The 10 Best Assisted Living Facilities in Evansville, IN for 2024

Nearly 116,550 residents, including around 16% aged 65 or older, call Evansville, Indiana home. Located in the extreme southwestern corner of the state, Evansville boasts a milder climate than most of Indiana, and seniors may enjoy its Hoosier hospitality. Seniors with varied interests can find something entertaining in this dynamic city, with several golf courses, beautiful parks and gardens for getting outdoors and numerous cultural attractions, such as a symphony orchestra and several art and history museums. The city also has its own zoo and children’s museum for when the grandkids visit. 

Assisted living offers long-term residential care for aging adults who are relatively independent and active but need some assistance with daily tasks, especially personal care. The average cost of assisted living in Evansville is $4,389. While this is slightly less than the national average, it’s about $100 higher than the state average. 

This guide compares assisted living costs in Evansville versus nearby cities and various types of senior care options. Seniors can also get a glimpse of life in Evansville with a list of the pros and cons of living there and resources available for aging-related services.

The Indiana Department of Health Division of Long-Term Care handles the state licensing and federal certification of long-term care facilities, including residential care facilities such as assisted living. Its Residential Care Facility Licensing and Certification Program enforces the rules for long-term care facilities, and staff members conduct health and life safety surveys and investigate complaints.

 

• Income taxes in Indiana are lower than in many states, at a flat 3.23%. However, Vanderburgh County, which includes Evansville, adds another 1% in local income taxes. Even with a total of 4.23%, it’s still less than the 10 states Kiplinger identified as being the least tax-friendly states for retirees. Many of these states have variable rates based on income.
• Indiana doesn’t tax Social Security benefits, helping seniors keep more of their money. As of the 2022 tax year, seniors with military retirement income also benefit from it being exempt from taxes. Taxpayers aged 65 or older with $10,000 or less in federal adjusted gross income also may qualify for a tax credit.
• Although state sales taxes are relatively high at 7%, Indiana doesn’t allow cities or counties to tack on any extra sales taxes. Everyday necessities such as groceries, prescription drugs and non-prescription medications are all tax-exempt, saving seniors a bit of money.
• Evansville seniors can stretch their retirement dollars because the city’s cost of living is 20% below the national average and about 3.5% lower than the state average. Necessities such as groceries are 9% less than the national average, health care costs are 7% lower and transportation costs are 22% lower.
• Aging adults have ample doctors available, with 275 physicians per 100,000, compared to the U.S. average of 210. They also have a top local medical facility in Deaconess Hospital. This general medical and surgical center ranked as the No. 2 hospital in Indiana behind Indiana University Health Medical Center. It is rated high-performing in colon and prostate cancer surgery and treating hip fractures, strokes, kidney failure, diabetes, heart attack, heart failure and COPD.
• Evansville has a humid subtropical climate, so summers are hot, but the average temperature in the hottest month averages 89 degrees. The tradeoff to humid summers is mild winters, averaging 10 inches of snow annually compared to the national average of 28 inches. Less snow means fewer chances for seniors to slip and injure themselves.

• The overall cost of living in Evansville is nearly 17 percent lower than the national average. Seniors can expect to pay less for groceries, healthcare and transportation than they would in other Indiana cities.
• The Evansville area is home to world-class medical facilities, including Deaconess Midtown Hospital, in the event of medical emergencies or illness.
• There are plenty of local attractions in the Evansville area for seniors to enjoy, such as the Mesker Park Zoo and John James Audubon State Park.
• Evansville's overall crime rate is significantly higher than state and national averages with property crime rates that are twice as high as the national average. While assisted living communities generally feature security systems to ensure the safety of residents, this may be a concern for some seniors and their families.
• Summers in Evansville are quite hot and humid, with average high temperatures in July of 90 degrees and annual rainfall amounts that are 7 inches higher than the national average. Some seniors may find the climate in Evansville to be quite uncomfortable.
• Seniors can safely travel throughout the Evansville area on the Metropolitan Evansville Transit System (METS). Reduced fares are available to senior citizens. 

 

When trying to decide how to pay for assisted living, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of assisted living in Evansville and 47 other cities in Indiana.

Prices for senior living in Evansville will depend on multiple factors, including the level of care and supervision and the amenities featured on-site. Independent living costs $2,189 on average, while assisted living runs higher at $4,349. Memory care communities provide more intensive care services for older adults with memory loss, and therefore cost around $6,958. Because of these variations, seniors and their loved ones will benefit from fully reviewing all their options.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.