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The 5 Best Assisted Living Facilities in Oswego, NY for 2024

 

Located north of Syracuse and east of Rochester, Oswego is a small city bordering Lake Ontario. The area is home to 6 assisted living communities, including 6 within city limits. On average, residents of these communities pay $4,694 monthly for their care services. This rate is $114 costlier than New York State's average and $194 more than the U.S. norm.

Our directory features 39 reviews reviews of Oswego's assisted living communities, which reviewers give an average of 4.4 out of 5 stars stars. 

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Assisted Living Facilities in Oswego, New York

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What to Consider About Assisted Living in Oswego

The New York State Department of Health monitors assisted living communities in Oswego to ensure they follow health and safety laws. The agency also investigates complaints about care quality and performs facility inspections to protect residents' rights. 

Benefits and Drawbacks of Assisted Living in Oswego

 

  • Oswego's cost of living is 2.7% higher than the U.S. average, but New York State's retirement tax laws offset some expenses; the state doesn't tax Social Security benefits, and seniors can deduct up to $20,000 from retirement income such as pension disbursements and qualifying IRA withdrawals.

 

 

  • Compared to the rest of the nation, Oswego has higher overall crime rates than about 70% of cities. However, the city has relatively fewer violent offenses compared to other regions; on a 100-point scale, Oswego rates 10.1 for violent crime compared to the national average of 22.7. Additionally, assisted living communities often have safety features such as locked gates and security cameras to protect seniors.

 

  • Oswego has a relatively wet and humid climate. The city gets about 45 inches of rain annually compared to the U.S. average of 28 inches, contributing to a muggy environment throughout summer. Oswego also experiences significant snowfall, totaling 126 inches annually versus the national norm of 28 inches. Meanwhile, temperatures range from 78 degrees Fahrenheit in July to 18 degrees Fahrenheit in January. For seniors' comfort, assisted living communities often provide extensive indoor activities during adverse weather.

 

  • Seniors can access health care at Oswego Health. The award-winning hospital offers numerous specialty services, including cancer care, gastroenterology and cardiology services, among others. Seniors also access urgent care at several locations throughout the city and nearby areas, including WellNow Urgent Care and Fulton Medical Center.

Paying for Assisted Living in Oswego

 

Assisted living residents in Oswego pay an average of $4,694 per month for their care.

The Cost of Assisted Living in Nearby Cities

Oswego has cheaper assisted living rates than the nearby city of Watertown, where prices are $3,721 higher on average. However, other nearby areas have much lower prices than Oswego. Seniors in Rochester pay about $919 less per month, and those in Utica pay $194 less. On a broader scale, New York State's average cost of assisted living is $114 cheaper than Oswego's average price, while the national norm is $194 cheaper.

Oswego

$4,694

New York

$4,580

United States

$4,500

Rochester

$3,775

Utica

$4,500

Watertown

$8,415

The Cost of Other Types of Senior Care

In Oswego, assisted living costs about $2,961 more than adult day health care, which provides daytime supervision for seniors with frequent medical needs. In contrast, other senior care options are costlier than assisted living. Home health care providers in Oswego charge about $1,217 more per month, offering highly personalized assistance and light medical care in seniors' private residences. In-home care also costs about $1,217 more than assisted living, although this option only includes personal help with daily tasks such as dressing and bathing. Similarly, nursing home facilities in Oswego cost around $8,300 more than assisted living because of their extensive medical services and constant supervision.

In-Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,733

Assisted Living Facility

$4,694

Nursing Home Facility (semiprivate room)

$12,994

Note: Data for Oswego was unavailable, so data for the nearest city, Syracuse, was used instead.

Financial Assistance for Assisted Living in Oswego

Residents of Oswego have several options for assisted living financial assistance, including Medicaid waivers such as the Managed Long Term Care Waiver (MLTC) and the Consumer-Directed Personal Assistance Program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in New York page.

Financial Assistance in New York

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New York page.

Free Assisted Living Resources in Oswego

Oswego and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Oswego, please visit our Assisted Living in New York page.

Assisted Living Laws and Regulations in Oswego

 

Oswego Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in New York are required to follow. Visit our Assisted Living in New York page for more information about these laws.

Assisted Living Laws and Regulations in New York

Reviews of Communities Nearby

Assisted Living

Lee

I am a friend or relative of a current/past resident

Review of St Luke Health Services

My brother is at St. Luke Health Services. Many of the staff are very helpful, but there are a few bad apples that make it a lot more difficult. However, I find that all of these types of places...

Read more

Assisted Living

Joanne

I visited this facility

Review of Bishop's Commons at St. Luke

I took some family members with me and my mom to see Bishop's Commons at St. Luke. The lady who took us around was very, very friendly. She's very informative and told us to call at any time if we...

Read more

Assisted Living

Dave

I am a friend or relative of a current/past resident

Review of Bishop's Commons at St. Luke

My mom moved into Bishop's Commons at St. Luke. It's a clean facility. The rooms are pretty decent in size. All the people are nice as far as the staff wise. She's got an apartment, and she's got...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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