The 10 Best Assisted Living Facilities in Madison, MS for 2024

Madison is a small city in the Jackson Metro with about 26,000 residents. It offers a broad range of benefits for its roughly 3,500 seniors, including retiree-friendly income taxes, a generally comfortable year-round climate and high access to health care services.  

Madison also supports its older adult population through several assisted living communities. These facilities promote a safe, worry-free environment through access to personal care services as needed, daily meals and snacks, curated recreational activities and housekeeping and linen services. Some facilities have onsite libraries, cafes, salons, pools and fitness centers for a higher standard of comfort and convenience. Monthly rates vary depending on a facility’s amenities, size and location, but according to the Genworth 2020 Cost of Care Survey, this region tends to be pricey for assisted living. On average, local facilities charge $4,348 per month, higher than state and national averages.   

This guide gives an overview of assisted living in Madison by outlining some of the benefits and drawbacks of living in this area and licensing information for local facilities. It also breaks down senior care costs in the region and highlights the agencies that serve older adults. 

Assisted living facilities in Madison may be classified as assisted living, which is open to residents who need mobility assistance, or residential living facilities, which are only for those who can ambulate without assistance. Both types of facilities are licensed and monitored by the Mississippi Department of Health, Division of Health Facilities Licensure and Certification. 

• Madison is one of the most expensive places to live in Mississippi. Its overall cost of living is about 5% higher than the national median and 25% higher than the state average. Transportation costs are affordable compared to other U.S. cities. Housing is expensive compared to state and national medians, but seniors may save money by moving to a residential facility.  
• Crime is a rare occurrence in Madison, which may appeal to older adults who enjoy being out alone in the community. On a 100-point crime index on which a lower score indicates less crime, the city is rated 8.5 for violent crime at 16.1 for property crime, which is notably lower than national respective scores of 22.7 and 35.4, respectively.  
• Madison’s weather is fairly pleasant throughout the year, with the city rating slightly higher than the nation on a 10-point comfort index. Summers are humid and hot with high temperatures in the 90s, but winters are fairly mild and snow is uncommon. The most comfortable months are April, May and October. 
• Mississippi’s income tax laws are very friendly towards retirees, which may offset the Madison region’s higher living expenses. Seniors don’t pay state income taxes on any retirement income, including income from investments or retirement savings accounts, pension income or Social Security benefits. Property taxes are low and the sales tax rate is consistent with national averages. 
• Health care services cost about 6% more in Madison than in the typical U.S. city. However, there are about 342 doctors per 100,000 residents compared to 210 nationally, which may cut down on wait times to see specialists or obtain primary care services. The closest hospitals are in Jackson and include Mississippi Baptist Medical Center and Saint Dominic Memorial Hospital. 

Assisted living facilities in the Madison region charge $4,348 per month for services. This is several hundred dollars higher than the state median of $3,713, but it’s roughly equal to the national rate of $4,300.  

Seniors in Madison pay approximately $4,348 per month for assisted living, making it among the more expensive options in Mississippi for this level of care. Assisted living rates vary considerably throughout the state, with seniors in Hattiesburg paying $4,500 per month for care and those in the Gulfport area paying $3,738. Across state lines in Tuscaloosa, Alabama, assisted living rates are competitive at $3,138 per month.  

Residential care in Madison costs more than home-based care, but because rates are typically all-inclusive, residential options may be more financially viable for some seniors. Homemaker and specialized home health aide services cost $3,432 per month, and those who obtain services in a daytime community setting via adult day health care pay $1,083. Assisted living is costlier at $4,348, and nursing homes charge the highest rates at $6,388 for semiprivate rooms and $6,844 for private rooms.  

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Mississippi page.