Spring have different eligibility criteria and often assist retirees by providing grants or loans.

Program NamePhone NumberDescription
Habitat for Humanity Metro Maryland Home Repair Services301-990-0014Habitat for Humanity Metro Maryland Home Repair Services offers a number of home safety and accessibility modifications for seniors inside the program's service area. Services offered include home repair, weatherization, mobility upgrades for disabled adults and improvements to energy efficiency. Participation is limited by the availability of funding and resources. Seniors may apply for the waiting list online or by calling the Habitat for Humanity program office. Applicant's income can be up to 80% of the median for some areas.

Senior Centers

Senior centers in Silver Spring bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.

Program NamePhone NumberDescription
Senior Connection - Silver Spring301-962-0820Senior Connection has more than 20 years of experience providing free community-based services designed to help seniors increase their mobility, independence and quality of life. It's the county's largest provider of free escorted through-door transportation. Volunteers also prepare and deliver pantry boxes and provide friendly wellness calls to combat COVID-related isolation. These programs benefit more than 7,000 seniors in Gaithersburg and the surrounding area.
Holiday Park Senior Center240-777-4999The Holiday Park Senior Center in Silver Spring, MD, ensures that active seniors age 55 or older always have a way to stay active and social. A hot lunch is available five days a week, giving participants a chance to enjoy delicious, nutritious food with friends. There are also many activities in which to participate, ranging from art classes to extended trips to various locales. Free transportation services are available Monday through Friday.
White Oak Senior Center240-777-6944White Oak Senior Center is located in Silver Spring, MD, and serves seniors aged 55 and over in the Montgomery County area. The center offers a range of activities and programs to meet the specific needs of seniors. It provides scheduled exercise classes, sports activities, wellness services and educational lectures. Additional programs include technology classes, social events, travel groups and volunteer opportunities. A lunch service is offered to seniors attending activities in the center from Monday to Friday.

Social Security Offices

Social Security offices in Silver Spring help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.

Program NamePhone NumberDescription
Silver Spring Social Security Office 20903800-772-1213Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working.

Transportation Assistance

Assistance is available for seniors unable to access or use private transportation. These community resources help elderly and disabled residents make journeys in and around Silver Spring, allowing them to run errands and attend appointments in the local area.

Program NamePhone NumberDescription
Connect-A-Ride (CAR) - Rockville301-738-3252Montgomery County seniors and adults with disabilities who need transportation assistance can reach out to Connect-A-Ride (CAR) in Rockville, MD, for help. CAR is a free referral service that provides information about transportation options, including schedules and eligibility requirements for private, public and volunteer transportation services. CAR also helps with applications for transportation programs such as Call-n-Ride and Metro Access and offers free workshops on using public transport. CAR is open weekdays from 9 a.m. to 5 p.m.
Senior Rides - Silver Spring301-962-0820Senior Connection of Montgomery County in Silver Spring, Maryland, offers Senior Rides. It provides free transportation for seniors, helping them get to their medical appointments, social engagements and trips to the banks or grocery stores. All seniors aged 60 or older residing in Montgomery County are eligible for the program. They must call first to schedule their trips in advance and must notify the office of any additional stops. The service is only applicable for trips within the county.

Utility & Energy Bill Assistance

Low-income seniors who are struggling to meet the costs of maintaining their homes can find support from organizations that offer assistance with utility and energy bills. Silver Spring retirees could also qualify for emergency funding programs if they're in danger of losing utility services due to unpaid invoices.

Program NamePhone NumberDescription
Montgomery County Homeowner Energy Efficiency Program301-990-0014Weatherization projects are free of charge and can help older adults save on their utility bills. Seniors who are eligible for this program can benefit from home improvement repairs such as insulation, appliance repair or replacement and air sealing.

Veteran's Services

Silver Spring retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.

Program NamePhone NumberDescription
Silver Spring Vet Center301-589-1073Silver Spring Vet Center is a nonmedical center providing counseling and confidential help to veterans in Silver Spring, MD. Trained counselors help veterans cope with grief and bereavement, mental health issues, military sexual trauma, PTSD and other post-service challenges. The center also works with various organizations that provide therapeutic activities to veterans. Counselors offer one-on-one counseling or group sessions, providing access to a strong support system for the participants. Silver Spring Vet Center also hosts virtual lunch-and-learn events.

Assisted Living Laws and Regulations in Silver Spring

Silver Spring-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Silver Spring

Frequently Asked Questions

Reviews of Communities Nearby

Assisted Living

Meryl

I am a friend or relative of a current/past resident

Review of Sunrise of Chevy Chase

My mother is still at the Sunrise of Chevy Chase. She just moved to a smaller unit. It seems good for her. They know her well and they're supportive. It's nice, clean, and inviting. I haven't eaten...

Provider response

Hi Meryl, thank you for taking the time to share your positive experience at Sunrise of Chevy Chase. We're glad to hear that your mother is enjoying her new suite and the various activities...

Read more

Assisted Living

Kathryn

I visited this facility

Review of Sunrise of Chevy Chase

Sunrise of Chevy Chase was a Marriott hotel that was purchased and converted into an assisted living facility. It was very modern, very open, and had a lot of really nice windows, perhaps a little...

Provider response

Hi Kathryn, Each and every guest who enters a Sunrise community is important to us. It is wonderful to know that you had such a positive experience when touring Sunrise of Chevy Chase. We would be...

Read more

Assisted Living

Patrick

I visited this facility

Review of Sunrise of Chevy Chase

Sunrise of Chevy Chase was excellent. I liked their sensitivity to an individual coming in and showing them around and the knowledge they have of the services. My friend is blind and they were able...

Provider response

Hi Patrick, Each and every guest who enters a Sunrise community is important to us. It is wonderful to know that you had such a positive experience when touring Sunrise of Chevy Chase. We would be...

Read more

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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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