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The 10 Best Assisted Living Facilities in Frankfort, KY for 2024

 

Frankfort is situated in the heart of Kentucky's Bluegrass Region, serving as the state's capital and offering historical sites and cultural attractions to explore. The city is home to nearly 28,400 residents, with a senior population comprising 14.6%. Its low cost of living and access to local medical services at Frankfort Regional Medical Center make it an attractive option for seniors seeking an affordable, convenient location to receive long-term care.

Assisted living communities are designed to make life easier for older adults who need assistance to live comfortably and are interested in expanding their social network. These communities provide 24-hour daily living support, housing accommodations and shared spaces with planned activities, allowing residents to maintain their independence while receiving needed care. Seniors in Frankfort pay about $4,568 per month for assisted living, which is higher than Kentucky's statewide average of $3,448 but nearly equivalent to the national average of $4,500. 

This guide compares local assisted living costs to fees in surrounding cities and for alternative care options, and it evaluates Frankfort's quality of life for seniors. Additionally, this guide offers resources that readers can use to navigate long-term care options. 

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Assisted Living Facilities in Frankfort, Kentucky

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What to Consider About Assisted Living in Frankfort

The Kentucky Department for Aging and Independent Living licenses and monitors assisted living communities in Frankfort and throughout the state. It ensures long-term care facilities comply with regulations and provides a comprehensive directory of every community in the state, with contact and licensing information for families to reference when seeking care options.  

Benefits and Drawbacks of Assisted Living in Frankfort

 

  • Frankfort's cost of living is about 9.7% lower than the national average, with lower prices for food, housing and transportation. Residents also pay nearly 30% less for health care, making it easier to access necessary medical services. Transitioning to assisted living may reduce expenses even further since these communities typically offer fixed monthly rates for necessities such as housing and meals. 
  • Frankfort is home to Frankfort Regional Medical Center, a 173-bed acute care facility conveniently located off I-64. It offers health care specialties, including diagnostic imaging, cardiology and emergency care, and a senior mental health department with licensed counselors and physicians trained to help older adults with Alzheimer's, dementia or mood disorders. Many assisted living communities offer care coordination services to help residents make appointments with off-site providers. 
  • Based on a 100-point index, Frankfort has high crime rates compared to national figures. The city ranks at 24.4 for violent crime and 54.6 for property crime, while the United States ranks at 22.7 and 35.4. That said, assisted living communities utilize security measures, often including keypad entries and cameras, to keep residents safe. 
  • Frankfort has a humid subtropical climate and experiences about 188 sunny days per year, allowing seniors ample opportunities to enjoy outdoor recreation. Summers are hot and humid, with a high of 84 degrees Fahrenheit, while winters vary from mild to cold, eliciting a low of 34 degrees Fahrenheit and 8 inches of annual snowfall. However, assisted living communities offer a range of indoor and outdoor activities to help residents stay active, regardless of the weather. 
  • Kentucky is a tax-friendly state for seniors, exempting all Social Security income from taxation. Additionally, the state provides a significant deduction for other types of retirement income and has low property and sales taxes. These tax benefits may provide additional funds to pay for long-term care. 

Paying for Assisted Living in Frankfort

 

Assisted living communities in Frankfort charge about $4,568 per month, although this price can vary, depending on location and services. 

The Cost of Assisted Living in Nearby Cities

Seniors in Frankfort pay $4,568 per month for assisted living, which is higher than Kentucky's statewide average of $3,448 but in line with the national norm of $4,500. Prices in nearby cities vary, with Covington offering care for 2.1% more than Frankfort. Louisville and Bowling Green are more economical options at 23.4% less than Frankfort, while Owensboro is also more affordable at $3,088 per month. 

Frankfort

$4,568

Kentucky

$3,448

United States

$4,500

Covington

$4,666

Louisville

$3,500

Bowling Green

$3,500

Owensboro

$3,088

The cost of Other Types of Senior Care

Assisted living is one of the most cost-effective senior care options in Frankfort, with adult day health care, which provides daytime-only care, being the only cheaper option at $1,690 per month. Seniors preferring to age in place can access home care or home health care for about 8.5% more. These agencies provide trained caregivers to administer services at home, according to an individualized care plan. Frankfort also offers nursing home care for older adults needing 24-hour medical care and supervision, which costs more than assisted living at $6,996 per month for a semi-private room. 

In-Home Care

$4,957

Home Health Care

$4,957

Adult Day Health Care

$1,690

Assisted Living Facility

$4,568

Nursing Home Facility (semiprivate room)

$6,996

Note: Data for Frankfort was unavailable, so data for the nearest city, Lexington, was used instead. 

Financial Assistance for Assisted Living in Frankfort

The state of Kentucky does not offer any Medicaid waiver programs to aid seniors with the cost of assisted living. However, it does allow low-income seniors who receive supplemental SSI payments to put this income towards room and board at a personal care home which includes assisted living facilities.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Kentucky page.

Financial Assistance in Kentucky

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.

Free Assisted Living Resources in Frankfort

Frankfort and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Frankfort, please visit our Assisted Living in Kentucky page.

Assisted Living Laws and Regulations in Frankfort

 

Frankfort Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Kentucky are required to follow. Visit our Assisted Living in Kentucky page for more information about these laws.

Assisted Living Laws and Regulations in Kentucky

Reviews of Communities Nearby

Assisted Living

Colin

I visited this facility

Review of Dominion Senior Living of Frankfort

I liked the fact that Dominion Senior Living of Frankfort was a newer facility. It's maybe less than 5 years old, I believe. The staff was great. They were very friendly. Any question that I had...

Read more

Assisted Living

Scott

I visited this facility

Review of Dominion Senior Living of Frankfort

Dominion Senior Living of Frankfort was nice and new. The staff was very friendly and informative. The rooms were nice and roomy. They have lots of different activities to do. Everybody knew...

Read more

Assisted Living

Gina

I am a friend or relative of a current/past resident

Review of Pleasant Meadow Assisted Living - Frankfort

My mother was at Pleasant Meadows for a year. It was a good place, but she only had just one room. We wanted her to have more of an apartment kind of place and just a little more independence to...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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