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The 10 Best Assisted Living Facilities in Elizabethtown, KY for 2024

The historically rich community of Elizabethtown offers 650 acres of parkland, numerous shopping and dining destinations and a high-performing medical facility, making it a great option for retirees seeking long-term care. It features a low cost of living and retiree-friendly tax laws, and comfortable weather throughout the year appeals to those who enjoy spending time outdoors. While seniors only make up 14% of its 31,000 residents, there are numerous supportive programs and services to help older adults find the best local long-term care solutions for their needs.

Assisted living is a popular option for older adults who don’t have extensive medical needs but are seeking a low-maintenance lifestyle with access to personalized care. With this residential care option, seniors live in private and semiprivate suites, studios and apartments and benefit from services such as transportation for errands and medical appointments, recreational and fitness activities, regular housekeeping and meal preparation. In Elizabethtown, facilities charge $3,225 per month for care, which is below the Kentucky average of $3,448 and the national norm of $4,500.

This guide provides more details on local assisted living costs and ways to pay for services. It also lists some top resources for local seniors.

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Assisted Living Facilities in Elizabethtown, Kentucky

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What to Consider About Assisted Living in Elizabethtown

In Elizabethtown and the rest of Kentucky, assisted living facilities must complete an annual certification process through the Kentucky Department for Aging and Independent Living. This department has specific guidelines regarding the services facilities must provide, and it publishes rules regarding staffing, care planning and medication and nutrition services. It also investigates complaints of substandard care or environmental conditions.

Benefits and Drawbacks of Assisted Living in Elizabethtown

  • The cost of living in Elizabethtown is in line with the state norm but about 16% below the national average, which may let seniors maintain a comfortable standard of living on fixed incomes. On an index based on a national norm of 100, the city rates 83.4 compared to the Kentucky score of 82.3. Local housing costs are a little higher than the state average, which may make assisted living an affordable alternative to homeownership.
  • Violent crime is much less prevalent in Elizabethtown than in the state and nation as a whole, with data showing that this type of crime occurs at a rate of 161 incidents per capita. While property crime is more prevalent at a rate of 1,488, the number of occurrences per capita has been steadily dropping for nearly 20 years.
  • Daytime temperatures in Elizabethtown range from 43 degrees F in the winter to 87 degrees F in the summer, and the city gets 47 inches of rain and just 3 inches of snow annually. Seniors in assisted living facilities often have amenities such as individual climate control, letting them keep their homes at a comfortable temperature year-round.
  • Baptist Health Hardin, a 300-bed hospital, serves the Elizabethtown region through emergency services and primary and specialty care. It specializes in heart care, imaging and diagnostics, stroke care and occupational medicine, and it has an on-site pharmacy that fills prescriptions for current and discharged patients. In general, health care costs in this city come in about 10% below the national norm.
  • Elizabethtown seniors don’t pay state income taxes on their Social Security benefits regardless of their income level, and they can claim a sizable deduction to reduce the tax burden on other forms of retirement income. This may help them afford local assisted living expenses.
  • The air quality in the Elizabethtown region is very good and may benefit those managing chronic lung or cardiovascular conditions. The American Lung Association gives the county an A for 24-hour particle pollution, a passing score for annual particle pollution and a B for ozone pollution.

Paying for Assisted Living in Elizabethtown

In Elizabethtown, assisted living residents pay approximately $3,225 per month for housing and care.

The Cost of Assisted Living in Nearby Cities

Assisted living facilities in Elizabethtown charge average monthly rates of $3,225, which is about $220 below the state norm and $1,275 below the national average. Seniors may save money by choosing care in Owensboro, where facilities charge $3,088 for services, but in Bowling Green, rates are a little higher at $3,500. In Lexington, care costs exceed Elizabethtown’s norm by $1,340, offering the potential for significant monthly savings, and across state lines in Evansville, IN, seniors pay $4,389 for care.

Elizabethtown

$3,225

Kentucky

$3,448

United States

$4,500

Owensboro

$3,088

Bowling Green

$3,500

Lexington

$4,568

Evansville, IN

$4,389

The Cost of Other Types of Senior Care

Assisted living in Elizabethtown costs $3,225 per month. This is about half the cost of nursing home care, which starts at $7,604. Seniors who arrange basic in-home care or skilled home health care services pay $5,053 per month for full-time care. Those who opt for adult day health care pay the most economical rate of $1,690, which covers daytime services but not living expenses such as housing and utilities. This may make assisted living the more affordable option for many seniors. 

In-Home Care

$5,053

Home Health Care

$5,053

Adult Day Health Care

$1,690

Assisted Living Facility

$3,225

Nursing Home Facility (semiprivate room)

$7,604

Financial Assistance for Assisted Living in Elizabethtown

Financial Assistance in Kentucky

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.

Free & Low-Cost Assisted Living Resources in Elizabethtown

Numerous agencies and programs serve seniors in the Elizabethtown region, helping prospective assisted living residents find the best long-term care options for their needs. These resources also help current assisted living residents connect with social and recreational activities in the community and find advocacy and support for issues that arise in their facilities.

ResourceContactService
Hardin County Senior Citizens Center Griffin Manor(270) 982-2909The senior center hosts a daily congregate meal program and has nutrition education workshops, fitness classes and social and recreational activities for seniors. Transportation to the center is available through the Central Kentucky Community Action Transportation Services, which provides door-to-door transportation services for seniors on weekdays during normal business hours.
Area Agency on Aging(800) 264-0393The Area Agency on Aging has a comprehensive community resources directory to help older adults find programs and services in the Elizabethtown region. The agency also houses the Aging and Disability Resource Center, which has benefits advisors who assist seniors in applying for benefits that may help cover assisted living.
Retired Senior Volunteer Program(270) 737-1059RSVP partners with several nonprofit organizations and charities in the region to provide exclusive volunteer opportunities to those aged 55 and over. Some volunteer opportunities include food pantry support, senior companionship and mentoring in local schools. In exchange for their service, volunteers get benefits such as invitations to recognition events.
Long-Term Care Ombudsman(800) 372-2991The long-term care ombudsman visits assisted living facilities in the Elizabethtown region to educate residents of their rights, observe conditions and help facilities develop solutions for gaps in residents’ care. The ombudsman can also help seniors and families compare assisted living options and determine ways they may pay for care.
Legal Aid Society(800) 292-1862The Legal Aid Society is a regional nonprofit organization that provides free civil legal assistance to those aged 60 and over. It can help older adults apply for public benefits and work through issues such as accessing health care, drafting wills and advance planning.
Kentucky Department of Veterans Affairs(502) 564-9203The Kentucky Department of Veterans’ Affairs advocates for veterans in the state and administers benefits such as retirement planning, health care, life insurance and veterans’ home placement. While it’s not affiliated with the Veterans’ Administration, it can help veterans file claims for VA benefits such as Aid and Attendance.

Assisted Living Laws and Regulations in Elizabethtown

Elizabethtown Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Kentucky are required to follow. Visit our Assisted Living in Kentucky page for more information about these laws.

Assisted Living Laws and Regulations in Kentucky

Reviews of Communities Nearby

Assisted Living

Laura

I visited this facility

Review of Bluegrass Assisted Living - Elizabethtown

Bluegrass Assisted Living was very nice and we enjoyed the people very much. The people there kind of have their own freedom. They could come and go as they please, which was a good thing. They had...

Read more

Assisted Living

James

I visited this facility

Review of RobinBrooke Senior Living

RobinBrooke Senior Living had a lot of activities, and for their lunches you had your choice of what you wanted to eat, plus a la carte if you didn't like what's on the main menu. They just seemed...

Read more

Assisted Living

James

I visited this facility

Review of Vitality Living Elizabethtown

Vitality Living Elizabethtown was very nice. The people that we met were nice, but we felt like it was kind of cold or hotel like, versus assisted living. That could have been because of the time...

Provider response

Hi James, thank you for your feedback! We greatly appreciate the four-star review.

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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